 What is the difference between credit and debit cards? |
Please expound so i can understand it very well
Thanks.... |
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 Can i take over someones car loan without taking out a seperate loan? can i somehow switch the loan to my name |
| the guy is still paying off his car with his original loan. this has a better interest rate than what I can get with a used car loan from a third party bank. can he somehow sign over the loan to me ... |
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| How can I tell if a credit card company is for real or a scam? |
| I recieved info about a C.C., Orchard bankcard in the mail. Does anyone have a C.C. from them?... |
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 How many bank accounts and credit cards should I have? |
| I am currently a college student with 2 checking accounts (Wamu- 3 years & BOA- 1 year) and 1 credit card (Citi- 1 year). I have always met the requirements for my checking accounts and paid all ... |
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 Auto Financing help??? |
| The car I own now is being financed by my mother. I want to trade it in and get a new car. My question is, can I trade in this car and have them pay it off even though the new car I am purchasing ... |
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 Ok, I need help from someone who is REALLY good with money and credit.. PLEASE!!? |
| I keep trying to figure my problem out, without telling all my biz. Ok, so I want to consolidate my bills. They are NOT credit card bills, however. They are bills that fell past due and came about ... |
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 I ate at a restaurant five months ago and they are just now posting my charge to my card, can they do that? |
| I ate at a restaurant like five months ago and they are just now posting my charge to my check card, can they wait that long? Is that charge still valid? should i dispute it?... |
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 DO Unpayed Medical Bills show up in your Credit History? |
| DO someone know that if UNPAYED MEDICAL Bills show up in one's CREDIT History or NOT?... |
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 Do CC companies really hire law firms to sue debt-owing consumers? |
| Do CC companies really hire law firms to sue people over unpaid cc debts less than $2000?Some law firm from UTAH called my mother's answering machine left a rude msg that they are going to sue ... |
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 Can a collection agency buy my debt from a credit card company I owed over 12 years ago? |
| When I was 18 I got a credit card and went over the limit and owed $1000. I never paid it back and it was even dropped from my credit report. All of the sudden I get a letter from a collection ... |
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 How can I repair my credit? |
| I ruined my credit in college and as a result I have about $10,000 in debt. Most of the accounts are in collections, charge offs, or past due. The only thing positive on the report are my student ... |
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 I am in the middle of filing chapter 7 bankrupt and need to get a car loan? |
| Does anyone have any ideas of who might approve us for a car loan when we are in the middle of a chapter 7. Most if not everyone say we need to wait until we are discharged. Thanks for the help.... |
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lela1026 | How can i improve my credit score...? |
If I cannot recive anything on credit. Even though I pay my bills on time my utility company does not report to the credit bureau, nor does my current landlord. I was thinking to but a mobile home and sell it to add homewonership. I have a student loan that has never been late and not in repayment yet and I have purschased three cars which I have never been late on. What else can I do? |
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Mike H
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If you always pay everything on time you could contact those companies you have always paid on time and request that they report to the credit bureau. |
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tomthepawpaw
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First of all be sure that all of the worry you are going through is worth is. Get a copy of your current credit report along with a copy of your credit score. All three report the scores a little different from the others. It would be good to get all three, seperately. Don't get a combined report. You won't be able to tell where good or bad info is coming from. Once you know the problem, if there really is one, it will be easier to fix. |
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rallman@sbcglobal.net
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I think you need a couple of revolving accouts. I would suggest you talk to Bank of America and see about getting secured credit cards. Not big and Keep balance on card low and paid on time. |
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paynemdp
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Thank you for asking the question about improving your credit.
However, we're at a disadvantage -- that is, we don't know what your credit (at this time) is like. Why do you believe you need to improve your credit?
Once, I had a person ask me a similar question. My big mistake with that person at that time was that I didn't ask the questions I'm asking you. I starting draining my brain of specific ways she could improve her credit.
I came to find out that her middle score was a 795, which is a very good score (that is, any score over 720 is golden or A credit).
She didn't know the scoring range for each bureau, and she didn't pay attention to credit issues. For some reason, she thought she needed to improve her credit.
She taught me a valuable lesson I'll never forget. As with a doctor, I will not attempt to diagnose without first confirming the symptoms.
What is your middle score? (By the way, your middle score derives from the three main credit reporting agencies: TRansUnion, Equifax & Experian).
What's on your individual credit reports (Avoid the 3-in-1 report)? Instead, go to www.annualcreditreport.com and pull a free credit report from each of the three bureaus.
Separate the good from the not so good credit listings, if that's the case.
Always attempt to keep at least three active "tradelines" or credit accounts.
Good luck. |
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Susie R
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Get a credit card. I myself have had this problem. You have to get a credit card and wait about six months for them to report to the credit bureau. |
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DIANE E
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you can still pay our bills like pay more than your bills pay morex more of the money on crite card and than you can get more credite score |
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Frank Castle
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Apply for a Credit Card at Capital One. |
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Click
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I have placed this in the source box. There is a wealth of information there and a great free debt management software program. I bookmarked the site as I return to it often for the advice it offers. I hope this helps you. |
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maxineodom2003
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You can improve your credit by paying your bill on time |
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