 If someone knows they're going to die, what's wrong with them charging up their credit cards...? |
and then giving everything away to people they love, with no intent of paying back the greedy credit card companies?
Additional Details
I should have clarified--I don't believe in G... |
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 So how do I get a credit card ? (read details)? |
I applied for a Visa Credit card... It was declined...
The reason given to me was that I don't have credit. (not that I have bad credit, I basically have no credit rating, thats why I ... |
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 Credit report information? |
| Okay, I checked my credit report today after about 6 months of hearing the same deal before - I only have a couple of open accounts but I've never been late or gone over my limits on any. My ... |
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 My credit card got overpaid and I need to get my money back? |
| By some clerical error one of my credit cards got overpaid by a thousand dollars! I ended up way overdrawn on my account because of this and my bank is assessing me a lot of fees, plus my other bills ... |
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 I have bad credit what should i do? |
| I have some medical bills that i cannot afford to pay...not even a minimum payment on most of them...but i would really like to build my credit...is there a more strategic way to pay them off? or ... |
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 Do you need to get paypal plus credit card to buy things online? |
do you have to sign up for pay-pal plus credit card to buy things online? or can you just sign up and buy things already?
Additional Details
do you have to sign up for pay-pal plus ... |
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 How do I send a message to the people in India on how banks cheat the common eople? |
Like to share something that happened to me today, I went to Icici atm to withdraw some cash I was astonished to learn that the balance was nil.
Icici bank had taken the whole balance from my ... |
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 Is it wise for me to get another credit card? |
| I'm a 23 year old college student. I currently have one card with a limit of $3000 and a balance of about $500 (which I am paying $100 every month to pay off). My aunt mentioned that I might ... |
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 What Credit cards should I close to maximize my score? |
I just paid off all of my credit cards and now I'm left with the following cards all with zero balances (I know it's a lot, sorry):
Card Date Opened C... |
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 Do you think we should stop making pennies??? |
Additional Details
tell me why you said what you ... |
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 My sister used my credit card without permission. Over 15,000. She is making monthly payments.? |
| If I report the unauthorized charges to Chase what will they do to her? She is making the monthly payment, and plans to pay it all off. Will Chase still press charges against her if she is willing to ... |
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 Had anyone hear of this loan company? |
| Hi,has anyone heard of a loan company called walker hammond,i applies for a loan from them but they said i had been accepted but needed a fee of £39.99....can anyone give me anysort of advise of ... |
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 Doctor's bill from the past!? |
| I received a letter of demand from the on-call doctor for my hospital stay almost 4 years ago. I was admitted for chest pain and irregular heartbeat. I felt 'Doc Q' was incompetent: S... |
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 Is having 5-6 credit cards bad for your credit score? |
| I heard that having too many credit cards was bad for your credit. If I have 4 Store Credit Cards and 1 Visa Card and am planning to get another FINAL major credit card...is that too much?... |
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acu_alex | How can i improve my credit? |
I'm paying off credit cards and seems not to work much. I want to pay the little debts from my file and work myself up to the bigger debts.is having thos credit cards that have a monthly fee to hel with your credit worth having? |
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mycredit wealth,com
 |
READ THIS!!!!!
you are doing the right thing pay off the small ones firs.
Explanation: If say you want to put 700 month to your cards and your situation is
abc bank $500
Q bank $600
xyz bank 1250
X bank $2200 and etc.
work your way from the ground up (lowest to highest) it feels so good to pay one off. Not so much fun going around trying to get banks to loan you money to pay them off and being told no so on and so on
I also have some software that backs this up. Any questions send me a e-mail at
Ryan@robertscreditgroup.com
and another site I have used to help me keep things in order is www.creditkeeper.com (first month free and $9.99 after that) |
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revilo
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Other than making your payments on time and not going over the limit, the most important part of building your credit with credit cards is keeping your balance no more than 20% of your credit limit. Your credit score gets zapped hard if your credit cards are heavily used or maxed out--regardless of how well you pay your monthly bills! |
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NT
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1. You borrow and pay all at the same time
2. Make sure your balance due is less than 20% of your limit
3. pay on time always
4. keep the same address for a while
I know there are some more ways but this is what I could think of |
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OddsRIH8U
 |
Get rid of all the debt and switch to cash...
No, some idiots are going to claim you "need" a credit history...but that is not true...
If you pay in cash and don't try to get credit in the future, you have no use for a "credit history"...
Credit is the biggest scam in American economics... |
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bijan a
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to raise credit score
1. Always pay on time or ahead of time.
2. maintain low balances on credit cards
3.To boost your score: Don't charge anything for at least 60 days before applying for a loan
4. keep your total potential debt to earnings load low - If you have a card with a $15000 credit line, you may ask them to reduce it to something more realistic, like $5000.
5. You should have a recent history of both installment or term (Car or house loans) and revolving credit.
6.To boost your score: Don't close unused accounts when you transfer debt.
7.To boost your score: Consider opening another credit-card account or two, or taking out a car loan or small bank loan.
------------------------------
http://www.bestcreditrates.net |
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GTW
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you could get a small personal loan and pay it off in a few months or you could get a credit card and use it for small purchases and pay it off at the end of the month that way you do not pay interest and you are buildig credit, check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates and rewards. GOOD, BAD OR NO CREDIT they have the right card for you. |
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Abby ;-)
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take a small loan out of your bank and slowly pay it off. that works wonders too.. |
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Snow White
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no. the only thing that will improve your credit is paying off the debts you do have on time. it will take quite a bit of time if your credit is bad, but do not add to your debt for anything, its not worth it at all.
like with most things, time is the best answer. |
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Jenn and sandra
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as long as u can pay for it. If u dont pay for the card and its fees u will be worse off then when u started |
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Kemo
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Take out 2 loans of the same amount from 2 different sources and use them to pay off each other about a week after taking out the loans. |
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