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 Should I try to negotiate a lower interest rate on a credit card?
I am in the process of paying off debts (thank you Dave Ramsey), including a credit card with about $9000 on it. I am able to make the payments and I am current. Despite this, a lower interest rate ...


 Where can I get a credit card for 1000 or more?
...


 I have credit card debt and the credit card companies are threating to take me to court. Can they do anything?
I am thanking about going bankrupt and I have talked to a lawyer and he told me not to pay anything. I was just wanting to know if they could do anything. I know they can take your wages. How long ...


 Is it wise to pay off a debt to a collection agency once the debt from the credit card company is charged off?
Given the fact that a charged off credit card account stays on a credit report for 7 years, should a debtor make attempts to pay off the debt sometime soon thereafter the official charge-off in good ...


 Maxxed out?
i have six cards that are almost all maxed out from college and moving and eating out....i want to buy a car in 6 months ..whats a good plan of action to pay off 2500 in credit card debt and still ...


 How do i buy ahouse with my bad credit?
...


 How can I check all 3 of my credit scores for free without having to sign up for anything?
...


 I hit a bad credit patch in 2001. Should I pay off charge offs or suck it up? Have card, car and apartment now
...


 How can i get my credit score higher!!!?
...


 What kind of home loan interest rate could I get with a bankruptcy on my record?
I have a chapter 7 bankruptcy on my record from 2003, but I have no debt and a credit score of about 700. And I have $20,000 for a down payment. If I got a home loan, would the bankruptcy make a huge ...


 Applying for a credit card..?
I'm almost 18 and I would like to get a credit card and I am just wondering how easy it is, what should be my limit, and should i apply through my bank ?...


 How can I get a home loan with bad credit?
I'm getting ready to go through a divorce and I have 3 children, ages, 6, 5, and 2. I would have already filed for divorce if I had somewhere to go. I would really like to buy a home for my ...


 How can i clean up my credit. i do not have the money to offer on settelments?
I want to raise my credit score, and just how can i have the negitives turned into postives on my credit report...there are people offering that they can clean up your credit fast for a fee. so can ...


 Credit card limits?
hello, i payed down alot of credit cards this last year. After i payed them down they increased my limits sufficantly
1 card 3500 then to 7000 now 14000
2nd card 5000 then to 7000 now 11000...


 How do i get a free credit report without having to use a credit card?
...


 I was denied credit 10/5 by two firms, based on Equifax credit report, need explanation of who and what for?
On the report from the denied credit firm, it only gave debt amounts from Equifax and no names. I paid off all my bills at the end of 2005 and early 2006 and only have two debts, outside the two ...


 How can i improve my credit, and why is it bad?
im 25 andmy credit score is around 550 i believe wich is horrible but im not sure why. i dont have much credit history, but a few years back i got a dept. store card with only a $100 limit to build ...


 Unemployed and in debt?
I'm asking this for a friend who dosen't have a computer.
He's in debt, about to loose his job, lives with his friend, and no money saved up. Every payday he tries to pay his ...


 Amazon.com?
can you pay with a visa or mastercard through amazon?? or u need a paypal??? is it safe to use a visa or mastercard???
Thanks!...


 My husband had a credit card in his name only for some dental work. He passed away 2mo. after. I have been?
paying on this bill for the past 3 yrs. and the int. rate is 27%. Income was cut in half so I'm just paying min. every mo. so the balance never goes down. Am I legally responsible for this bill?I...



Question
How can you get a loan for a business with poor credit? Is there any help?
I am interested in opening my own child care center but my credit is not so good. I don't need much.
Additional Details
I have been in child care for 13 years. I have managed a private preschool with 195 children and I have worked as a teacher with all age groups. I have an Associates degree in Business and Early Childhood Education. I am almost finish with my Bachelors degree in Entrepenurial and Small Business Managment with a minor in Psychology. I KNOW I CAN MAKE THIS WORK!
                     
 




chucksteepleton
depends on how much you need. First thing you need a business plan. You might be able to get a sba loan or try to get a venture capitalist firm involved. research venture capital on yahoo search engine and a ton of firms will pop up.
You could also try to find a partner or family


Prakash P
Rating
Business loan have high interest rate.However you credit is not so good so it might be of a high interest rate.But if you own a house then you may refi with cashout to use the money towards your business.I am a loan consultant.If you can give more details about yourself then I may be able to help you.
Thanks.


munlytobako
You should inquire for funding on Local lenders or Specialty lenders. I think big banks won't be your best bet for funding your business especially when you have a credit history.


Maria Y T
Rating
An SBA officer could help you. A good business plan with reasonable budgets and your qualifications and certifications in child care/health services would help.


blake l
Rating
poor credit loans
http://www.researchitforme.com/youreapproved


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