 I'm a student in college and I get credit card applications like candy..? |
| I have about four now, but I've been very smart with them. I've had them for almost a year now, and I always make payments on time (I also try to charge everything to some credit card since ... |
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 How old do you have to be to get a credit card? see details.? |
| Okay so i know about prepaid cards and stuff, example the Visa Buxx card for teens. But i'm talking about a real credit card. How old would i have to be to get a credit card for a store, like a ... |
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 How much debt do you have to have to file bankruptcy? |
| Is there a set amount of debt you owe in order to file bankruptcy?... |
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 Credit card judgment against me? |
| a year ago i was seppareted from my wife, and i was unble to make the monthley payments on my credit card, and i tried to explian to the collection agency, and since then im still struggling to keep ... |
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 What does in-store credit mean? |
Does credit mean cash or something else?
For example, customers are granted credit reflecting the lowest price...... |
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 Capital one? |
| any luck with these guys ? are they good cards too have ? will they help build credit ?... |
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 What's the best way to reduce credit card debt? |
| I know so many people say 'stop using the cards!'...but what if that's not an option? My credit card has turned into a monster.... over 17k and I only take home 13k a year. It's ... |
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 I paid off credit card ,lost comfirmation# and now they want more money,what now? |
| A collection agency called and collected on my card , I paid it off in full at a percentage off , and now they want the remaining from another company ,my husband lost all my paperwork and now I'... |
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 Can a company send my name to the credit agencies even though the £76 I owe them was due to their error.? |
| A company said I owe them £76 for a contract that I signed. This amount came about due to their own fault such as saying that the staff I dealt with forgot to sent some paper work to their head ... |
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 Does negative credit ever "fall off" your credit report ie 5-10 yrs.? |
| Is there a limit to the time bad credit such as charge offs, unpaid medical bills, credit card bills are listed on your credit report? I think there is a limit on the collection time but what about ... |
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 What happens with credit card debts not paid in a long time say more than 6 months?? |
| i got sued by one credit card - but worked out a payment to stay out of court. can someone tell me worst case scenario? can they garnish my wages if we go to court?... |
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 How can I improve my credit rating? |
| I owe lots of money toward bills(such as utilities) and credit cards. I just got a nice chunk of change from my tax return. How do I get my credit rating up without going broke? Or is it wiser to ... |
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MS. DC | How can i clean up my credit? |
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Allstars
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Never miss payments. |
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Nunoyvgvna Awi
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stop spending.
pay off your bills, late bills first.
even if you can't pay it in full, send in at least 20, NEVER skip a bill, EVER.
as you gets things paid off, credit cards paid off, etc...and then go for awhile without being late, etc.....THEN your credit will slowly start to improve.
its like school......real easy to go from an A to an F but 3 times harder to go from F to an A. Bad credit is an F....takes alot of effort to get back to an A. |
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ilovemyfiance11
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START BY PAYING BACK DEBTS THAT YOU OWE. MAKE SURE THAT YOU MAKE ALL PAYMENTS ON TIME. EVEN ONE LATE PAYMENT CAN MAKE A DIFFERENCE TO YOUR RATING. |
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luciousgreeneyedlady
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pay your bills |
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Melanie D
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Obtain a copy of your credit reports from Experian, TransUnion, and Equifax to see where your credit stands. These companies will also provide tips and information on improving your credit ranking. |
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something
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This has been asked and answered so many time on the web, a simple google search will reveal.
One creative solution, I've read, is to get a tax id issued to you that is similar to social security numbers. Then you just change your mailing address and phone number and *poof* you've removed all you bad credit history. Haven't had the need to try this, but it is interesting. |
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arcticchill_ak
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An easy yet legal way to help your credit score is to ask a friend of family member who has knowingly good credit, if you could be added to one of their credit cards as a co-signer. Tell the friend or family member to send the credit card to their address and to cut up the card. That way, they will have no worry about what you will do with it. If they do that for you, their good credit will be passed onto you, or at least help your credit report. Also this is a good way to help a child to establish good credit, it is completely legal and the parent's good credit history will now be passed onto the child. It's not a quick fix for bad credit, but it will certainly help. |
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Sutej G
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clean up any collection items.
go to a credit counsoling service (usually 300-400 dollors) and they will write all the letters you need to your creditors to clean up your credit or dispute negetive marks on your credit. Don't try to do this yourself because it never seems to get done right.
Then get yourself several small limit credit cards or go to a local bank and get a small loan. If your credit is really bad right now, you may have to secure this loan with a certificate of deposit, ie you deposit $300 into a bank account, and they loan you $300. The point is make all of these small monthly payments ON TIME! This consistent record of paying your credit cards and bank loans ON TIME will get your credit score up. |
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Mariposa
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Get a copy of your credit report and see what is hurting you the most. Before you contact any creditors or send in payments, read about repairing your own credit. You don't want to lengthen the statute of limitations. Please try the link below. (Don't worry, it's not spam like the man is posting. It's actually a legit site that has given me useful tips and has sample letters to send to creditors.) |
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Vineela
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You get the information at http://zerocreditcard.blogspot.com |
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Odin
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