Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 Which way is best for me to start my credit?
I was thinking of either putting half down on a Mac, and paying the rest monthly with their "Bill Me Later" program.

or, getting a credit card for a department store like Macy...


 NEED a personal loan to fix credit?
LOOKING FOR A PERSONAL LOAN. TO FIX OUR CREDIT .
LOOKING FOR 30,000. NEED HELP...


 I have no credit, how can I get a personal loan for 5,000 ?
...


 Is $1,500 a month to much as a allowance?
i get $1,500 every month as an allowance. or at least thats as much as i can spend on my credit card, and stuff.

this cousin ive never met till now, says imspoiled.


i ...


 Credit cards?
How old do you have to be in order to have your very own credit card?
Is is 18? or is it any age?

im 17 and I want a credit card....


 Why is everyone so against Bankruptcy?
I dont have and cant get any credit. I dont own my own home or car as they were repossesed. I have constant telephone calls from all sorts of debt collection agencies on both my mobile and home phone ...


 I'm 18 and desperately need a credit card? please help me?
...


 Anyone know a way to get out of debt? No gimmicks or outrageous costs?
...


 Is amazon.com safe for buying things?
won't my credit card get infected or harmed? has anybody tried it before?? please help!...


 I can't find my bank card any idear what i might of done with it?
...


 How can i get a credit card if they say i don't have enough credit history?
i applied for a few credit cards and they all said i don't have enough credit history to receive one.
How do i get credit history if i can't get a card!...


 How can i find out what he gets paid?
how can i find out how much my ex hets paid?
Additional Details
we have 2 kids together hes paying me £260 a month child support i wanted to know how much he gets paid so i could see if ...


 What are the odds of a credit card company taking you to court over a $2500 balance?
...


 How long does bad credit stay on your file?
...


 Why is God so mean to me?
...


 I have a poor credit rating and want to open a bank account can anyone help.?
...


 If i get bankrupt will all my credit cards be cancelled?
if i get bankrupt will all my credit cards be cancelled? even if they not a got a balance on it?...


 What do *you* think is the bestest credit card?
(For UK peeps.)
Additional Details
[Note to Taja] Bank of America and Capital One aren't UK companies and sound really stupid....


 Is it possible for me to use my uncle's debit card in stores?
my uncle lives in colorado and i live in california...
he gave me his debit card to use..
can i use it in stores?
he didn't sign the card, and it doesn't have a pin,
i ...


 Every time I apply for a credit card, I only get approved for $500.?
I've seen my credit and it's definitely decent. And I had a friend younger than me (I'm 22) get a $2,000 limit. What do I need to do?...



Barbi
How come the poor people work harder then the rich but they take money out of the poor peoples check to pay ?
the poor or what?
                     
 




cheesewithyourwhine?
I don't believe in working hard. I believe in working smart.

Hard work is all well and good, but it doesn't tend to pay well.

The rich people got there by working smart. They either had a great idea that nobody else had claimed, or invested money wisely, started a business and paid others to do the manual labor, or paid their dues by spending several extra years (and about a hundred thousand dollars) on higher education. This is NOT lazy! It's SMART!

Mopping floors and ringing cash registers will not make you rich, no matter how physically demanding it is.

I'm not a big fan of this mentality that poor people work hard, and rich people are lazy. It takes brains, work, and a plan to get rich. That in itself is hard work. In America, anyone can be rich, but you have to put in the work. Hiding behind a hammer and complaining ain't gonna do it.

Also, how do you figure the rich pay less taxes than you? No way this is true. The rich tend to have more tax writeoffs and deductions. Most rich people tend to donate tens, if not hundreds, of thousands of dollars every year to charity, which helps to lower their tax obligation. How much did YOU donate last year? A hundred bucks? Nothing? You better believe rich people give away more money every year than you do, whether it be to the IRS or to charities.


Josie
Because poor people (or the working class) tends to do the manual labor that does not pay as much as the white collar work that wealthier people do. Much of the difference lies in education - get an education, get a better job, make more money. However, the more money you make the higher the amount of money you have to pay in taxes - when you get into the really high tax brackets you pay a higher percentage of income... so I think maybe you're misinformed a bit...


Judy1
Rating
Your assumption that poor people work harder than rich people is probably not correct.

That said, money comes out of EVERYONE's paycheck. The poor probably don't owe any income tax, but will still pay into social security and medicare.


bdancer222
Actually, poor people who have jobs end up getting that earned income credit when they file taxes. That usually means they not only get back every penny withheld for taxes, but the get a bunch more back. That extra money comes from middle class taxpayers.

It's the middle class that gets stuck with most of the tax burden.


