 Convert a visa gift card? |
| i have (4) $500 visa gift cards issued by wells fargo, i really want to use them to pay my CC bill. obviously you cant use one credit card to pay another. is there a way i could convert it to cash? ... |
|
 Using my dad's credit card? |
| I went to my college bookstore today to buy books and I was going to use my dad's credit card but they didn't allow me to. They told me I can come back tomorrow with his I.D...the thing is I... |
|
 How to establish good credit? |
| perhaps i have collections,they are unknown to me at the moment and i plan on paying them off.But after that then how would i obtain good credit within a short period of time?... |
|
 Fixing bad credit? |
| I am not looking for any "miracle cures", I am willing to pay what I owe. What I want to know is when I am negotiating with creditors, there is a certain WAY that they can clear the debt ... |
|
 Which is the best credit card in the whole world??? |
Additional Details
Write the reason for ur answer and abt me i live in INDIA and frequently fly abroad..!!!!... |
|
 My credit score? |
| My credit score is 574, I only had one credit card and was late on the payments a few months in a row but now i've totally payed it off and they revoked the credit so I don't have any. I ... |
|
 Canadian Loan Group? |
| July 27, 2007. Has anybody gotten ahold of anybody in that office? I have been trying for three days to get in touch with them. I have had no luck. If you try them right at 9:00 am their ... |
|
 Do you think credit card debt judgement consider a crime? |
| Will I be consider having a criminal record if I am slap with a credit card judgement by a law firm representing my credit card company? And if the balance is around $550. I have never ever been ... |
|
 What do you think about getting a department store credit card? |
| I won;t get one, but i was just wondering. If you know more info on them then please tell me.... |
|
 Looking for a payday loan that doesn't lie about guaranteed approvals? |
| I always get e-mails about paydayloans being guaranteed. When I go and fill out all of the forms they always say I'm sorry we cannot approve you loan at this time. These sites should not be ... |
|
 What is a good debit card for teens? |
Visa buxx is an example. The only problem is none of them are my bank and I want one for my daughter. Please help. Iwant to present it to her asap for her 16 bday
Additional Details
It ... |
|
 Does applying for a Credit Card affect your credit score? |
| I'm 19 years old. Never had a credit card. I've had a couple overdrafts from my checking account (which was the stores fault, not mine but I have no way to prove it to the bank). My ... |
|
 I need an unsecured personal loan asap. Who can help? |
| Regular loan companies require a minimum stay of 3 yrs in the uk. I have only be living here for 9 months. I do have an permanent job and a good income but have no credit history. Who can help?... |
|
 Credit card balance/credit question? |
| when a credit card company says your current balance is 336.66 and your available credit is zero.. can u spendthat 336.66 or sense your credit is zero can you spend anything?... |
|
 Have you curtailed spending because of the credit crunch? |
| and can any one honestly say that they are not affected in some way or ... |
|
|  |
Chris | How come NO ONE will give me a loan or credit card when my credit rating is 652? Is it THAT bad? |
This is all so confusing.... I get declined wherever I apply for this stuff and nobody can help me and now I have all these inquiries on my report and.... UGH. Shoot me. =/
Why is it everyone else I know gets ALL kinds of credit card offers and I can't get ONE DECENT ONE!? |
 |
 
Bryce K
 |
Too many inquires can make all the companies start to deny you credit. You best bet would be to wait about six months then apply again. You could also apply for a credit card with a company like first premier or orchard, you can find those card and compare them at http://creditcardwarehouseonline.com They do have some fees attached but their acceptance rate is around 85%. Then that will show at least you got accepted and might not scare the other companies off so much. Get one of those cards then apply for another in six months. |
|
American Muslimah
|
how's your income?
other than your credit could be a little better a good verifiable work history could help. the credit card companies want to be completely reassured that you will make your payments.:)Also,keep in mind, each time your credit score os checked it actually effects your credit especially if you already have a low score. 652 is not great- it could be better- but it's not really really bad too.:)
good luck |
|
src50
 |
What are the reasons for the declines? Do you have verifiable income and have you checked your credit reports? |
|
psfiend399
|
There are several factors that effect your credit history. The best way to understand why your having difficulties is to get a credit report. You can get a free credit report by going to freecreditreport.com. It's safe and free. "The report includes a detailed description of the factors from your credit history that have the most impact on the score. " Best of luck |
|
Stephany
|
So you have bad credit, right? Doesn't matter. You still have a possibility of getting loans. You must take utmost care before taking out bad credit loans. Otherwise, the very loan may become a repayment burden and a new debt. Therefore, it is not wise to apply for the first such loan offer that comes your way<!--you must do your homework first and then go well prepared for the loan. First, take out all the copies of your credit report from all the three reputed agencies, instead of having the report from just one agency only. The loan provider may ask for the report from any agency.
http://badcreditloans.awardspace.com/
Check the report thoroughly for any inaccuracies in it. Make sure that all the past payments find a correct mention in it. Secondly, apply for the loans with an improved FICO score. Because of late payments, arrears-->payment defaults or CCJs in your name, your score has slumped. You should try to pay off some easier debts. Your rating will go up a bit in few months. This will help in winning the loan providers' confidence to some extent and the approval may be easier to come. |
|
Boo G
|
try prosper.com
eloan.com
Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.
But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset.
http://www.pay-your-debts.com/category/Personal-Loan-With-Bad-Credit.html |
|
latebreakfast
 |
Probably because you're showing too many hard inquiries on your reports. The more times you apply for credit, the more dings you get on your score. This accounts for 10% of your score.
The highest credit scorers don't apply for credit all that often.
So, stop. Wait about a year, and reapply.
Read what affects your credit score from FICO at the website below. |
|
Jeremy M
|
Poor = 349 - 619
Fair = 620 - 659
Good = 660 - 749
Excellent = 750 - 849 |
|
pyrogirl06
|
If you're new to credit, chances are, most lending institutions are going to classify you as a high risk loan. Hence, they aren't tripping over themselves to help you, or provide you with the money you want or need.
Try the following website. With their membership, they offer a comprehensive list of lenders who are willing to partake in high-risk loans--which is your current case in point.
For more information, try http://www.creditor-911.com |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 32 minutes(s) ago
| | | |
9 | 40 minutes(s) ago
| | | |
8 | 50 minutes(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 5 hour(s) ago
| | | |
9 | 10 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
9 | 4 day(s) ago
| | | |
9 | 2 week(s) ago
| | | |
9 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
