 I just sort of asked my aunt if i could use her credit card on a $150 order online, should i not have? |
it was for clothes.
and i only asked her because my mom doesnt have one and of course i mentioned id pay her with the cash i have but obviously cash is useless when it comes to the internet..
... |
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 When you use your credit card at buying, what happens? |
Well, i'm new to having credit cards.
I just wanna know what happens. Does this make my credit history good or what?
Thanks,
C... |
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 Is it true about credit? |
| i have just been told by my dad the age u are the credit goes up im 18 now and have got a bad credit will it improve in the ... |
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 Do you use store cards? |
| I was watching breakfast tv this morning, and I was shocked to see the interest rates charged by stores compared to credit cards.Do you use store cards? I had one in the past but paid it off, then ... |
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 Why am I still paying the cash advance fee on my credit card?? |
Hi,
I've had my credit card for about 2 years now, and the very first thing I did when I got it was take out $10 from an ATM as a cash advance. This was also the ONLY time I have ever done ... |
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 I urgently need to find a loan provider, if u r calling as one of the nigerian scammers, pls dont call? |
| I run a small business and am experiencing cashflow problems, unfortunatley, due to old CCJ's the bank will not help and i do not have much collateral to offer, I have been plagued by emails ... |
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 Debt ..... what do you think about this? |
In the UK on GMTV this morning there's a woman who says she brings in £1200 per month. £600 goes on paying off her debts. £500 on rent. She's then left with £100 per month.
<... |
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 What happens if i don't pay my credit card bills, and i don't declare bankruptcy? |
Additional Details
knowing that i left the country.....
i don't care for my credit record, i just want to know if any criminal charges will be filed against me,,,,will i be ... |
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 If a dept agency traces me after 10 years do i still have to pay that dept. if so could i pay part of it? |
| i had a dept with a bank over 10 years ago and a dept collectors agency have recently traced me. do i have to pay the dept. i have never spoken to the bank about the dept and i had forgotten all ... |
|
 How can I get or build my credit? |
I'm 18. I have a checkings and savings account at Wells Fargo.
I want to build my credit. I worked full time this past summer at an amusement park and now since I'm a full time college ... |
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 If a wife signed a form without husbands knowledge is this classed as fraud? |
| a wife signed a form to remortgage their house without husband eing aware,... |
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 Should I make this purchase? |
| I've just finally established enough credit and now have a credit card...Should I make any purchases like furnishings or go for something of lesser price?... |
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 Is your ATM pin number on your card? |
| Paypal asked me for my ATM pin #. Is the pin # on my card?... |
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jsvarner | How can you get a visa with little or bad credit and no bank accout? |
I am having a problem getting credit due to my ex boyfriend and i need some advise what should I do. I am running into brick walls everywhere and I need to have a credit card for exteme events. Please help if you can thanks |
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mike_hold
|
Get a secured card. |
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DP
 |
I WOULD NOT SUGGEST GETTING A CREDIT CARD OF ANY TYPE IF YOU ARE ALREADY IN FINANCIAL TURMOIL. IF YOU WERE ABLE TO GET A CARD, THE PAYMENTS WOULD KILL YOU ON INTEREST. NOT A GOOD IDEA!!! DON'T DO THAT TO YOURSELF!!! |
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alwayscurious
|
There are cards for people with bad credit to rebuild credit. Try looking up Aspire Visa, Imagine Mastercard, I have both and they up your limits after you pay for a few months. They give them to anyone. |
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Rocker666
 |
Well if you have bad credit you don't need a credit card, that will just make evering hard and you will just end up with more probs then you had before. |
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knee_deep_in_debt
|
Forget about it!
Its a head ache trying to re-establish your credit with limited credit cards. An example I ran into, was just the same as you. I got a mail from Orchard Bank, like many quick credit card offers for bad credit people, they may offer you 300 credit line and then add fees leaving u with about 75 left to use as credit. If you miss a payment goodluck on customer service.
My advice to to purchase a pre-paid credit card. Example GreenDot - That is if you just need something rather than direct money. If you are looking for a way to re-establish your credit. Pay the debt off. |
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nightserf
 |
There are many predators out there who will happily provide you with a credit card. They know that in all likelihood, you will use the card until you are over the limit and cannot afford the minimum payments so that on top of their near criminal interest rates, they can charge you for making late payments and for being over the limit so that you are paying them more than you can afford and still be falling behind.
You don't need a credit card even though you have been conditioned to believe that you do by the credit industry's slick advertisements.
Here's what you should do:
1. Either get a job or go back to school (or both).
2. Open checking and saving accounts. Keep your accounts and finances completely separate from those of your boyfriend(s).
3. Live frugally and add a little to your savings each month. Pay as you go and do not accumulate debt.
4. Once you are able to keep a month's pay in your savings account as a reserve, begin making safe, long term investments. |
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liz d
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Get a secured credit card that means you have to put money in it first and in the future you can get a better card |
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Brian C
|
Straighten your mess out with the ex boyfriend first. You might seek out a credit atty to give you advice on how to seperate yourself from that mess. Then if you absolutley need a credit card for emergencies you can access a secured card virtually anywhere however most of them require a bank account of some sort. The fact you dont have a bank account leads me to beleive that you have bigger problems than you should and the only way you are going to get out of an emergency is to get a second job even if it is only temporary and just pay down your debt as quickly as possible. |
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lil L
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One word, CO-SIGNER! |
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artgal1285
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You can buy one. There are cards out there where you can literally post a bond for it and that amount becomes your credit limit. When you have established a good record of paying on time, they'll let you have a real card. |
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moosies
|
Try first premier bank, look them up on line, they give ccds to people with bad or no credit, no bank acct, and you don't have to pay them anything. It's not much, but it's a start to get credit or fix bad one. They don't give you much money, but again, it's a start. |
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brady ewart
 |
1. Visa stands for Visa International Service Association. The company consists of six different entities. Each segment focuses on one particular geographical area, providing offers and meeting regulations that vary from region to region.
2. There is a huge variety of credit cards suited both to the corporate and consumers. For every $100 that consumers spend, approximately $14.60 is spent with a Visa-branded product.
3. More than 500 million Visa credit cards are currently circulating in United States. This is the nations leading electronic payment brand.
4. No credit cards are directly issued by Visa. An association of member banks provide cards to its wide customer base.
5. Visa is accepted in over 150 countries around the world. This makes it as one of the most universal credit cards available. The wide acceptance of Visa is substantiated by the fact that more than 20 million merchants accept Visa cards across the globe.
6.Security for its cardholders is the first priority for Visa. To achieve this Visa has adopted a "Continuous Monitoring" system. Unusual credit card transactions are quickly tracked and recorded. Visa also has a free helpline for identity theft.Get more information about visa credit card at: http://www.credit-card-gallery.com/visa_credit_card.html |
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thespace_ghost
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Steal it! Oh Lawd! |
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