 I'm looking for a good "1st" CREDIT CARD. Who should I go with? |
| Some factors to consider: Im a recent college graduate, I live in southern California, I've never had a credit card, I have no credit, and my main reason for getting a credit card is for use in ... |
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 Solo or Visa Electron? |
| Which debit card would you choose if u had to? or which one is popular? which one is used most?... |
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 If/when i pay off my debt how long will it take to come off my credit report.? |
currently i have 5 things on my credit report.
2 of them are student loans, im good on those.
the other 3 are in collection.
those are:
apartment $5,065
verizon $451
... |
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 Whats a good way to build my credit?? |
| right now i have fair credit, but i just want really good credit, are there any good ways to build my credit that wont take a long time and that isn't a big hassel. maybe some small things that ... |
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 I stopped paying my 13 credit cards on August 2006 when will negative info no longer be in my credit report? |
| My understanding is the negative information is only allowed to be reported on your credit report for 7 years. So since I completely stopped paying my credit cards last August "06" should ... |
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 I just found 5 credit pulls from a mortgage co, every 2 months. I have not, nor would use this lender. help? |
| My sister works as an underwriter there and our relationship has had its troubles. I would never give permission due to this. it is affecting an otherwise excellent rating. what is my recourse?... |
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 I owe a couple thousand dollars on a couple credit cards, I lost my job and cannot pay them..not now,anyways.. |
| ..what, if anything, can these credit card companies do to me in the event I don't pay them? I have heard that since they are unsecured,signature type loans, they cannot do anything except ruin ... |
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 Why do credit card companies sue people? |
and why are there so many people who try to justify it?
Additional Details
I am NOT a deadbeat. I am a full-time student and I was out of work for a long time.... |
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 I found a lost credit card. How do I contact the owner to return it? |
| Today I found a credit card on the bus floor as I was riding home. It's a brand new card, and I want to return it as soon as possible to the owner. However, the name on it is "M. S." ... |
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 Will cutting (cancelling) a card end unauthorized charges? |
| I'm wondering if, in the event of identity theft, a simple call to the card company to cancel will disable the thieves from further use of the card and the numbers that represent it. Is it that ... |
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 Direct Debits?? |
| Right, my bill says the money will be taken out of my account on or after 2nd July. What happenes if the money isn't in on the 2nd?? Say if the money goes into my account for 3rd, will they take ... |
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 How much credit card debt? |
| I'm looking for record breakers here. I want to hear who has the most outrageous amount of credit card debt, for comparison purposes.... |
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 What kind of auto loan do I get with a 685 score? |
| I have 680, 685, and 689 FICO scores based on the 3 bureaus. What kind of auto loan (interest, max amount etc) can I get?... |
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david a | How can i find out how good my credit is if i dont have a credit card? |
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 |
 
imisidro
 |
You go to http://www.annualcreditreport.com
This site is TOTALLY FREE and can give you credit report from the three credit agencies. It will not ask for your credit card. As long as you have a credit history, a SSN then you can get your credit report for free. |
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Lavvie
 |
You can contact the four major credit bureaus, Experian, Equifax and Trans Union, don't remember the other one name. They will provide you with any relevant info. needed. even your credit score.
By the way Citibank, who is very reputable offers a free trial period for you to view your credit report by all three major credit bureau for free, you even get to view your credit score for free. Try them and take advantage of the trial period. www.citicreditmonitoring.com. I tried them they were great, I was able to view everything for free while in trial. |
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Desiree W
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You are generally allowed to request your credit report annually without charge from the three major credit reporting companies. Experian, Equifax and and TransUnion.
Take a look at the FTC website on how to request your copy:
http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm |
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statue
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Go to https://www.annualcreditreport.com/cra/index.jsp
This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.
AnnualCreditReport.com is the official site to help consumers to obtain their free credit report. |
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leahivan
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One FREE way is to apply for a loan or credit card. If you get refused they will send you a letter in the mail stating that you have 30 days to request a report to show why they refused you credit. The report is free. It is not the same detailed credit history you would pay for, but it tells you if you have late pays or other credit blemishes, the date, and the company they were with. |
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jbowler
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You are entitled to a free credit report each year from each of the credit bureaus.
This link tells you how to get them: http://www.credit-yourself.com/credit-report.html |
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Lion J
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Go to your bank, and deposit at least $2000 into a savings account- if you haven't already got it there.
Then ask the bank for a loan against that $2000. You can pay it back over the next year, or the next six months, but make regular payments, and you will have established yourself as a good credit risk. They might even offer you one of their credit cards at the end of that time. |
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?
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www.annualcreditreport.com it's free no card needed |
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?
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u cant cheak it cause u dont have a credit card lol u havent had to pay anything back unless u ever took out a loan |
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Ubiquity
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Go to: http://www.freecreditreport.com/
It is a website the government forced the three credit reporting agencies to create. You can see your credit report for free once ever 12 months for each credit reporting agency. |
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Rvn
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You don't have to have a credit card, per se. Expedia and the others keep a credit history on you all the same. |
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