 Where can I find a good interest rate on an Auto Loan if i have bad credit? |
| I recently bought a car and my interest is 25%! That is horrible. . but I needed a car VERY bad. Where can I find a place that will finance someone with bad credit. . but have an interst rate better ... |
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 I'm being sued by an old credit card---! Help? Advice? |
Anyone been through this?
What can I do, and can they get any money from me?
It's an "unsecured" card, not tied to a bank account.
Should I declare bankruptcy---or is ... |
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 Will my bad credit affect my boyfriends good credit if we get married? |
| I have HORRIBLE credit, and my boyfriend has near perfect credit. He owns our home, and vehicle, has a few credit cards, as well as a decent amount in savings. And I'm wondering if we get ... |
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 I have very bad credit but truly need a small loan of about 5,000...? |
| Is there anyone who can lead me to the right lender and please no links to Prosper.com!!!I tried and they were of no assistance to me because of my credit. I hate payday loans and they really have me ... |
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 Harrasment? |
| Is there any point that a collection agency can go to that is considered harrassment to the point of being illegal? Such as calling 20x's a day? Saying they're sending a statement and never ... |
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 What info is needed to run a credit check? |
S.S. #, address,... ?
Thanks : )
Additional Details
allansc20... : That's not funny!
Thanks everyone.... the reason I ask is because I think a woman who made ... |
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 Should I close my credit card, once I paid it off? |
| should I close my credit card, once I paid it off, say I pay off my no annual fee credit card should I close it out or leave it active and just not use it? I heard that if you close a credit card ... |
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 Hi im ebay seller and recieve my payment via paypal.? |
| hi, im a ebay seller and recieve my payment via paypal. does the payment go automatically to my bank account? coz I just check my online bank statement, and it did not show any pay-in. I've ... |
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 How can i get a credit card with bad credit? |
| i hear how ppl with bad credit still get approved for all these credit cards. How and which cards are they??? what cards have high limits also for bad credit without paying for a secured card or and ... |
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angel | How can i get out this credit card debt ? |
I don't have a job right now i can't pay my bills everybody is calling me to make a payment i can't give them what i do't have. one company has sent me execution payment request from the sherriff office i don't know what to do i'm flat broke |
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Real Estate Guy
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the key would be to get a job. any job. |
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Christin K
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You have my deepest sympathy. I have been in your situation. And because you aren't working right now, there is little you can do as far as declaring a bankruptcy or paying the bills you owe. Bankruptcies cost about $1000 and up--and if you can't pay an attorney, you can't do it yourself.
Here is what I would do for now. What you need is not some debt-relief company--they are almost 100% ripoffs, and they are almost always illegally charging people to do things they can do for free. BUT--there is one agency--a not-for-profit agency called Consumer Credit Counseling--that CAN and DOES help and may be able to help you. They are listed in yoru phone book--you can find them either in the pink-edged Business listing pages or in the yellow pages under "credit". They are a non-profit organization that helps people like you contact their creditors and pay off their debt WITHOUT high fees and without demanding payment up front (which is illegal.) I would urge you to contact them immediately. They can get hold of your creditors and let them know in an official way what is happening and work out a plan so that you can ease your mind enough to go look for a job and eventually get your debt under control. They are very experienced and have a good reputation. Please contact them and ignore any "online" or "quick" relief solution places. They are mostly scams.
I wish you luck. This is very hard to deal with, I know. But you can deal with it--if you have the right people on your side. |
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golferwhoworks
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try borrowing from a friend and oh yes get a job asap but you already know this |
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breakman10
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hello broke one
you can file a bankruptcy if you are in lots of debt or the creditor will garnish money from you one way or another either income tax or other income , just call bdo or another company that specializes in debt and they ll have many options for you , remember credit is good but only if it used right people call it credit cards i call them debt cards use sparing ly and only buy things that you can afford to buy with cash ,many people use credit to buy things they cant afford or buy much more expensive things then they would if they were paying cash remember it adds up fast , but remember a bankruptcy will effect your credit for 7 years make sure you learn from this experiance we all make mistakes ,we just need to learn from them ,,,,
merry christmas and hope everthing works out for you ok |
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rayt721
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Without a job, you might qualify for bankruptcy to eliminate the debt that you have; however, be warned that it might influence a decision against you when you apply for jobs. You are correct that you cannot pay with money that you don't have. You should do something to get employed... fast food, retail sales, whatever. Something is better than nothing. Jobs are hard to get and credit is even harder. Be honest with yourself and your creditors. Some things are beyond your control. Now is a good time to increase income and/or reduce expenses. |
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grand lake bum
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welcome to answers, sorry this had to be your first question. |
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Judy
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They will garnish your wages once you start working.
From now on please note that 60% of the population pays their credit card bills in full each month. They never pay interest - they get cash back rewards.
Make it your goal never to use credit cards unwisely ever again. Do not let them use you - use them.
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Brenda
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You might want to listen to the interview on the link here.
James can help you with this and also offer you an understanding of why you are in the position you are in and how to not do this in the future.
Best of luck to you wish this ~ |
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John T
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Get all the possessions you value out of your house. The sherrif can confiscate them.
If you cannot pay, then declaring bankruptcy is an option. The other option is to get a low skill job to earn enough to put the creditors at bay. |
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bani b
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financial planner. Get a loan. Declare bankruptcy. |
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