 I have many credit cards that are in a collection agency, should i pay them monthly or pay all at once? |
| Im trying to raise my credit score, so is it better to pay off all at once or should I pay monthly payments?... |
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 What's the best credit card to get? |
Please don't tell me "None" for an answer. What's the best card that give you the best rewards and easy to pay off online? Where did you get it?
Additional Details
ok ... |
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 Please help fast? |
| well here i go me and my husband bought a new tv but on intrest free for 40 months well the guy said they dont have any in stock.ok well when i asked he said in a week....week went by then i called ... |
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 Statute of Limitations / Collection Agency? |
| I was contacted by a collection agency about a debt from WI that I had 10 years ago. It was a state debt (Unemployment compensation to be exact). They went to court and got a judgement against me ... |
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 Credit cards with bad credit? |
Does anybody have any experience of bad credit and being able to obtain a credit card, if so which one accepted you?
I have a few defaults from about 6 years ago which should be clearing ... |
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 Personal loan? |
| where can i borrow money online where there is no credit check and on benefit are wlcome in Sydney australia?... |
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 What is the best way to resolve credit card debt? |
| My husband and I are struggling to pay our mortgage, two car loans, consolidation loans, two credit cards, student loans as well as medical bills for new baby. Should I see someone in a CCCS ... |
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 Does She Have Any Options? |
| My 25 yr. old son, asked my 23 yr. old daughter, to CO-SIGN on a new car loan. While at the car dealer, daughter Lauren states SEVERAL times, she does NOT want to be on any paperwork OTHER than the ... |
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 Can almost using all your credit line hurt your credit score? |
| I had to my credit card to pay for denist appoinments and tuition. My credit card was always at $0-$200 and now its almost at its max. Is my credit score doomed because my credit card is so close to ... |
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 My credit card company just called, asked me about a potentially unauthorized charge to my account? |
US Bank.
I verified that it was unauthorized.
Question: do banks call proactively like that?
This is a first for me. Plus, I checked the internet account, and the ... |
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 Where can I find a free credit score? |
| A real score. not a gimmick. not a report.... |
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 I need a recommendation on a new credit card. I'm building my credit and I don't want a fly by night card. |
I just bought a car and increased the limit on other card of mind. I think my credit should be good enough to get a card that doesnt have a annual fee and or high apr.
T... |
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 How can I get a car loan if I have bad credit? |
I have a 2 yr old bankruptcy and they are saying I was denied due to this and the fact that I have no revolving credt currently... no credit cards...
I dont want to pay out the butt... ... |
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 What do you do if someone is using your credit? |
| I think that someone has stolen my identification some how. I and 23 and have never had bad credit in my life. Now all of a sudden. I am being told that my credit is bad. I am scared what should I do.... |
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K P | How can i get a consolidation loan to pay off all debts when i have bad credit rating? |
I HAVE TRIED MOST PLACES FOR A LOAN TO PAY OFF DEBTS AND MAKE MONTHLY OUTGOINGS LOWER.BUT BECAUSE I AM CURRENTLY A HOUSEWIFE,AND DO NOT WANT IT TO BE A JOINT APPLICATION NO ONE WILL EXCEPT ME.OH AND I DO HAVE BAD CREDIT RATING! |
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janeybest
 |
I know how you feel, its bad isnt it. The only places that will lend are the ones who charge extortionate interest rates so you get into a bigger mess than you were in the 1st place. Those lenders should not be allowed to do business with any1, they just prey on peoples weaknesses. whilst rubbing their hands at the profits they make. |
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nosdda
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Get advice fro the Citizens Advice Bureua they are quite expert in sorting your problem out. |
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Mistress
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Try credit counseling instead. They work with your creditors to lower your payments and you make one lump payment to them.
Do some research to make sure the company you choose is reputable, though. You will have to close all your accounts that you're getting consolidated, but that's okay. You don't need those credit cards anyway if you've apparently had difficulty using them wisely and paying them off. |
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g k
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try to find out, if you got a local credit union, as they are more inclined to lend to people with bad credit etc... apparently (someone told me yesterday)
here is their governing body website:
http://www.abcul.org/page/index.cfm
good luck |
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jamesPurple
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There you go : http://simple-credit-cards-and-loans.com?=yh070322
Also take a look there, it may help you :
http://index-go.com/improve-credit-score-get-out-of-debts-fast.asp
Good luck ! |
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xxx
 |
checkout the loan information site It's help you hope visit |
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queen i
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Generally, these loans require collateral that can be either your home or some costly property. But sometimes, you can get these loans as an unsecured personal loan. But they charge high interest rates.
When going for a debt consolidation loan, you should consider some important factors. They are: cost of taking the loan, the annual percentage rate (APR), period of the loan, and the total amount borrowed. Ensure that the debt consolidation loan charges a lower interest rate than the rate for your current loans. Interest rates are usually decided by factors like loan amount, loan terms, and personal details. |
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brunelscooby
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I am afraid that you might end up paying waaay to high interest rates and it might be worth just paying your debts off as you are now. Dont fall for these silly little adverts on tv where they make it sound like its the easiest thing in the world, they say it cause they are making alot of money out of people. Try speaking to your local citizens advice bureau who can offer debt advice. They can even at times, stop the interest mounting up.....Good luck |
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brian t
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This is an easy one to answer. You can get a consolidation loan. It will be secured against the value of your house! i.e. if you dont keep up payments they have the right to kick you out and sell your house to pay off the loan!
You need to see the citizens advice bureau as a matter of urgency. |
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tiffy616
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Have you tried calling the credit companies yourself and getting them to lower your rates and set up a payment plan? Also, try and see if you can get a copy of Oprah's show when she did the debt diet, it was a series with 3 families in different situations. She got them financial counselors who showed them how to get out of debt themselves. Watch it you'll learn something, with out wasting your money. Good Luck |
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Jennifer W
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Without any income, you will not be approved for a loan. How do you plan to make payments if you are a housewife? You do not need a consolidation loan, you need to be out of debt and stay out of debt. A loan is just more debt. You need to find a job to make some money even if it is part time and start paying off your debts smallest to largest. You will create a debt snowball by paying minimum payments on all debts except the smallet one and putting all other money on the smallest debt. When you pay that one off you put all the money to the next debt until it is paid off and so on. Interest rate is not important - it is all about smallest to largest to gain momentum in paying off your debts. You also need to cut up all credit cards so you are not using them and sell anything you can to get extra money to pay on the debts. EBay and Craigslist are free places to sell your stuff and a garage sale can bring in a couple hundred dollars. |
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