How can I build my credit? |
| I have a credit card and I have cards at stores and such and I pay on time, but isn't there another way to build my credit without getting a loan or anything like that?... |
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Paid off debt that was in collection....? |
| my boyfriend has horrible credit. so we got his credit report and started paying off the debt collectors. his credit score has not gone up. should we just not pay the rest of the debt collectors off ... |
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Am I liable for a debt of £269 which has been outstanding since 1993. I have just been contacted about it? |
| It is that long ago, I have no idea what the debt is for. The solicitors are acting for a third party. the debt is apparently owed to a finance company.... |
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How soon, once debt is paid off, does it disappear from you credit? |
| My fiancee went through a bad divorce and had to resort to not paying his bills. His credit got screwed, then he recieved a decent chunk of inheritance. He has since then paid off all debt and has no ... |
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Fair Credit Reporting Act - ?? |
| I have two entries on my credit report for the same account (one by the original creditor and one by the collections). Is there a section number in the FCRA that applies to only one company legally ... |
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Can you go to prison for credit card debt? |
| My fiance is struggling with credit card debt and can't do anything to pay it off. He keeps telling me they can't get money from someone who has none. Anyways someone made a phone call to ... |
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Free credit report? |
| Where can I go to get actually free credit report? Also, how do I dispute something on my report?... |
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Banks charges? |
| After watching watch dog tonight i have decided to go ahead and claim all my bank charges back, What have i got to lose, but i need to know how do i go about this? ... |
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Will opening 3 credit cards at once hurt my credit score? |
| I just recently received a new credit card adding to my 3 cards that I already have. I was trying to transfer a balance from one card to the new one but since I wasn't given the credit limit ... |
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Can The Bank Take Money From My Checking Account 4 Credit Card??? |
| My checking account and credit card are through the same bank. I stopped paying on my credit card and it's gone 2 collections. What I want 2 kno is can the bank take money out of my checking <... |
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How long does it take for a store to refund/give credit back to a debit? |
I'm not sure if my question makes sense..but this is what happened...
I recently returned an item at H&M and asked for a refund, which is supposed to give me back credit on my ... |
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Would company turn down cash payment? |
| I have only done this once but what if you order something and instead of sending in a check or money order you attach cash to the form.Would a company refuse it or demand that you pay another way.I ... |
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How do I get a loan from the bank to start a small business if my credit is bad??? |
| Im in school for Massage Therapy, I would like to get a loan to buy different things to start a Massage Therapy business in my home. I things like tables, oils, chairs, uniforms, supplies........ |
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Check scam? |
| a strange thing happened last week. i received a check delivered overnight thru ups. it was made out to me for $2000.00. i took it to the bank and they funds were not available. so i waited a few ... |
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How bad should your credit be before considering bankruptcy? |
| In other words, If i have a lot of negative items, and a score of about 560, should I just go ahead and file, or try and battle through everything? I have a mortgage that I am behind on and 2 car ... |
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Joyal P | How can you get credit card if you dont have credit history? |
and how can you establish a credit history? |
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mycredit wealth,com
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http://robertscredit.com/
Go to this site and to the far right there is a link. Guaranteed approval |
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GreenIYD
 |
try applying at a couple fo stores where you shop, they tend to be less dicrimintating. Macy's gave me my first card at 18.
Also capital one and providian tend to give cards to almost anyone, but with very high interest rates, so make sure you stay on top of those bills or you will ruin your credit before you establish it.
Don't apply to too many though, because each inquiry with a denial lowers your credit score.
It's frustrating, but good luck |
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Blue Jean
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Many young people run into that problem when they first apply for a card. Check with your bank. If you have an account in good standing and pay any bills on time, that makes it easier. |
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Alex
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great article about establishing your own credit... check it out and good luck
http://www.bankrate.com/brm/news/DrDon/20070116_credit_score_history_a1.asp?prodtype=pfin |
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Eadgils
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you can by eitehr getting one of those Pre-approved credit cards in teh mail if you get them.
that .. or you get a cosigner for a loan. |
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oncameratalent
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You can find out that info here:
http://fixingyourcredit.blogspot.com
___________ |
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Guate M
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Just go under the poor and no credit section Check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates, fees and reward, no matter what kind of credit you have they have the right card for you |
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Oh yeah
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get a pre approved entry level card ( usually have high interest rates) from a creditor, even if its a store card. Use it pay and then pay your bill in full monthly to build up your credit score so you can apply for a card with a much better(lower) interest rate |
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Micheal H
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Well first you need to be 18 years or older, and if you go to school, you can start off by getting and student credit card by going to their website and apply for it. In all honesty and with experience, I'll tell you that credit cards are evil because if you abuse it, it can screw you up so bad, being in debt and such, If you do use a credit card, use it only if have no cash, and make sure to make it off quick or finance charge will mess you up. |
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wanglu75
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Some banks can offer you a credit card when you open a new account there and deposit some amount of money into it. For example, the Goldern One Credit Union in California. |
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