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 How can I get out of a bad car loan?
18 months ago my girlfriend purchased a car for her brother (in her name) against my better judgement. She took out a $29,000 loan at 15% interest, which he was to pay. 18 months later, the brother ...


 Can collection agencies from the United states garnish wages from another country?
If you owe money in the United States and then move out of the country without paying the bill and it ends up in a collection agency, can that agency garnish your wages from the country you live in ...


 Not to be morbid but if your co-signer passes away. . . .?
if the co-signer for someone's auto loan passes away before the term is up...what happens then? Who is ultimately responsible and do you still get to keep the car?
Additional Details<...


 Depositing a check?
I just got my first paycheck and I have no idea how to cash it or deposit it... whatever it's called.
I opened a checking account a couple weeks ago, I want to go to the bank monday morning,...


 How do I reestablish my credit after filing bankruptcy?
...


 Im in debt like 12 thousand dollars and i need to get a loan and pay everything off?
only problem is my credit score and credit history are very bad i think my score is in the mid 500s any suggestions?? where i can ...


 I signed up on freecreditreport.com?
How do i know if I was enrolled in the 30day free trial subscription? Do they automatically enroll you in that when you check your credit score?...


 Is signing up for college the easiest way to get credit cards?
If I sign up for classes will the credit card companies shower me with credit?...


 Does anyone know where my husband and I can get a personal loan when we have bad credit?
We really want to increase our credit scores and pay off what i think is small debt but looks ugly on our credit reports....


 What is a good Credit card rate?
i would like to know what is a good apr rate, and what does apr mean? is that the interest?, and i'm new to credit, anyone know a good online place where to get a credit card like mastercard, ...


 Is it better to take a loan or stretch your over draft for a while that you desperately need money?
...


 What do I do if my car was repossed?
I cant afford it, Can I settle later and save my credit?
( which is going down the drain)and how do I get my stuff back that was in the car, is there a cost?
Anyone know about this..I live ...


 Credit problem??
I recently had some collections accounts that were not mine deleted from my credit report...now the only credit I have is a credit card from Premier. I just opened that account about 3 months ago, ...


 Debt Relief?
Please someone help. I am a single mother with a disable 10 year daugther. I jsut was divorced and my ex rights were terminated due to what he did to my daughter. I am trying to get back on my feet ...


 If I have received thru my email a scanned fax of a cheque that is payable to me,can I encash it...?
Can I encash it and have it deposited in a bank after I have reprinted it with a printer?...


 Credit card for student with limited or no credit history?
I have recently started looking for the best credit card for me to pay for a couple semesters of school and a little bit of automotive work. I plan on doing an auto pay. The credit card i'm ...


 Co-signing a 6 month lease for someone else. How does it effect me if I did.....?
Basically how does that show up on my credit? Have someone that is moving to Chicago and needs a 6 month lease co-signer. What effect does this have on my credit rating? Does it show I have a 6 month ...


 What are the pros and cons of a 0 interest credit card?
There are many credit card companies that offer 0% interest for up to 12 months. What are the pros and cons?...


 First time credit card user- which one?
I've never had a credit card before and I am going to get one to begin building my credit (I'm way too old not to have one!)

What card do you have? What do you like about it? W...


 Usually what would happen after canceling a credit card and use it after cancelage?
Today. I happend to have purchase some item on a credit card i have canceled earlier. I had forgetten i canceled it and really at the moment im not sure whats going to happen. And its not my credit ...



exotichic
How can you raise your credit score?
WHAT CAN YOU DO TO RAISE YOUR CREDIT SCORE, AND WHAT SHOULD YOU BE LOOKING OUT FOR
                     
 




Writer of Truth
There are lots of great ways to increase your credit score. This website has some really good advice:

http://www.creditcardtipsetc.com


stephen l
Credit repair to correct errors, delinquent accounts, and other negative items. Usually companies charge hundreds of dollars to simply pull your credit and send correctly worded dispute letters—this is the key…..people will tell you that you can do this yourself for free but the truth of the matter is that the credit bureaus will throw your letters away or simply reject them. There is an easy to use online kit that will deliver the results you want available for just $19.95 at the source website. A similar kit is being sold via infomercials and radio talk shows for seventy dollars more but they try to solicit you repeatedly for other services after the fact.


cattbarf
Rating
Pay your bills on time.
Keep the debt to income ratio from going up unless absolutely necessary.
Don't pile up a ton of credit cards.


joyceeleann
Rating
pay your bills on time, every month


Ms. Informed
Rating
buy a house. but then again...you can't get a loan for a house unless you have 'good' credit in the first place.



i've noticed my fica score went up when i started using (and paying off) my credit cards more. weird; no debt is bad credit--too much debt is bad credit, too.


david a
Rating
to raise credit score

1. Always pay on time or ahead of time.
2. maintain low balances on credit cards
3. keep your total potential debt to earnings load low - If you have a card with a $15000 credit line, you may ask them to reduce it to something more realistic, like $5000.
4. I was told by an underwriter that having just two cards, a major credit card (VISA, MC) and a consumer card (Sears, best buy, etc...) is the best mix for revolving credit.
5. You should have a recent history of both installment or term (Car or house loans) and revolving credit.

------------------------------
http://www.bestcreditrates.net


Celesta
To raise your credit score you need to show proof that you can be 'trusted' to pay on time. Get a credit card and pay it off on time repeatedly, get a loan and pay that off on time, anytime you work with a credit card company or a bank they report to a credit agency whether good or bad.


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