 Can someone tell me how to find a Private personal loan lender in my area? |
| Still trying to get a lioan with little or no credit and I have been getting alot of rejections. Does anyone know a good personal lender or some website I can go to where I can find one in my area?... |
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 Does anyone know of any car loan places that help people with bad credit and gross around 1200 a month? |
| I have been trying to get approved for an car loan but my credit isn't very good and i only make about 1200 a month. anyone know if there is somewhere i can go to get help with an car loan ... |
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 Is a 7,000 credit card limit for a 21 year old good? |
Is that below average, above average, or just average? Just curious. Thanks.
Additional Details
Don't worry ppl- I'm great at managing money and very careful with my credit ... |
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 My credit score is 453.? |
| What are some good ways to re-establish my creit without havin to pay alot of $$$. I really dont want to try those things where they erase it off because they charge alot.. Any suggestions.. Please H... |
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 Can Collections file a case on you and get you arrested ? |
| can that happen if you owe $600 or more to your bank, credit card company, or online company like neteller ?... |
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 Will consolidating my debt with a consolidation company worsen my credit or will it help? |
| I am in debt with all my credit cards, i was thinking about consolidating my debt but I heard that was going to mess up my credit even more. Is that true?... |
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 Which credit card should be paid off first? |
| I have 2 credit cards that I'm trying to get paid off. Card A has a balance of about 700 and an interest rate of about 9%. Card B has a balance of around 1700 and a REDICULOUS interest rate of 28... |
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 I forgot to pay my discover card payment. Will it affect my credit score? |
| I was just busy over the holidays and missed it. I paid it on my computer after I got off work last nite, but I am so embarrassed because they called me at work and wanted the payment then and their ... |
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 How can I build my credit? helppppp? |
I just turned 18 in October and I need helppp!
I can't get approved for credit cards, even the ones that say no credit history credit cards, or instant approval. I've applied for a ... |
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 I want to start building my credit, How do I do this? |
| I'll be 18 soon so how do start building my credit and keep it good?... |
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 My credit score went from 765 to 632. I have 2 hospital bills reported in collections. $953, and $480? |
What happened?
Additional Details
Is that really enough to make it drop so much, or should I check into this? Who would I call, the credit bureau? What is the FASTEST way to correct ... |
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 Need a Bad Credit Loan? |
| I am looking for a loan I have a poor credit score, looking for lenders that are willing to lend rather than waste time saying they do loans when they don't. If anybody has managed to get a ... |
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 How do you get an unsecured loan when you have EXTREMELY bad credit.? |
| I have tried prosper.com as I have seen suggested so many times on this site, but I was turned down. I need $3500 ASAP. I am desperate.... |
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 Terrible credit credit cards? |
My credit is not bad because I can't handle money, I have never had an account open in which I would receive credit if I paid on time or vice versa.
Two medical bills, small $10... |
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Jerry D | How do I balance my life financially with a $475.00car payment, $500rent, $200 credit debt, with 1300income? |
Not to mention food, gas, car maint. Do I sell my car but it's not paid off and I don't want to get ripped off, I have invested too much money into it. I really want to settle for something cheaper but where do I go? I need help! Please if you are a finance expert or just know how to help please do so.... |
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mr_crankypants
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Absolutely you need to sell your car and buy a cheaper one. Then you need to consider a roomate. it will help with your other expenses, too. |
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?
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you dfefinately have a problem , wish I could help , welcome too the real world , we all do that , get in over our heads I mean |
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Jack Chedeville
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get a second job and pay off the credit card first. |
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teehee
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How did you qualify for a $475/mo loan with such a low income? Did you get a pay cut?
You didn't "invest too much money into" your car, you threw that money out. Sell the car -- it is not an investment, and you definitely can't afford it.
Is that $200/mo on existing credit card debt? So you owe about 10K? You need to make paying it off a priority (and/or moving it to a low interest rate card). |
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rstall384
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YOU COULD CONSIDER REFINANCING YOUR CAR. NOT TYPICALLY A GOOD IDEA THOUGH.TRY TO GET OUT OF THIS W/O TAKING ANY MORE DEBT. |
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TaxMaven
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I've been there. DH & I got our act together using Dave Ramsey's "Total Money Makeover" (available at most libraries & bookstores). It has been a total blessing. We haven't borrowed money in about 4-5yrs, we have a workable budget, our cars are paid for & our house will be in about 5 yrs. Best of all, our 17 y/o now has his own job, pd for car, budget, savings, etc. I highly recommend it. It will revolutionize your whole life if you do it. |
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BajaRick
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get rid of the car and the credit card , you will never get ahead paying interest for anything |
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Knock Knock
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I feel you! I am in the same boat. I just sold my car and am looking for a cheep jeep wrangler for like $1500 but keep in mind I only drive 6 miles a day to work so I didn't need the big fancy car or the payment. Also keep in mind that once you get back on your feet it is easy to get another car loan. That should help you a lot. You won't have that payment your car insurance would go down as well. Second of all either pick up another job part time until you get a raise or promotion or find a better paying job. Look at it this way even if you get a min wage job part time you should make at least $100 per week which would be an extra $400 per month. That would give you some breathing room. Look for a job you can do before or after you current job so you can still have two full days off a week to enjoy the money you are working so hard to make. |
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princess_bluerose
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You definitly need to read Dave Ramsey's books "Total Money Makeover" and "Financial Peace", and go to the web site and listen to the podcasts. My husband and I ALWAYS PAY CASH!!!! Thanks to Dave's advice. |
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Maggy G
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You can take out a debt consolidation loan. Most likely the rate will be lower than what you're currently paying, so your payments will be lower. You can use the website below to comparison-shop |
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