 How do I get my credit score? |
| I went to annualcreditreport.com and did my credit report, but how do i get my score? Can I get it for free?... |
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 Finding a home loan when my credit is bad, where can I turn??? |
| My credit is bad because last year my husband became ill with liver cancer. We have been trying to get back on our feet. we can afford a mortgage but no one will give us one because of our credit. T... |
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 Has anyone ever heard of this credit card? |
| I recieved an email credit card offer for an Imagine Gold MasterCard...issued from 1st Bank of Delaware...has anyone ever heard of this card and if so can you please let me know..... |
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 If I have no credit, will I be approved for a credit card? Also, if I am approved, when will I find out? |
Will I just get the card in the mail? How long does that usually take?? Also, will I be able to use it as soon as I get it?
Sorry for all the questions, Im just really curious!!! I would ... |
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 Whats a good beginner credit card? |
| i dont have any credit history and i want to start building up credit. whats a decent card i shuld apply for that wont change with 200 bucks in activation fee's.... |
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 What would you do if a family member stole your credit card? |
| I have a credit card that was expired and I was paying it off. I had it almost completely paid off. I realized that I never got a new card in the mail but I didn't worry about it because I just ... |
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 How do i use a credit card??? |
If i get a credit card do i have to pay for it??? And if i get one and never use it do i have to pay for anything still??? What i gotta do to get one?
Additional Details
Hey yall should ... |
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 Was there credit use before credit cards??? |
Additional Details
if you can pls explain your answer.... |
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 How can i get a home equity loan or line of credit to pay off debt,i have delinquent payments on some accounts |
| I was recently divorced, my daughter is in college. I fell behind on some payments on my credit cards in an effort to support my daughters educational needs. I have two homes with approx. $70,000.00 ... |
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 Should my partner declare himself bankrupt? |
| We aint married and we don't own our own house but we have 2 children together. He owes over £15,000 to one company. By going bankrupt will it affect us buying a house in 5 years time? Will my ... |
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 How old does a debt have to be, before you are no longer legally bound to pay it? |
I remember hearing once that a debt after a certain amount of years, is moot. Does it depend on the state where the debt occurred or you current state of residence?
I heard that collection ... |
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 How bad does your credit rating have to be before u are refused credit? |
| havent got any ccj's or anything but have had one or two late payments this year. how much can these effect ur credit score.... |
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 Why do so many people keep going into credit card debt? |
Question? What makes people keep using them when they see the destruction it is causing?
Many people, mostly younger folks and women, have so many credit cards they end up in severe debt ... |
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 Buying a home? |
| I was wondering if there is anyway to get a mortgage based solely on cedit score and not have to provide employment info?? (Wouldn't mind if rate might be higher) THANKS!!... |
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 How do I get my credit cards to lower their interest rates? |
| my APR is anywhere between 23 & 28%. Very high!! But, I pay all my bills on time and always pay more than the minimum... is it because I have more debt than capital? Is there a plan where I ... |
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| Paid online surveys? |
| Does anyone know any good sites were I can actually get paid for doing surveys?... |
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 Is it possible to use a Debit card in place of a Credit Card? |
I want sign up for officelive.com but don't have a credit card. Can I use a Debit Card... would it work?
What about other transactions on websites?? I wish we could use debit cards ... |
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Nanjadufrance | How did your credit get ruined? |
I was 19 when my was destroyed. I needed an emergency surgery and didn't have insurance. The "doctors" couldn't figure out what caused the pain, but told me I have endometreosis and also took my apendix.
The bills were overwhelming and I paid what I could- but didn't really have that good of a job. Parents and family couldn't help out.
So because I thought I was going to die, didn't have medical insurance and couldn't keep up with bills (I tried to work out payment plans with no avail) My $20,000 Surgery fkd me for life. |
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captmhunt
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Yeaup... sometimes it's just cheaper to die. |
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Wonie J
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I signed for my sister a car, and she stopped paying for the car and i could not wake her payment. |
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Get Naked
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crack |
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steph
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me being stupid.. i messed up my free schooling.. by failing.. then i had to get student loans.. and then from there it went to hell.. |
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C K Platypus
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I had my identity stolen. Luckily the statute of limitations has run out and all the crap I couldn't get them to remove is now dropping off my credit.
You should consider declaring bankruptcy for the surgery bills. |
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bella_4624_19
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i was young and dumb. i never really learned anything about credit when i was young. i have had 5-6 years of bad credit. fixing your credit is a long and tedious road but i have managed to get some stuff done. i now have current credit cards and have managed to get some of the bad stuff off my credit. |
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unique2477
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Old medical bills, Columbia House (LOL, doesn't everyone owe them money?), and just small little things that you don't even remember from your younger days that come back to haunt you. When I moved away from home I had perfect credit, thus proving that others are bound to screw up your credit for you (put this Consumer bill under your name), and the system is against you from the start.
No credit? Bad.
Bad Credit. Bad.
Come again? |
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sexyleilani
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sad story, but now all you have to do is pay a amount you can afford. Payment plans are meant to help, So you have to call and set up one you can afford to pay..............they will try no to give you a good deal but dont settle, just pay it off! |
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daljack -a girl
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That's why this country needs a health care plan for everybody. Why is this supposed to be the best country and we fall way behind other countries in helping it's citizens? That to me really s*cks.
Pay as much as you can afford each month and don't worry about the total.....it's nothing you can do to fix it now anyway.
I'm sorry this happened to you. |
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snape4good
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College ruined mine. Although, it is better now. |
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cc22
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I was self-employed for 15 years, built my business from the ground up. Lost it all when the stock market took a dive and everyone who depended on it lost money.
I lost my business..all of my credit, including 8 major credit cards and everything I had worked very hard for.
Bottom line is, there is no guarantee that life is going to run smoothly.
Things happen to good people to change their financial status..
babies ..divorce..illness..jobs..can all change things in a heartbeat.
When things happen, you cannot beat yourself up about it and you cannot allow friends..aquaintances or family to beat you up about it, either. Whenever I start doing this to myself, I look at my teenage daughter..I look at my husband, my cat..these
things did not come about, by or through money.
They are what life is truly about..
You needed the surgery to stay alive, now don't look back at that as a failure..Pay what you can and move forward..Embrace your life and use it for good purposes..Let the debt die..
Rely on cash and develop ways to obtain that cash.
So much today depends on status of money and lifestyle, yet it causes so much stress in trying to obtain and maintain it..
I have always told my daughter this:
**There will always be someone richer-smarter-prettier than you..and you will always be richer-smarter-prettier than someone else, but you will never have another mom like me, so this sets you apart from everyone else in the world!
If you believe that your $20,000 surgery has fkd you for life, then you have so much more to learn about life. |
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