 Advice on credit repair? |
Has anyone had experience with or know about the following:
www.creditbureauexperts.com
Credit Justice Services
I am looking into credit repair and would like to know if anyone has ... |
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 Will this work in raising credit score??? |
| O.K. my friend told me to go to a small finance company and take out $300.00 loan in 48 hours exactly 2 days later go in and pay $200.00 on the loan. make sure they report to all 3 credit agency and ... |
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 Do you think it’s a bad idea to file for bankruptcy? |
| I have bills coming from nowhere and no money to pay everything.... |
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 What's a good first time credit card? |
| I'm 21 and have never wanted to get a credit card, now I realize it's important for aquiring a good credit score. What is a good card for a first time user?... |
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 Can a debt collector find you with....? |
can a debt collector find you with only your name, email and old address?
Additional Details
they have no other information on me. they dont have my phone number, ssn, none of my credit ... |
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 Credit Card Debt Help!!!? |
| Here's the story.. I had 5 credit cards that I have been paying off.There was one big one for 7000.00. I tried to work out a payment plan and the collection agency would not work with me. Now I ... |
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 How many months does it take to see an improvement in your credit score? |
| If you are paying on time, keeping credit card balances low, and not incurring any new debt? How long does it take these responsible actions to actually start causing an improvement and increase in ... |
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 Does getting your free credit report take off points? |
| When you get your one free credit report each year, does it take points off your credit or count against you in any way?... |
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 How much of a balance should I keep on my credit card? |
| I know that I should keep some balance on my credit card to help show that I can make regular payments. I really want my credit score to go up even more, so does anyone know what percentage of ... |
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 Maxing out a credit card for one month? |
| Does this do anything bad to your credit rating? If I max out a credit card (not going overlimit) but then pay half of it off the next month.... |
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 Cut up Credit Cards? |
| Do businesses really cut up maxed out cards? Or is that just a myth?... |
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suminlin22 | How can i make my credit score quickly??? |
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theinfalliblenena
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To build credit
1. use credit, pay on time, make payoffs, and don't owe too much in credit or your debt-to-income ratio will lok bad.
2. Pay other bills on time.
3. If you have outstanding bills, pay them off as quickly as possible.
4. Do not apply for credit too frequently, all inquiries show on your report and make you look desperate for credit.
5. Besides credit cards you could purchase an older car with easy financin terms and a short pay-off time, pay it off, and then buy a slightly more valuable car and pay it off. Your credit grows quickly with timely car payments. |
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SuzieQ
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If your parents or someone you know has good credit, they can put you as an authorized user on their account (they don't actually have to give you the card) and you will benefit from their good score. |
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NicoleH
 |
I don't think I understand this question. If you want to build credit you need to get a card and make all your payments on time. If you want to see your current credit score there's a myriad of websites available to you. I suggest you google it! |
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jannie
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if you mean getting a credit rating , you have to get credit first
but you won't show a rating quickly |
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Curiousty27
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No quick way other than to pay off your debts and bring down the balance to well below 50%. Don't charge big-ticket items. And, although this sounds redundant, but it works, pay your bills ON TIME!!! |
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Almost due with # 2!
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you dont need credit cards to establish credit. go here for details. its a great article called "why student dont need credit cards" and tells you steps you can take to build credit.
http://seattlepi.nwsource.com/money/1372...
Source(s):
http://seattlepi.nwsource.com/money/1372... |
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rajesh.upadhyay
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use your credit card offten |
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David H
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The answer is, you can't. It takes time to establish good credit |
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kevingeorgecampbell
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This only takes six steps:
1.Go to any bank with $500.
2.Give them the $500 and ask for a secured credit card.
3.They will give you a secured credit line for $500.
4.Draw $500 from your new card and go to another bank.
5. Repeat steps 2 thru 4 as many times as you can make the payments.
6. Pay all of your cards on time for 6 months and then pay them all off.
At the end of this process you will be able to buy a million dollar fourplex with no money down. |
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