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 Do things not showing on my credit report affect my credit?
I have bad credit as it is but I'm working on fixing but to start off I'm only paying the debts that show on my credit report... but I know for a fact I have some other things that DON'...


 Name the uses of a credit card.?
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 Has anyone been helped by the people who say they are under government help to assist you to reduce debt.?
I wondered is there a catch and is it genuine....


 Just got approved for a capital one credit card?
OK, so if you read my past questions you can see that I have tried desperatly to get credit to buy a PC from for School. so Capital One approved me for a credit card after I got one of their letters ...


 Credit Debt?
Is it true that if you dont pay your credit cards bill for 6 years they just take it off your credit report and stop asking you for the money, cause its unsecured line of credit???

Cause ...


 What's a good credit card for an 18 year old to start building good credit?
I'd really like to get one, because I know how to not abuse it, and I have the money to pay it back. Thanks....


 Strange Debt Letter Help?
I received a letter off a debt collection company this morning saying I owe them nearly a thousand pounds, and unless I sort it out they will start bankruptcy proceedings against me, after they have ...


 Debt collectors?
Hi i say on the news about zombie debts on how they are agressive. well I have one of them harrassing me on a debt from 1994. The orginal balance was 400 bucks and now they want 18k. I told ...


 Paying off old debts?
Hello everyone,
I have debts from the last several years.

But my question is, is it better to settle on a debt if the collector is willing to, or pay off the entire thing?

...


 Where do I get a prepaid mastercard without having to apply and fill out forms?
I am 14 and I want to buy a particular item online but I havent got a debit or credit card and my mum says I am not allowed to get it I have got the money needed for the item all I need is a credit ...


 Capital one keeps reporting on my report even through its charged off when will it come off my report?

Additional Details
so even through they keep reporting it will come off 7 years from when it was charged ...


 What does ATM mean?
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 I had a phone offer for a credit card with no fee from World One. They also claim to have 0% interest?
...


 Should i file for bankruptcy?
i have over $13,000 in debt, including medical bills, credit cards, and student loans... my minimum payments each month are averaging just under what i make monthly. i'm barely scraping by and ...


 What is the reasoning for employers doing credit checks before hiring?
and can you refuse it, and can they not hire you because of a flaw on your credit- and how much weight is actually placed on a credit check for a job?...


 Credit collection?
I have a collecting from Palisades Collection LLC that is on my credit report. My current score if 650, not good, but not horrible. I am trying to raise my score. the collection is from Alltel for 300...


 I rent a room from someone and I love it but their credit card company is harassing me.?
I rent a room from someone that I know personally. I love living with them and they really need the extra money. So please do not suggested that I just move out. The people that I am living with ...


 How can i raise my credit fast?
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 Trying to repair bad credit. need a major credit card approval to start building.any suggestions?
i've never had a credit card before, but have been told if i establish good credit with a card company it will begin to repair my bad credit.my bank declined to give me their in-house visa. are ...


 I have lots of Credit Cards?
I have a few credit cards from sears the bay ect ect
Will closing them make my credit score go down?...



fruitsmoothies
How can i clean up my credit. i do not have the money to offer on settelments?
I want to raise my credit score, and just how can i have the negitives turned into postives on my credit report...there are people offering that they can clean up your credit fast for a fee. so can someone lead me into the right direction....again I do not have the money for settelments or to pay off large accts
                     
 




beauty s
Rating
no!! they only thing they can do it help pay your bills by lowering the payments.. and it takes 7 years from the day u paid them off in full the be removed from your credit report.. Now if someone is say they can do it themselves and remove them they laying to u..
Just pay your bills on time from now on and u will see an improvement..


Ferd
Call and insist to speak with in-house Collections and request for credit restructuring. Most banks will oblige. But you need to act on the new contract and pay regularly.


antivinegar
Rating
tyr this site it may help you with your Debt and Financial issues... http://www.helpgetfunded.com


jake
contact an investment banker


renaj1938
Be careful of these companies that offer to reduce your credit for a fee. I lost $300 because I was laid off from my job about a week after I signed up for their service. I was given no refund. The best thing you can do is to sit down and write out all of your debts and income into separate columns. Stop spending money on things you really don't need. Work out a budget, so much for food, utilities and rent, clothing and personal items. Only you can control what you do with your money. Stay away from high interest credit cards. If you don't have the money for it, you don't need it. You didn't get into debt over night and it will take time to clear it up. Do not give up you will be surprised at how quickly the debt will be reduced once you take control. I know I've been there. I have 2 credit cards with low limits and I pay them down and have no desire to increase the limits because I know I will use them. Good Luck You can do this.


Amanda H
Rating
What totally sucked was the fact that after college I had so much credit card debt that piled up and it was really affecting my credit score. I searched around and tried a few of those debt consolidation sites but found that nothing that I tried really worked. I found this kick *** site that helped me alleviate these problems and I want to share it with you.I helped me out so much and I hope it helps you as well.http://getoutofdebt.5gbfree.com/index.html


bottleblondemama
There are legitimate non-profit Credit Counseling organizations you can find in the Yellow Pages of your local phone book. Although they can lower your payments and mitigate interest and late fees, the downside is you have to cut up an credit cards that you have and have to pay them a lump sum every time you are paid, which they in turn send out to creditors. It usually take 5-7 years to clean up your credit even doing this.


SheSoFly
contact hargrave and associates. They do all the work for you. Guaranteed. For 250 bucks they work on cleaning your credit for 6 months. Helped me a ton! I am driving a brand new car because of it. They also do auto and home loans in house.
www.hargraveandassociates.com


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