 Im in debt? |
| im in debt and had the debt collectors letter im 18 i owe 40 pound i dont work anyway they let me pay ... |
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 If you know a better way to get out of debt will you take it? |
| i have discovered the best way people can get out of debts and also stop to companies blacklisting their clients., this idea, benefit both the lender and the borrower, i believe is the best way ... |
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 Why is there an attitude that credit cards are OK? |
| Most credit card companies are snakes and prey on the stupid and poor. What happened to paying your debts, or even better paying in cash? Are Americans so swayed by advertising of these credit card ... |
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 Overdrawn first time? |
I pre ordered a game over the internet and wasn't sure when they was gonna charge me any was they charged me today i am now £4.80 overdrawn on my current account with abbey national,
ive ... |
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 I am being bothered alot by debt collection agencys about an amount that has been cleared 7 yrs ago? |
| i have sent receipts to prove this but they wont accept this, they have sent it to 5 agencys so far , they wont give up any one else have problems like this ? i`m just glad i` ve the receipts to ... |
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 Where can i buy a pre-paid credit card? |
Where can i buy a pre-paid credit card?
That already has money in them. Im looking for a 20-30 dollar credit card 1 time ... |
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 Can you still get a secured loan if you've got bad credit? |
| I want to get a secured loan for home improvements- honestly! I would be grateful if people could tell me who is a good provider with a good interest rate. thankyou p.s. ive already tried my existing ... |
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 I applied for a Citi Bank CHecking account and they ran a credit report inquiry...can they do this?????? |
I never had Wells Fargo or Chase open a credit report when i got a checking account yet Citi ran one...can they legally do this?
Additional Details
I called customer service and they ... |
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 Any good banks out there? |
| specifically for checking..with low monthly fees or no monthly fees...???... |
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 I need to know if this is Credit card fraud or not? |
| I have a sort-of-relative who came up with the idea to withdraw the maximum allowable amount of cash- somewhere around $12,000 from his mother in law's credit card, he got his wife to do it, the ... |
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 Need a personal loan for an engagement ring..help? |
| I want to get an engagement ring ring but I'm having trouble getting financed because of a discharged bankruptcy from 2 years ago. I don't have any other issues with credit. Can anyone ... |
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 Need credit card today? |
| Okay I need a credit card today, does anyone know where I can apply for a credit card at AND get the credit card numbers when they approve me? T... |
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 Is it okay to pay off a credit card bill in 2 payments? |
| A friend of mine said it's okay to pay it off in 2 months but no longer than that. He said it will some what look good. Will it look bad on my credit or what?... |
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 I tried signing up for a credit card I was declined the card why? |
| I tried to open up a JCPenny credit card they said I was pending then i recieved a letter in the mail a few days ago saying "Insufficent Credit History On File" what does this mean? and ... |
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 I need a loan!!!? |
| Is there anyway in the world for me, a 17y/o student with a good paying job to get any sized loan, I'm gonna go bank rupt. I NEED HELP!... |
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 How can I stop my credit card companies.....? |
| from calling me with promotional offers? I'm on the DO NOT CALL registry, so I don't receive other telemarketing calls, but I still get my own CC companies calling all the damn time with ... |
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 Getting my first credit card? |
| I just turned 18 a month ago and in April my father is going to buy me my first car. I want to build up good credit so I can use it to buy my car and my father will give me the money to make the ... |
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| Does anyone do these paid surveys online and do they pay ? |
| surveyclub, ciao, valued opinons, my TNS, GFK what i buy panel and survey popups, thank you for your answers ... |
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Hayley | How can i get a loan when i have never borrowed before? |
I am having problems getting a loan and i think it is mainly because i havent borrowed before.
How on earth can i get one though when i havent got a credit history?
I have been scored a few times in the past couple of weeks which has probably made it much worse - how long do these checks take to show up on your credit report?
