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 Getting out of debt?
I have a serious ongoing problem. I am a single mom that owes probably $4000 in unpaid bills. now one of my credit card companies turned me over for collection, and they want either a reduced ...


 My credit is good but im late for my payment every month?
i have a loan with citi financial and im late every month im really busy .. and i always end up paying late,.. but my credit has never been affected someone said its cuz i pay before 30 days?...


 Should I apply for a fixed rate loan to pay off credit cards?
I have $25,000 in total credit card debt (3 cards). Interest rates are 4.99, 5.99 and 11.74. The card with the highest balance is also the highest interest rate. According to a debt calculator I used,...


 Credit card transaction question?
I purchased a doll for my daughter on October 23rd. I wanted to use my debit card to pay for it but the store only took credit cards, so they ran it through as a credit card.

I never ...


 Credit card interest rate of 29%. Isn't this usury?
I understand interest rates, but good grief, that is just outrageous. The mortgage on my house is only 5.75%. This can't be legal....


 What can I do if my friend doesnt want to pay me back my money??
Ok I have a friend that I let her borrow my credit card because she had an emergency I have a $8,000 credit limit she use it all and now she doesnt want to pay me back that money! She runs away from ...


 Credit Question?
I just got my credit score. Its only 689. I have two credit card which I owe about 5000. between the two. I plan on paying them both off in the next 4-5 months. How much will this raise my credit. I ...


 Does anyone know where to get a personal loan if you have bad credit?
I have a garnishment I need to pay off, and a personal loan would be far better on payments than the garnishment I have....


 Do you have to have good credit to get a small business loan?
I am going to start an online business that requires me to bascially pay someone to maintain and run a website. The site will be ad supported, but I need a small business loan to get it up and ...


 What is the best wat to improve your credit score?
...


 If you have a judgement againist you can they garnest your wages or take from your bank account?
...


 How to properly distroy an expired credit card?
What is the proper way to destroy an expired credit card so that no one can get the numbers off the card?...


 I have very poor credit is there a credit card i can get?

Additional Details
what is a prepaid credit ...


 How long does it take for late payments on your mortage to come off, it"s lowering my credit score?
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 How can I build my credit within the next year and a half?
I royally screwed up my credit when I was 18. I'm getting married and I don't want to bring my sucky credit into it. I want to get my score as high as possible before next year because we&...


 Which credit card is the best?
I am going travelling soon and was thinking about getting a credit card. I will be working abroad so i'll have money. I probably won't even use it but just in case of emergencies. Which ...


 What's the best prepaid debit card?
What prepaid debit card do folks suggest? Which card is the best deal?...


 Too many credit checks have bought my credit score down really low - what can I do to improve this score?
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 Is 630 a good score on the credit report?
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 Paypal help?
i got every info possible except the account number. it asks for 1-12 numbers, mine has like 30 on my bank card, what do i do? thanks!
Additional Details
I'm signing up for a paypal ...



leandar
How can i get Mortgages, if i am with bad credit ?
                     
 




tina
Rating
Read this Review about Difficult financial situation ...

http://review-of.blogspot.com/2007/05/difficult-financial-situation-bad.html


JayD
The following companies specialise in finding loans for people who have had problems obtaining credit because of County Court Judgements,Mortgage Arrears, Bankruptcies, etc.

Most of the following deal with loans and mortgages,
some of them mortgages only.

Alchemy Financial Services, Nicholson Room, Building 1, Shamrock Quay,
William Street, Southampton, SO14 5QL. 01703 232623.

Alpha Finance, 6-10 Bowden Terrace, Newcastle upon Tyne, NE3 1AX.
0191 213 1683. 01222 233743.

Apex Finance. 01628 665115.

Charles Ashworth Finance & Co.
Homeowners : 01614 770974. Tenants : 01252 341122.

Atlas Financial Services, 194 Shoreditch High Street,
The City, London, E1 6LG. 0171 729 6999.

BFS. 01274 587418.


keith m
I dont think you will get Mortgages if you have good credit then it is based on your income I would have thought 1 mortgage is enough .what you after a street?


katehughes2706
Rating
Speak to an Indepenant Financial Advisor in the first instance, they unbiased so they will look for the best deal in each individual case.

If all else fails, we got our mortgage with Platform Company.

I was on the brink of bankruptcy, and my fiance cant even get an overdraft. But these people gave us a mortgage!

The interest rates are a little high (6.4%) but after the first two years of paying a mortgage, we can go to any high street lender.

Try them is all else fails.


Jimmy John
Rating
Take a look there : http://index-go.com/bad-credit-finance-mortgage.asp

If you have a really good income, it may be a good solution. But if you earn an average salary, you better wait a few years and save some money.

Good luck !


iceman
Rating
First of all it depends on how "bad" your credit is. If you score is below 550, you will have more trouble getting approved, and if you the interest rates will be so high that you would be better off renting.

Your best option is to try to get as much money down as possible. Most banks will approve anyone at good rates if the can get 30% down. Getting 20% down is very good also, but your interest rate still could be very high.


T V
Rating
If you have bad credit, you may want to seek out a mortgage broker. They can find you a loan with a credit score as low as 500. Good Luck


Thats_me
This is what you can do

Put alot of money as downpayment, which means you can qualify for a mortgage with maximum 60% to 75% LTV (Loan to value) Depending upon what kind of credit you have

Next, you can go for a hard money lender, which will get you the maximum LTV but it wont' be more than 75% anyhow... Also, you will have to pay a way higher interest rate like 10% or something.

Good Luck
Mohit Madaan
Loan officer
718-775-3226
Mohit@ImpressiveLeads.com


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