Spidermurph
Life is unfair,the difference between rich and poor people is, the rich dont work harder,they work smarter!


Ballin Chemist
Rating
To pay what..? Taxes? Everyone pays those, not just the poor..


balttigger
Rating
You are deluded. First of all, there is a difference between physical work and intellectual work. Alot of rich people have worked very very hard to get where they are. They went to college, where they racked up hundreds of thousands of dollars in debt; they earned advanced degrees and have gone through the trenches to get where they are. They usually put in 14 hour days, 6 days a week to run or manage their companies. They have to go thru board meetings, monitor every facet of their business lives and still make sure all the bills get paid. It is far from gravy! These people have a much higher instance of stress related illnesses.

I have worked jobs where I did repetitive back-breaking work day after day and I have worked where I went home each day mentally drained and stressed out...give me hard labor any day of the week.

And as far as taxes, the richest 1% pay more than half the total tax burden. They may pay a smaller percentage than you, but damn it they've earned it. And this is coming from someone that makes 30,000 a year before taxes.

Remember the american dream? build a better mousetrap and the world will beat a path to your door? Only now they beat a path to your door, demand you share the rights with others that didn't pay all the R&D costs and then they want to tax all your profit away.


Roxy Foxy P J
Rating
Everyone pays taxes here rich or poor here and its just the way that it is! And the poor works harder is to be like the rich! Poor wants to be like the rich or to keep up witht he rich!


shazza
I know a lot of "poor" people and some "rich" ones also , the poor people I see are that way because mostly they choose to be there are a fe who are that way through illness and for those people I truly doo feel sorry for ,you may not get rich from hard work but you will earn money.
There is is a saying I particularly like and it is the Harder I work the luckier I get ,try it you won't be sorry.
I must clarify this by saying I live in Australia ,and this may not be the case for your country but the principles can still exist.


Artemis
I disagree that the poor people work harder than the rich.
The rich worked real hard to get where they are.
What money do they take out of the poor peoples check?
To pay for what?


Mr. Alv
Actually everyone's check has money taken out of it. However, most rich people are smarter than the poor so they get taxed less whenever they go to figure taxes and end up paying the least.


answer_master
Rating
because they are smart


Life's a WIATCH.
Rating
Because that's just how cruel this world is.


mark v
Rating
what are you saying, that the lives of rich people are fun and games and the work they do is of no consequence? or that all they do is pleasurable?

are the poor uneducated,and unskilled, what do the poor offer, is what the poor do, worth the time of day??? really, if it is to support themselves, i guess it is worth something, but, who cares, if those that "have to make a living: do??
why is it worth getting up everyday, and shlepping to some job,that is uninteresting and boring and unrewarding, and really doesn, t put food on the table, but only fills a space,



gabriela :] rokket
ugh its life, its not fair sometimes


Adam A
Rating
Poor people are paid by the hour. Rich people are paid by results.


poppy1
Rating
Hi Dear,
We poor people have always gotten the shorter end of the stick.Rich gets away with a lot of things us poor people don't.
Your Friend,
poppy1


Dave
As far as the one person answered about how much the rich give to charity,they only give because they have to for tax right offs!! Its not donations from the heart!! Sure they might give thousands to Charity's,but they don't even notice it gone one bit!!But the pore if they give even 1 hundred it is from the heart,and they really feel the loss of that money!! The rich hid money ,say in swiss banks,or the cayman islands! Or they give to the charity"s just so they pay less taxes!! They have the money to pay people to teach them the tricks to hid money or to give it away,in such a fashion that they get more back at the end of the year!! And that just sucks!! The rich get rich from us people that break their backs!! The rich get richer and the pore get poorer!!


skippy
Rating
the rich get richer
the poor get the picture


LadyMady
Because that is the Republican way. The richer they get, the poorer we are and there will be no more middle class people.


Hello
looks who is running our country - someone who is rich! he understands that the rich don;t want their money taken away, so that's why the poor/average people get it taken out of their checks. Vote for Obama - he wants to get rid of this.


james p
Rating
if you mean taxes everyone pays them, and in canada the poor pay very little. in america, well it may have something to do with it being basically one the most heavily veiled unjust states in the world


Online H
Rating
Rich just want to get richer.

And that's why you should vote for Obama.


natepolean
There're many rich people who are overpaid due to lack of true free market and competition. Not all rich people get rich by creating something new or more efficient which I agree deserves to be rich. Many rich people are just smart enough to enter a profession which is highly controlled to limit competition. http://www.imperfecteconomy.com/?page_id=164


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.034
Copyright (c) 2011 Financial Crisis Saturday, February 11, 2012 - Terms of use - Privacy Policy