I screwed a cell phone company for $646. What effect will this have on my credit report, Is it real bad? Cant be as bad as a credit card charge off....
I settled an dispute with verizon becuase they had sold my debt to a collector and now the collector damaged my credit score which is what I do not get since everything was fixed between me and V...
A friend declared Chapter 7 Bankruptcy last fall before the law change, and his debts were cleared and honestly I cant really say if it is a good idea or not for him to apply for a car loan as his ...
Just as people have applied at banks for unreasonable charges to be returned would I have a case in this instance. The £4.00 is 20% of the actual bill....
I am 19 years old and I am trying to establish credit but when I apply for a credit card I get denied because I don't have a credit history. What can I do?...
I heard if you pay the collection agencies a dollar they cannot report you to the credit bureau, is this true? I heard you should dispute everthing at least once , it just might get deleted. I should ...
my late husband took finance for a car two months before he suddenly passed away. Now the company are pressing me for full payment of the loan. I was told that because it was an unsecured loan, the ...
I gave a deposit for a trip on 1/9/07 for a trip in 7/07. I had to cancel within 2 weeks and they won't refund my deposit. They will apply it to another tip. I find this unacceptable. I would ...
i have a credit card that i pay off every month but its only been like 4 months. and my brother says dont pay it off just make the minimum payments cuz its better for your credit that way. i always ...
Get on a really tight budget. You don't need to be paying a cable bill or dining out if you have a payday loan.
Work an extra job. Since you don't have cable anymore you should have the time.
Sell everything you can.
klunk
find better funding than short term crooked loans, maybe some additional part time work...
mailjunkie123
Are you kidding me.....payday loans or any of those type of places....has way larger interest loans than do credit cards....
I also believe on 20/20 they did this thing upon those kind of places and sometimes they can and have charge people about 900% interest on the loan...I'd rather take out a loan from a loan shark than from them....
If I were you you should open up a loan with a bank or at least take out alot on your credit card....at least they don't charge up the wazoo for interest......
paul r
believe me u will never get out of debt its part of our live.maybe for awhile
crazydave
You can't. If you get payday loans to pay other debts, you will stil owe the payday place. It's robbing Peter to pay Paul.
dlm1ok
Perhaps bankruptcy but keep paying on it until you get a notice saying it's not your responsibility.
UnknownJaneDoe
File for bankruptcy. But it’ll be on your credit for several years. It'll probably not the best way to go.
sexytrojan
It's hard to do with one, much less several.
Mopar Muscle Gal
you cant
payday loans are loans with VERY high interest rates.. it becomes a vicious cycle of loans, paying, not being able to pay so you take out another loan to pay the first..etc
Stephanie F
Pay day loans can help for temporary fixes. I did them, but you are paying a lot of interest too. The ones where you get paid and get a loan and 2 weeks later go and repay them, and get another loan. It can be a never ending cycle.
I would suggest putting some of your regular pay into savings if you can. I finally got out of debt by putting more money towards what was ending quicker in my bills. I paid my car off early that way, then tried to pay more on something else. That is how I did mine. I wouldn't go the Check n Go or pay day loans for that. Too much interest for that. Better to put extra toward on what you owe. It takes time and discipline.
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