 Will opening 3 credit cards at once hurt my credit score? |
| I just recently received a new credit card adding to my 3 cards that I already have. I was trying to transfer a balance from one card to the new one but since I wasn't given the credit limit ... |
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 Can The Bank Take Money From My Checking Account 4 Credit Card??? |
| My checking account and credit card are through the same bank. I stopped paying on my credit card and it's gone 2 collections. What I want 2 kno is can the bank take money out of my checking <... |
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 How long does it take for a store to refund/give credit back to a debit? |
I'm not sure if my question makes sense..but this is what happened...
I recently returned an item at H&M and asked for a refund, which is supposed to give me back credit on my ... |
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 Would company turn down cash payment? |
| I have only done this once but what if you order something and instead of sending in a check or money order you attach cash to the form.Would a company refuse it or demand that you pay another way.I ... |
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 How do I get a loan from the bank to start a small business if my credit is bad??? |
| Im in school for Massage Therapy, I would like to get a loan to buy different things to start a Massage Therapy business in my home. I things like tables, oils, chairs, uniforms, supplies........ |
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 Check scam? |
| a strange thing happened last week. i received a check delivered overnight thru ups. it was made out to me for $2000.00. i took it to the bank and they funds were not available. so i waited a few ... |
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 How bad should your credit be before considering bankruptcy? |
| In other words, If i have a lot of negative items, and a score of about 560, should I just go ahead and file, or try and battle through everything? I have a mortgage that I am behind on and 2 car ... |
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 Ebay paypal? |
| is a payment by paypal only protected if you purchase off ebay,or are all paypal payments protected upto £500... |
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 If your check is being garnished for an unpaid debt can you file bankrupt? |
| or sue the debt collector for collecting on a debt that is over the statue of limitations?... |
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 Credit card hellpp meee? |
| ok i close my credit card at the point that it was about 563.00 know i receive a call that is 800 and something does it continue going to go up after close also they call and they tell evreyone how ... |
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 Whats a good way for a person like me who has no credit to get a credit card? |
| I have been applying for credits cards for a while online and stuff and it seems as if I cant get accepted and im guessing cause I have no credit history so I was just curious is there a website i ... |
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 Good 1st credit card? (plz read details)? |
I am 18 & have not had a credit card b4, I am looking 4 1 which i could use free (provided i payed the balance of monthly) & if possible 1 which gives cash back or points.
I have no ... |
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kbgabbard@sbcglobal.... | How can i get quick financial help with bad credit? |
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Sharon F
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there is no "quick" financial help
ask family or friends if they can assist you but whatever you do please don't go to those cash advance places
STAY AWAY from them!!
... |
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Gerald
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Get two--three jobs and pay off the people that you owe money . No one will help you to borrow more money. You have used up all your credit. |
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Jessica
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Try here:
http://www.prosper.com/lend/listing.aspx...
It's a person to person lending site. It helps if you endorse other people's listing and they will endorse yours. |
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pegsterh82
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You can try a debt Consolidator if you are trying to do that. They will work with your credit card agencies to find a settlement and you wont have to pay the full amount you owe. Giving you some extra cash---if you have debt.This will reflect badly on your credit.
If you are just looking for extra money, i would just get a second or third job. |
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jenntonic
 |
DO NOT DO A DEBT CONSOLIDATION OR DEBT MANAGEMENT. I'm doing that right now, it's a SLOW process.
Other than winning the lottery, your best bet is to research people's opinions like you're doing now on Yahoo Answers and find what works for you.
There is no quick fix for bad credit, and that's the pitfalls of credit cards. You can buy something quick, but you can't pay it back quick, and it goes back to the old premise that if you can't pay for it then, you won't be able to pay for it later.
You have to be determined within your ownself to stop using credit cards, because if you make payments but still use the card, you're not getting ahead.
1. Call the companies to negotiate a lower interest rate.
2. Do not close the cards out, because that makes your bad credit worse.
3. Pay the minimum plus the finance charge amount on time each month.
4. Don't use the card. |
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Edaphos
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Figure out how much you're spending and what you're spending it on. Cut your spending so that it is significantly less than your earnings. Start paying off your debt on the highest rate card first while you pay the minimum on the rest. If you can tranfer a balance at a cheaper rate, do that. |
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Marry M
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need a quick financial help with bad credit. its better for you to try for an online loan.i think that th e below website will help you to find the right solution. |
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greffy
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Do you mean how can you get a loan with bad credit?
The sad fact is that with bad credit the only loans you can usually get are the ones that charge gigantic interest rates. You might as well get a loan from Uncle Louie the loan shark who breaks your fingers if you don't pay up. ;)
Honestly, there must be a way to get out of the problem without getting another loan? If you are totally desperate like you don't have a place to sleep at night, then you must turn to your relatives and friends.
If you are not that desperate, my advice (based on many years of living) is to do without. That is not as hard as you may think at first. |
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Caitlyn
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So you have bad credit, right? Doesn't matter. You still have a possibility of getting loans. You must take utmost care before taking out bad credit loans. Otherwise, the very loan may become a repayment burden and a new debt. Therefore, it is not wise to apply for the first such loan offer that comes your way<!--you must do your homework first and then go well prepared for the loan. First, take out all the copies of your credit report from all the three reputed agencies, instead of having the report from just one agency only. The loan provider may ask for the report from any agency.
http://badcreditloans.awardspace.com/
Check the report thoroughly for any inaccuracies in it. Make sure that all the past payments find a correct mention in it. Secondly, apply for the loans with an improved FICO score. Because of late payments, arrears-->payment defaults or CCJs in your name, your score has slumped. You should try to pay off some easier debts. Your rating will go up a bit in few months. This will help in winning the loan providers' confidence to some extent and the approval may be easier to come. |
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cisco
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i would first do a three in one credit report. from www.equifax.com. it cost about $30 if you find problems with the report you can dipute some of the charges. they also offer credit help. |
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