many thanks :-) |
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goddess
 |
Try Capital One. Their APR's are a little high but they will lend to first timer's. |
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La La
|
Don't fall for the people on here that offer Loans and give you there succsess story they are scams. All I know is my first credit card was capital one and I was also told that Sears will give you credit so you can build you credit up too. The only loans I have gotten so far are auto loans and Student loans, but as someone mentioned above try to get a co signer you can get a loan that way. If you are trying to get a personal loan without collateral then it will be difficult since you have no credit history. Good Luck |
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MAGS
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if you have a bank account that you salary gets paid into then that is your best option |
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ajrimmer333
 |
Firstly I believe that any applications you make that are not successful only appear on your history as enquiries. They don't affect ultimately the credit history you have. Also it is not about not having a credit history, you tend to start of neutral and if you never get really overdrawn or have a generally good relationship with your bank, etc, you should have a good credit history. Also not having had a loan before actually stands you in better stead. The more debt you have had in the past, the more put off lenders are or the more risk you come with to lend to. It is a difficult time to borrow money and it may just be a case of bad timing. You should try other banks (not the ones you have accounts with) and if they really won't lend to you (for whatever reason) you can try loan companies who are much more forgiving than banks but come with a slightly higher interest rate. Good luck. |
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djdaveyuk
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Go with a company that offer a ridiculously high rate. |
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real s
 |
those people are called co-signers ;) in case you don't pay, they have to. Thats how you develop credit |
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traffic814
 |
pYour credit history isn't all that important when it comes to lenders as long as you can prove that you are earning a good wage and being a first time borrower, you may only get offered around $1000 with most lenders which is pretty bad. Banks are never the best places to get loans unless you can provide up to five years worth of addresses and have had a regular income going into your account for a good while.
Most lenders (Not Bank ones) are interested only in whether you have a regular full time job and/or if you have a home of your own or assets they can take in the event that you might die or fail to keep up with payments for any reason. This is why many loans are for home-owners rather than for tenants secured or unsecured loans.
Many loan companies take on people with bad credit or no credit because they are going to make a profit from the interest rates they charge anyway and why the good/bad credit thing is so irrelevant when applying for a loan generally. Very few loan companies turn away poor credit score customers as long as they are working or own a home.
-----------------------------------
http://www.loansandinsurances.com/ |
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The_Nest
|
First off... stay away from ANYONE offering loans via Yahoo Answers... they are ALL scammers. Here are some tips for determining whether a loan is legitimate or a scam:
1) They don't use a free email address (yahoo, gmail, hotmail, live, etc)
2) They have a secure website you can go to to fill out their application (this isn't 100%... do a search with the company + fraud and also + scam... and check the BBB)
3) They don't require ANY fees upfront. Any fees will come out of proceeds of the loan (scammers want their fees via Western Union or Moneygram)
4) They have a REAL address you can send mail to
5) They have a REAL phone number, not a cel phone
6) Look at their profile - usually created in the last 48 hours. Why? Because they get reported for this, yahoo deletes the accounts, so they just open a new one and send again until they are deleted once more!
7) If you're STILL not convinced, despite one or more of the above applying, check them out for yourself: http://www.nextwebsecurity.com/LocationTools.asp allows you to search for their IP... turn on your full headers and check each one of the IP's in their email to you! Or check the data base at: http://www.419legal.org/ ...if nothing shows up, post your email under: http://www.419legal.org/fradulent-email/ and a professional will check them out for you... (please include FULL headers minus your personal information)... Once you've checked them and are convinced they are scammers, please forward a copy of their "loan application" to abuse@yahoo.com, abuse@hotmail.com, etc
A sampling of some of your answers that I've baited before: Geraldine Poll, Brown walter & Mr. Shawn...
Scammer ID: 3612 Victoria Island, Lagos, Nigeria
Scammer ID: 4119 Nairobi, Kenya / Lagos Nigeria
Scammer ID: 6717 Illupeju, Lagos, Nigeria |
|
Judith M
 |
Hello,
I am Rev. David Scot, an international business man. I am also a private money lender, i give soft loans with a 2% interest rate to interested borrowers.
I give out loans to the following category of people:
1. Students.
2. People with bad credit.
3. People who intend to establish businesses.
4. People who have been hit by bankruptcy.
If you are interested, you can contact me via my e-mail address (davidscot2000@gmail.com).
We will be glad to do business with you. God bless you all as you come!
Rev. David Scot
Chief Executive Officer,
Davidscot Loans International! |
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Duncas Scott
|
Attn:
what is your situation? Need 100% financing?
I am Geraldine Poll of POLLS FINANCIAL PLC.A private Loan lender
and a corporate financier for real estate and any kinds of business
financing.We offer Loans to individuals,Firms and other cooperate bodies
who are in need of financial help or assistant at a reduced interest
rate.Loan terms determinant,and Capital is based between the range of
1,000 Pounds and above,Loan for developing business a competitive
edge/business expansion.kindly contact us via email address listed below:
LOAN DETAILS
No obligation application
Easily manage your budget: loan payments are always the same
Increased affordability with extended loan terms
Know exactly when your loan will be paid off
No prepayment penalty for paying off the loan early.
You can count on us for an affordable and reliable loan services that
will give you the comfort you need as we are ready to fund you with any
amount you need and desire.Contact us at :geraldinepoll41@yahoo.com
Take a much-needed vacation:There are no restrictions on how you can use the money...it's up to you! |
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