 What happens if I have an unpaid credit card bill and I do not work therefore I don't have the money to pay it |
| A "Law Firm" out of CA called me last week and spoke to me about a credit card bill I had that is past due. The man told me that the Office turned the bill over to them because it was past ... |
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 I applied for a loan. My credit rating is poor but it looks like i was accepted? |
I am being sent a credit agreement. does this mean i was approved?
Additional Details
kerTCHING!! drugs and hookers!!!!... |
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 Can I cancel my credit cards before the balance is paid off? |
Hi,
I just got out of graduate school and have a lot of credit card debt on several cards. A few have decent interest rates. It would be great to cancel all but a few and keep paying them off. ... |
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 Repo question and a general credit rating question too!? |
| Okay, this is a little complicated. My fiance and I are about to get married and want to buy a house, among other things. Basically, we're trying to get his credit rating higher, because in his ... |
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 Do you have to pay to own a credit card? |
| I am thinking about getting a credit card, so I can pay for things over the internet, and then just clear my balance whenever I use it. Would this cost me anything? Do you incur charges if you don... |
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 Is there anything wrong with GA TRUST FINANCIAL? |
| I applied for a loan and just waiting for my funds, so far they are pretty good with me. do you think they are for real?... |
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 How do i handle this situation, i used my dads credit card through pay-pal ad he found out? |
| I used my Dads credit card through pay pal, and he just found out, in total i think i wasted about $160, but the money was wasted in breaks trying to see if he doesn't notice. For a while it ... |
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 Any company that provides loans for bad credit? |
| need to find a company that provides loan for people with bad credit.. no down payment ... |
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 We are trying to buy a home w/ credit score of 557..... Best way to improve credit quick? |
| We plan on putting 40,000 down in a house priced at 165000. We also have an extra 20000 cash. We currently have 3,400 in credit card debt on a 4000 limit. Is it better to pay the debt down, or ... |
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 How does this happen? |
| Me and my mom had an account with US bank and I was a minor. My mom racked up 982 dollars in debt with them. For some reason they think I owe the money. I was a minor when this happened. they later ... |
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 Is a 606 credit score good for a beginner? Im new to this whole credit stuff!? |
| Im 19 years old and im just starting to go in this credit thing. i had a credit card now for a year. I had no problems and have been paying my bills on time. But I was shocked that my credit score ... |
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 What's the best way to pay off 23G's of debt? |
Current APR varies from 23 to 30%, HELP!!!
Additional Details
Current apr varies from 23-30% but I don't want to consolidate b/c the cards will be closed after they have been paid ... |
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 How many of you live of credit cards?? and what will you do when you are up to your credit limit?? |
england is very much living off credit and is very much in debt with bank loans etc ..i just wondered what every one who has credit cards and lives of them will do when their credit as run out ??
... |
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| Is it a good idea to start establishing credit as a college student? |
| I am about to be a sophomore in college. I am not a big spender, but every once in a while I'll make a purchase that either requires a credit card or I would rather not pay with check or cash. I ... |
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 How do you work out 8.5% interest? |
on a debit card/credit card for monthly payments of car insurance?
say the amount is £353.95 how do you work out what 8.5% interest on top would be?
... |
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 What are the top 5 ways to build or rebuild your Credit score? |
| I've seen a few suggestions on the board, and put a few up myself as answering another person's question, but out of all the techniques out there, what are the 5 or 6 you find most ... |
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 My mother has alot of debt...? |
| My mother has alot of debt, credit card, medical everything. When she passes away is all that debt going to fall on me? The only debt I have is student loans and I do not need over 200,000 dollars in ... |
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 What to do,i have two credit cards with id fraud help?? |
| i have two credit cards,mint and capital one,both have been used with out my knowledge or agreement, i only found this out when statements arrived. neither credit card company will freeze the ... |
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Amber T | How can you get a home loan with no money down when you don't have good credit? |
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my2sense 793
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if you find out let us all know.
sounds impossible but you never know |
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Rob B
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Hard money loans. Some private investors may assume the risk at a very high interest rate. Im a Real Estate broker and I originate mortgages and there is an investor I have worked with who qualifies you based on your income as to the price of house you can afford, then lets you find the home of your chose, he comes in and pays cash to the seller and then transfers ownership to you. You pay him as if he was the bank, usually interest only for about a year at which point hopefully you have cleaned up your credit enough to refinance the house with a real bank and payoff the investor. Look in your area for real estate investor or local newspapers for this type of product. Good Luck |
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luciousgreeneyedlady
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get a co-signer |
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KC
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No way, any loan you could get would be terrible. You're better off renting than having the filthy nastiness of a no money down mortgage with bad credit. Yikes. |
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the dream
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Hardmoney loans is the correct answer; you need to have some equity......kind of like if you buy at sherriff's sale a property that is worth more than you pay. |
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K B
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i know someone that will work with you to get everything squared away for a home loan.
now you could probably get a home loan, but the interest rate would be so high you wouldn't want it |
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Kevin K
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Anyone can get a home mortgage, you just have to know where to look. Most people (myself included) would let the world come to an end before missing a mortgage payment. After all, we all like a roof over out heads! That said, mortgage defaults are relatively low, and even though you don't have good credit a lender knows you will AT LEAST pay for to keep your home.
That said, if you don't have a home, you probably aren't looking hard enough! Find a mortgage broker who specializes in persons with "challenged" credit. Work hard to get whatever small increases you can to your credit score. Sure, no one likes to write letters to creditors but you're going to have to do it if you really want a home. Cut back where you can to save at least a little money. Even if you find a mortgage with no money down, you're probably going to have to pay for an appraisal and things like that...so you're going to have for some things, that just comes with the territory. All in all, it's well worth it to own your own home. |
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ShacklesOff.com
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That depends on what you think is bad credit. I have seen people get a home for no money down with a 580 credit score. That is considered bad, but I have seen worse credit scores. If your credit score is worse than that. I would consider renting to own, lease options, and credit repair. You can rent a home for less than the cost of purchasing a home if you have bad credit. |
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you can't |
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