 Payday loan places? |
| do they check your credit score report before they give you a loan. I have this unexpected thing come up and I wont have cash until for about 2 weeks, I have okay credit, but I know everytime a place ... |
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 I'm in the process of getting divorced. can my husband make me lose my house if he declares himself bankrupt |
| i am unable to work due to long term sickness and my husband has left and me in lot of debt and he too has alot of debt . He wants to decalre himsefl bankrupt to start a clear slate but my worry is ... |
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 What's the best credit card for college students? |
| hi, i think i might be getting a credit card, so what's the best one, i really just need it to order some computer parts online (about 700 dollars worth) and then i don't really plan on ... |
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 A visa debit card? |
| i was curious.. when you buy something online with a card, it says enter card number. After you have entered it wouldn't the seller be able to steal all the money in your card instead of taking ... |
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 Desperately need personal loan, poor credit due to ongo'ng dr expense.No family, no where to turn. Any ideas? |
| Need a personal loan for $3,500.00. I am a private investigator starting my own business. My credit scores are low(I checked them), because I don't have health insurance and have paid rx costs &... |
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 Renting as a couple with bad credit? |
| My fiance and I are looking for an apartment. We've went for 1 place with a private owner, and she said yes but wanted 2 months rent on the deposit. After talking it over we finally decided not ... |
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 Best next credit card? (AmEx VS. Capital1)? |
| Okay, so I made some mistakes when I turned 18, you know, like getting 5 different credit cards and maxing them out. I've actually paid all my balances down (including paying off 3 of those ... |
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 Do the type of purchases made on a credit card have any beneficial affect on your credit score? |
| I'll give an example. Say I use my credit card for necessities like family groceries and gasoline, as opposed to non-necessities like games, jewelery, or new room furniture. Does this have any ... |
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 If you purchase something on CREDIT with a debit card, how much time are u given to pay it off? |
| i want to buy something with my debit card, but i have insufficient funds in my bank account to pay for it. Ive heard that you can put things on credit with your debit card. If so, how much time will ... |
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 Credit card? |
| im 21 and i want a credit card. dont say i dont need one. i have a job and i want one. what is the best credit card to get for starters.... |
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| How am I supposed to get credit without going into debt? |
| I'm a college student so i'm already strapped for cash and I've managed to be able to keep from getting a loan. I really need a car but I have no credit. I need a phone but I need ... |
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| I applied for 2 different credit cards but i didnt get approved? |
| i dont have any credit but people told me thats a way i can build it up so why did i get declined is there a credit card out there that will accept ... |
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 How to build up good credit? |
| My credit score is only 608 and I was bad with paying my bills on time a few years back. Now that I am older and trying to get myself straight I was wondering how to build my credit? I have a Capital ... |
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 A bill collector is taking me to court for a credit card bill that is at least 7 years old. Do I have to go? |
| They have filed a complaint with my local magistrate, and they are asking for over $4000 which is the amount that has accumulated over the years in late fees and interest. I don't feel I should ... |
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 Help with paid off debt... 7 years? |
| I had debt that dated back to 2000 (date opened) and have recently paid it all off, this year. Will the negative debt records clear 7 years after the open date or 7 years after I have paid off the ... |
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 What are the laws for collection agencies to collect debt from people that was from 2yrs ago and harrassment? |
| They also mentions that they would make a note that my sister will bw non negoitable, which means what? What steps can I take to have them stop harrassing me?... |
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Miranda | How can i figure out if someone used my ss number to get a credit card? |
My wallet was stolen with my Social Security Card and Birth certificate in it. How can i figure out if someone has used my social security number to get a credit card? I have no other credit cards, but how can i figure out if THEY got one using MY information? I would REALLY appreciate an answer. Thank you so much! |
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moonshine057
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freecreditreport.com |
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crobs808
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not very smart carrying your social security card and birth certificate around in your wallet all the time. why didnt you just post your bank account and routing number here. hey, can i have your mother's maiden name? thanks. |
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acermill
|
Obtain copies of each of the three major credit reporting bureau's files for yourself. They are free, and you are entitled to one free each year, from each of the three. These reports won't give you a credit score, but they WILL allow you to see any activity which may have occurred, including the issuance of any credit cards. |
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nickipettis
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after getting the credit report, you might ALSO want to get a driver's license with a new number and a SSN with a new number.
Since even if they haven't used the id to get a credit card yet, they still might be keeping your ID numbers for later use. |
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Garden by M
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get a credit report, it's free once a year in every state |
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Angeleyes
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You had better call them up(the office where its issued) and tell them your problem and ask them to block your SSN. Later you could go on to get another one issued.... |
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KD Clumsy & Curious
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call life lock they guarentee that even if someone has your info that they can protect you from any harm. Guarenteed up to a million in damages. |
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MeInUSA
|
Contact the 3 credit reporting agencies and get a copy of your credit report..it will show up there if it has happened..
You can go here to get it:
https://www.annualcreditreport.com/cra/index.jsp
If you are concerned you can put a "freeze" on your credit reports and then nobody can request credit on your accounts until YOU unfreeze them. Here is some info on that:
http://www.privacy.ca.gov/sheets/cis10securityfreeze.htm
and
http://www.msnbc.msn.com/id/7632687/ |
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elizabethann44266
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If you had your personal identification stolen, you should first notify the police. Next, contact one of the three major credit reporting agencies and let them know. They will put a fraud alert on your report, which I believe is good for one year. Anyone who tries to open an account in your name will be stopped.
In your question, you say you have no 'other' credit cards. If you mean you don't have any to begin with, that is one less worry. If you do have one, you should already have notified them, they would have canceled the card & issued you a new one.
Next, you should go to www.ftc.gov and file a report of the theft. This is the arm of government that tracks ID theft, which is one of the fastest growing crimes in the US.
The Fair Credit Reporting Act requires Experian, Equifax and TransUnion credit reporting agencies to provide you with a free credit report, 1 per year. You can go to www.annualcreditreport.com to sign on. Some sites say they are free, but they actually enroll you in a program that you end up paying for. The above site, is the one that is actually free. You may also call 1-877-322-8228 to request a free report if you don't want to do it online. Once you receive your report, you can see who your creditors are and if anyone has attempted to open an account in your name.
Final piece of advice: Never EVER carry your social security card and birth certificate with you. Most places that require you to show ID only need an unexpired, government issued photo ID. If you don't have a license, you can go to the license bureau and get a state issued photo ID. |
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