 Would this hurt my credit? |
| I have perfect credit as of right now I always pay of my credit cards and on time. I got a the cell phone service Altell and didn't really like it to much, so i canceled after a few days, now i ... |
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 What happens when you don't make ur minimum payments (credit card debt)? |
| so i'm having a little trouble making the minimum payments right now. In about 2 months, i know i'll be able to make them. But what concerns me is how the credit card companies keep calling ... |
|
 Can i still be eligible for a car loan even my car is under reposession? |
| our car was repossessed.and we cannot pay for the whole amount.instead of paying it,we are planning to used the money for down payment for a brand new car.can i still be eligible for a car loan?we ... |
|
 Which credit card companies will give credit cards to someone who is a discharged bankrupt? |
| A friend of mine was made bankrupt a few years ago, but has been discharged for about 18 months or so. So he can try and build his credit up, which credit card companies would allow him to obtain a ... |
|
 At work they want me to do tasks that go against my beliefs.am i being unreasonable by refusing? |
| i work for a place that distributes loans. i got the job through an agency and was told itd be basic admin work. now they are trying to get us to take applications for loans and take money from ... |
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 I am in desperate need of a loan and I have horrible credit in the boston area? |
| I am interested in obtaining a loan to pay off debt that I find myself sinking into. The problem is, I have horrible credit. I dont want it to get worse. I have a great job but I was recently hit ... |
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 I am only 17 and i have a credict card with chase. i pay my monthly bill but am i messing up my credict? |
Additional Details
i pay my bill,more than the minimum, i make random payments.but i was just wondering how will it effect my ... |
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 Credit card debt! please advice.....? |
| So basically I have 2 maxed out credit cards. One of 2,000 and the other 500. I'm a really broke college student. The little money I make I need it for food, shelter, supplies etc. That's ... |
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 Is it possible to buy a home with really BAD credit? |
| My husband and I have really bad credit. We both were in previous marriages and that is were it all started. He has a foreclosure on his credit report because his ex decided she wanted to keep the ... |
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 Can debt collection agencies impose deadlines on repayment? |
Hi,
I've just been contacted by a trace and collection agency, who reckon I owe an electricity bill from 5 years ago! Madness!
Anyway, do they have a legal right to impose ... |
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 Are debt collectors allowed to call your work? |
| I tell them go away I'm at work and youre keeping me from making money, but they think they can keep calling me at my office.... |
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 How bad is it on my part if i continue to pay my mortgage late? |
| I have up to 15 days every month to pay, but i sometimes pay after . I don't mind paying the late fees, it's not an issue. How about credit wise (there is nothing that i can do right now to ... |
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 What is the worst case senario if my car payment is late? |
say 2 weeks late?
Additional Details
im kind of embarrased to call and tell them it will be that late. i ran into a difficulty this month and something more urgent came up. i was trying ... |
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 Can a cell phone or cable bill late payment affect your credit? |
hello,
I have a ton a bills and i forgot to pay my cell phone and cable bill on time. They were only 5-10 days late. i know when you are late with a credit card the day after it, its on your ... |
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 How can colletion agencies buy out you debt and keep it on your credit report? |
| Why is this possible. It's like it will never go away. A 10 year old debt came back from the dead recently. It is crazy. 10 years ago. I'd like to move on with my life now and just when you ... |
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 How do you spell budget? |
| like i'm on a tight ... |
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Bring it | How could i get a 70 to 80 thousand loan to consolidate all my debts (cars and credit cards) for one payment? |
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 |
 
SPIFIMAN1
 |
Like the third poster said, the best place to start is going to be your own bank or credit union. |
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tanseng_lee
 |
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Senior Partner |
|
stopccdebt
 |
You cannot without a home as collateral. You generally would not want to do this either.
If you have high credit card debt, then you might want to consider meeting with a credit counselor. They can discuss consolidation options with you. |
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Lary H
|
Here is an excellent site with some wonderful options 4 U. Check it out……..
Refer Loan Consolidation Section
http://lnk.in/56f2 |
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Skylight
 |
Good luck, I don't think they do that much. |
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Zack
|
Hi,
I used "Credit Solution" to settle my debt. They managed to reduce my debt up to 58%.It's legitimate.I came accross this company on NBC News Special Edition.Check it out here:
http://dn.vc/biHU |
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dreampo
|
rotflmao...i say just ask for a MILLION DOLLAR loan so you can have some extra. |
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Sunshine
 |
chances are if you have that much debt and do not own a house (to take out a home equity loan) your credit score is probably really low. with that being said, getting a loan for that amount, probably won't happen for you. do your reasearch on debt consolidation. Most likely if you go through a debt consolidation company that "promises" you one payment a month is too good to be true. your best bet is to cut up credit cards so you will no longer use them-and pay them all ON TIME and pay MORE than the minimum each month. all of that will help your credit score go up, however be aware that this may take a year to do-but after that time applyf or a personal loan to pay down some of your debt. when you do that-if approved, be sure to NOT use those cards you paid off!
if you have good enough credit, i would suggest trying to refinance your car(s) to try to get a lower interst rate.
Check out this debt evaluator http://moneycentral.msn.com/investor/calcs/n_debtratio/main.asp
Debt consolidator
http://moneycentral.msn.com/investor/calcs/n_debt/main.asp
and check out this article-it might be useful
http://articles.moneycentral.msn.com/SavingandDebt/ManageDebt/HowToPayOff300000OfDebt.aspx
and stop spending, be a bargin shopper and maybe sell your cars for one more economicaly efficient. |
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jenny_deliah
 |
Depends on your credit rating and collateral but my first step would be the bank. |
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Trying2BNice
|
Simple: Go to school, pay attention, get a good job, exceed your boss' expectations, get paycheck, cash it, reduce debt, buy a house, invest, go on vacation, have fun. |
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