military and veteran advocate
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nothing that would not get you in financial trouble. think about it....if you cant save money enough for a down payment how do you think you'll save enough to pay the mortage on time? common sense people |
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OriginalBubble
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Get a 100% mortgage.
Speak to a mortgage adviser |
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oliver f
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get a 100 % mortgage, failing that I would suggest getting a loan for the deposit. |
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taketwo
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get 100% mortgage |
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PETER F
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My first mortgage was 100%. The interest rate we got was reasonabley competetive and once the value of the house had gone up we renegotiated our deal to a rate for a 90% mortgage. |
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jkm13
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look for property where on the add it says deposit and solicitor fees paid for you or find a mortgage adviser they can juggle the figures so you wont have to pay any good luck |
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m_berry999
 |
Hiya,
Get a mortgage from Northern Rock called a 'Togeather' mortgage. 95% of the mortgage is secured against your home and then you can take out another 30% as an unsecured loan which you can use for your deposit and home improvements etc. |
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Greg
|
100% mortgage. I heard HSBC will give anyone a mortgage! |
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scragette2000
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no, but if their is let me know |
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alatoruk
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100% mortgage. mind you most lenders dont like them because there is no lee-way. you default straight away, they lose money. with a deposit thier losses are covered.
when we got our first mortgage we got a 99.25% mortgage (we had to find £300 out of £40,000) so deals are out there. shop around |
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dizzymooo
 |
Yes you can get a 100% Mortgage if you have good credit , have a look at Northan Rock i think they do 100%. Obviously will depend on income multiples etc but you should get an idea of what you can or cant do quite quickly. |
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Mike
|
yes you need a 100% mortgage |
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PlatinumREI.com
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I will happily do your 100% loan if you qualify.
A seller and/or their realtor would likely expect an earnest money deposit. A private seller might not.
dave.peters@sbcglobal.net |
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Dover Soles
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Only to pay the full amount! |
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Free-As-A-Bird
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if you mean deposit, not downpayment, then you need to find an agent who will not be embarassed to offer $10 on the house, but the majority of them would laugh at you if you say so. Just keep looking.
Not sure why everyone else answers about 100% mortgage, if the question is about a DEPOSIT..... |
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sam
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as well as the 100% mortgage, if you are a first time buyer many places will (new places) have deals where they pay the deposit for you, some where along the line you end up paying for it though. |
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Donna
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100% mortgage. They're not uncommon these days. |
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Tiger01204
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a 100% mortgage is the best bet... by the time you've saved up for a deposit of even 5% - the house prices have risen past that so you'd be caught in a vicious circle. 100% deals aren't that bad anymore and i've friends in similar situations who went with a full mortgage and now they are moving, with the equity they have made, are able to put down a larger deposit. Think of a 100% mortgage as a quick fix to get on the property ladder. I wouldn't but your dream home but more of a stopgap so you can make some money to invest as a future deposit ! - .. |
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