 What are some of the best credit cards for someone to start a credit history? |
| This person is a student and will graduate soon and wants a card so he can establish credit. Any ideas on a good one for someone who has never had credit?... |
|
 My sister opened a credit card in her name and my mom's, ran up a lot of debt. Is my mom legally responsible? |
| One of my sister's opened a credit card account in her name and my mom's and ran-up a lot of debt, all without telling my mom. The account is now delinquent and in collections and the ... |
|
 I received a letter stating that my account had been placed with a National Collection Agency? |
| This is a medical bill apparently. The first sencence says Your account has been placed witha NATIONAL COLLECTION AGENCY. Our client has not yet received full payment from lab work your physician ... |
|
 Credit cards /No credit history? |
I would like to establish some credit history since i have none.
Is there a credit card that will except me with no prior credit history?
Additional Details
i see a limited credit ... |
|
 Collection Agency Claims They Have a Warrant...? |
| I just got a phone call/message on my cell phone and my voice mail at work from a company called Delanor Kemper & Associates. They claim that a creditor that I dealt with almost 2 years ago is ... |
|
 Money Question ? Help !!? |
| So i really need money but i cant get a big amount of money all the time i spend around $106 every month, do you think i should get an allowance for around $132 every month instead? but im such a ... |
|
 Mother messed up my credit....? |
| I got my credit report and now I know why I haven't been able to get any credit. I'm 24 now and living on my own. When I was 18 my mother took out a phone and cable account in my name.M... |
|
 Can a debt collector take a vehicle that has a lien on it? |
| I owe a small debt from a medical bill that's been turned over to collections, they are threatening to take my vehicle which is financed, it has a lien on it. Can they take it.... |
|
 How to and where do u get a perpaid card? |
| I wan to buy a hockey stick online, but i need a credit card, im 16 and my mom doesnt want to use her card, even though i said ill pay for it. I found there is a something called a perpaid card and ... |
|
 I CoSigned A Car Loan for my Fiancee And...? |
I co-signed for a car loan for my fiance and during the signing realized that his name is in the co-sign position on the loan docs while my name is the owner.
When I mentioned this to the loan ... |
|
 How to raise credit score? |
| I'm trying to raise my credit score and my score is a 486. I started paying what I owe and my score doesn't even raise after several months. Are there other ways to improve the credit score ... |
|
 Cant get credit? |
| i can not get credit to save my life. my situation is this. i earn about 24k, and im on a debt management program and have been for 3 years and it is not an iva, also my monthly payments have never ... |
|
 Money order scam. I'm a victim and could be $4000 overdrawn at the bank. what do i tell them? I know im stupid |
| i was looking for a job in accounting on yahoo jobs. this one place responded and explained i was going to cash money orders for them and wire the money(after my 10%) to another United States ... |
|
 How can I pay down my credit card debt? |
| I graduated from college recently with approximately $8,000 in credit card debt,as well as an $8,000 student loan. I am in a full time job where I am paid $12 an hour, and cannot seem to find another ... |
|
|  |
Shellshock | How did $10,000 debt disappear? |
I racked up $10,000 in debt at college while psychiatrically disabled. I used to get a letter asking for payment every month.
Now I don't get anything from them. Its been over a year now since i heard anything. Just a week ago, I looked at my credit report and credit score and IT ISN'T ON EITHER ONE. What is going on here?
Additional Details
Yes I've checked all three credit bureau. No it hasn't been 7 years. |
 |
 
crazzinjunsmith56
 |
they are laying a trap for you. thier out to get you |
|
jesus is as real as unicorns.
|
happened to me too. it means youve been reported to a credit agency |
|
SlimMick
 |
Maybe your parents or another relative paid it..... |
|
girl19
|
calm down its there someone you have to look at all three credit reports and is you didn i will be calling you soon..
HEELO, IS THIS ....... IM CALLING FROM A COLLECTION AGGENCY IN REGUARDS TO YOUR 10,000 COLLEGE DEBT AND KNOW YOU HAVE TO PAY (bif) BALANCE IN FULL. OR WE WILL TAKE WHAT EVER YOU HAVE |
|
queennashiba
|
Maybe they find out that you are disable |
|
Roy
 |
It will be back,they are just waiting.even if they charged it off,sometime they will start collecting. |
|
Gem
 |
How many years ago were the debts discharged/or the last date you paid on? |
|
pggcgirl
|
Well a bad credit charge can only stay on your credit report between 7 to 10 years. After that you can dispute it and ask that it be removed. But you stated that you do not see it on your report.....did you check all three. Most companies do not report to all three. You may need to contact the creditor and ask about this situation.................. |
|
outlawimmortal2
 |
It could have been moved by mistake, it may or may not reappear. |
|
hmark
|
Then I wouldn't start any credit as it could be your mental state at the time, so they wrote everything off, but that could change as soon as you apply for any type of credit as the Statue of Limitation is not over.
Learn to live on what you make for a while before bringing back the credit blues. With what I've heard about collection agencies and having your debts being resold to other agencies for pennies on a dollar, waiting them up will just open Pandora's box. Let sleeping giants lie. |
|
foxy
|
some stupid idiot has cloned your name and gone to jail when he tried to spend ha ha.....what a sucker |
|
Skyhawk
|
The debt may have been sold to a collection agency.
If so, you will be hearing from them.
Depending on your state laws, the statute of limitations may have run out.
It may not have been reported to the credit bureaus.
OR, it may have been reported to only one of them.
Check all three to be sure. |
|
Santa
|
Good Question! You could call and find out. But that might help them refind it. ? |
|
Debbie V
|
the same thing happen to my Friend after 7 years they usually remove it, think of it as a second Chance. good luck |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
14 | 9 minutes(s) ago
| | | |
14 | 10 minutes(s) ago
| | | |
13 | 29 minutes(s) ago
| | | |
14 | 45 minutes(s) ago
| | | |
14 | 2 hour(s) ago
| | | |
14 | 4 hour(s) ago
| | | |
14 | 7 hour(s) ago
| | | |
14 | 8 hour(s) ago
| | | |
14 | 10 hour(s) ago
| | | |
14 | 2 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
