 HEELPPP!!! PLEASE HELP and 10 POINTS!? |
| will all items i bought will be shown on my credit card bill? and will all the details like the name shown on the bill? i am new to my credit card, i am using mastercard and i havent receive the bill ... |
|
 I lost my debit card!!!!!? |
| My debit card was stolen a couple of days ago (4-5 days) and used to make purchases worth more then 2000 dollars. I have contacted the police after my bank have notified me of the overcharges the ... |
|
 Personal Loan Question...? |
| Is there a way to obtain a personal loan with the promise that you'd pay back in full using your tax returns? We'd make payments on it until then, but we'd pay it off in full come F... |
|
 Debt Help!!!!!!!!!!!!!? |
| I am in a little debt I owe one credit card company 1700.00 ad another 350.00 how do I establish this debt without having to pay in full...I really want this off my credit the 350.00 credit card ... |
|
 Maxing out credit cards and moving abroad???!!!? |
| I have two friends who are in the process of doing this right now as they are in New Zealand. It's not just credit cards either - there's a couple of loans as well. When I was living in A... |
|
 I have HUUUUUGE debt I can't pay. What do I do? |
| Everythings in collections, I just moved to a new city and I can't find a job. I can't afford the payments and havent been able to in a long time. Whats the best thing I can do? Can I get ... |
|
 Pay off credit cards all at once, or gradually? |
| I just inherited about $30K. I've got $21K in credit card debt that I really want to pay off (since it's costing about $500 a month in minimum payments that aren't reducing what I owe).... |
|
 Which of these credit cards is better? |
a card with an apr of 14.9% but a $19 annual membership fee
OR
a card with an apr of 19.24% but has no annual fee.
Additional Details
thanks martin,
i am ... |
|
 Hey does anyone know where I can get $30,000.00 loan with extremely bad credit? |
| ...seriously....trying to make some business investments. but am in need of 30,000.00 to get the business off the ground......but my credit rating is below horrible....any ideas?... |
|
 Low credit score? |
| Im just wondering if anyone can help, im 19 years old. only ever had one thing on 'credit' a mobile phone contract i paid late a few times it went to a debt collection agencie i did however ... |
|
 Credit Card problem? |
| So I received a paper that said that I was pre-approved for a Visa card and just to send it back so I did. When I received my card, it had a sticker on the front that said "Call today to ... |
|
 Can a creditor instruct bankruptcy on an individual who owes old debt of less than £5,000? |
| A 'tracing co' has contacted me and has advised they will be making me bankrupt unless I contact them within 7 days. This is an old debt which has been passed around to various debt ... |
|
 My credit card bill is due today, i mailed my payment, but not sure if it will arrive on time, what happens if |
| I use the pay online or over the phone option now, although i have already mailed in my check. What will happen to my check that is on its way. Will they disregard it, since the payment has already ... |
|
| Debt consolidation? |
| what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.... |
|
 Will Blockbuster video take me to collections for a $6 late fee? |
| Blockbuster is awful they charged be a whole nother week on a one week rental in 2003 because i was an hour or so late returning the dvd. instead of 6 pm it was 7 pm; and i was pissed and never paid ... |
|
 Where can can i find a bad credit/ op credit auto loan? |
| I am looking for an auto loan to buy a used vehicle. I don't have bad credit but my credit is not established so I need help finding an auto loan.... |
|
|  |
The Wonderer | How can you get into a house, or get a home loan with no credit or bad credit? |
Is that even possible? |
 |
 
latebreakfast
 |
I can tell you from experience that no lender or gov't office will loan you money for a house if you have bad credit. Not even Habitat for Humanity.
A good option is to look for a double wide where the owner is selling and will finance it himself. The bad: they lose value. The good: you can resell it after a few years and get some of your money back to use on a stick house. In the mean time, rebuild that credit!
Another option is rent to own. |
|
fuzzypurplenotebook
|
We got a home loan... We also had 20,000$ to put down as a down payment....
Our credit rating was not the greatest in the world either..
We were preapproved for 125,000$ with a score of 570...
The housing market is blah right now... But banks are not taking a whole lot of "risky" clients either... |
|
viriflo
 |
yes alot of real estate offices give you the option if you had bad credit to either give a larger amount of a down payment or your mortgage would have a high interest rate
good luck |
|
Luaren
|
My fiance and I were in the same situation as you are last year. We had great success using Lexington Law Firm to repair our credit:
http://credit-repair-story.com/lexingtonlaw.html
in less than 3 months they raised our credit scores to 738! |
|
heybulldog
|
Bad credit. Probably not.
No credit. Yes.
Find a bank that does manual underwriting. It's the way home loans where written before all the fico score worship. They look at the person not the fico score.
Back when manual underwriting was the norm. Bankruptcy and debt was almost unheard of. Now with fico score lending. Bankruptcy and debt is out of control.
|
|
SierraRose M
|
It is possible.
Your best bet, though, is to fix up your credit and show your future lender that you are trying to do better than your credit score suggests. |
|
nutella-gal
|
I'm not sure if you can get a house without credit or bad credit, especially at this time where getting a loan is really hard. Banks are being picky right now, they really want you to show them that you are eligible and can pay back.
I know this because I went with my brother last week just to see some open houses. And even just for making the appointments, the real estate agents asked my brother about his job, salary, and his assets to screen if he's worth the time. But I guess it really depends on the price range and what area you're looking to buy a house. My brother and I were house hunting in Boston area, so maybe that's why they were picky.
But maybe you have a shot if you have a really good job? Show the banks that you have enough assets and see if they can be collateral.
I also have some friends that have no credit and bought a house/condo. But they paid with cash in the front :-| |
|
lanek
|
the government offers a first home buyers loan...that should help you...or try to find someone who will do contract for deed...we bought our home on a contract for deed |
|
bugone
|
Yes it is possible to get into a house with bad/no credit. Remember where there is will there's a way. One option could be a lease purchase that in a nut shell is simply leasing a house with the option to purchase at a predetermined future time with a portion (the more the better) going towards the home's price. Normally during the lease period you would establish or correct your credit so to be able to finance the remaining balance. Also, don't only look to banks for money. They're not the only lenders in the business. Look at private lenders, hard money(high rates and points/not long term) etc. Find several options and use a combo of a few of them. Just get creative and put your thinking cap on. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 17 minutes(s) ago
| | | |
9 | 19 minutes(s) ago
| | | |
9 | 53 minutes(s) ago
| | | |
9 | 1 hour(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
9 | 6 hour(s) ago
| | | |
8 | 7 hour(s) ago
| | | |
8 | 10 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
5 | 3 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
