 I live in hawaii and i desperately need a $4,000 loan and my credit score is 580 around there......? |
| I applied for a personal loan at navy fed and got declined even though i put down a motorcycle as collateral .... this loan would solve alot of our problems..... can anyone help and tell me how i can ... |
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 Why dont Yahoo just BAN these people who repeatedly post adverts for loan? |
| These advertisers are just preying on the vulnerable, the loans they offer are probably about as genuine as DVDs from the 19th century.... |
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 Are two missed payments a default on my credit file? |
| I missed two payment on a loan, I then paid it off entirely so it was settled. Now I have looked at my credit file and it is marked as DEFAULT and says I still owe £5000, which is not true, I phoned ... |
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 Where can i get a loan for 4000 almost guaranteed with bad credit or no credit and even just avg. credit? |
i need to get a $4000 loan.
i tried two banks and got denied by one and other just never called back within a month and i had a cosigner.
where can i almost guaranteed get a loan at?... |
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 Can i cash my work check at the bank? |
| I don't have an account at any bank but, i work at one. Will I be able to cash my check there? Because cashing your check at the store is not a safe method costs too much & I'm tired ... |
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 Where in uk can i get a fast loan but have poor credit score help? |
| im in a mess due to been off work sick n havnt got enough money to pay ... |
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 Is possible to a get home loan with verity bad credit? |
| IHAVE AJOB AND SMALL DOWN PAYMENT BUT CREDIT IS NO GOOD... |
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 WHy I can't get a credit card in my name?? |
| I am 20 years old and have applied for several different credit cards (student cards nontheless) as well as cards to different stores (ie express or target) and am turned down every single time. I ... |
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| For those who have stopped paying credit card bills, what have the collection agencies done to you? |
| Please, any help is appreciated. And only answer if you have experience with this, thank you :)... |
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 When Debt Collectors call, what do you say to them? |
| I owe several thousand on my visa, just under a grand for my cell phone, close to four grand in fines, twenty five hundred for impound fees, and another four grand for my car, so they're always ... |
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 What are some god payday loans place? |
| i need a fast loan ...do you know any ... |
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 CREDIT: what should I do??? I ordered a credit card I do not want, my first card (capitalone) how do I get rid |
how do I get rid of it without distorying my none existent credit stat
Additional Details
how do I get rid without distorying my credit or lack of?
cutting up a card does not ... |
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 I found out my wife obtained a credit card and ran the balance to $5000. Am I liable for this bill? |
| A collector called today and ask to speak with the husband. He informed me my wife has a credit card balance and did not make a payment. Also ask me if the PO Box was correct. I was unaware of ... |
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 Is there a statue of limitation of creditors requesting payment? |
| I had a credit card account closed in May of 2000 and all of a sudden i get a statement saying i owe them $600 after 7 years. Shouldn't this debt already have went on my credit? Is it legal for ... |
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dazed and confused | How do I begin credit? |
I have a very low credit score - that's what I've been told. I haven't been approved for any credit card because of this. How can I begin credit if I cannot even get 1 credit card??? How can I improve my credit score and is there any specific credit card that could approve me??? |
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Smokey
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Start off with a secured credit card i.e. deposit cash/bonds/other securities and against that get a credit card. Banks usually are quite willing to do that type of a deal. |
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Harvy S
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If you want to get a credit card quickly without the research, try this one. My friend used it to get her credit back on track. There is no credit check and you are guaranteed acceptance. The limit starts out low, but gets bigger as you pay on time. It also reports to all 3 credit agencies so you can rebuild your credit and get a different credit card later. Check it out:
http://creditoffernow.com/imaginecard |
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Shaman B
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1. Go to a bank and ask about a secure loan.
2. Try applying for starter credit cards, these cards have low limits, but will help you build credit.
3. If you are a student you might want to try credit cards meant for students, again low limits at first, but will help.
4. You could also see about getting a parent or other relative to co-sign a loan or credit card, just make sure you pay it off, because if you don't the companies will often harass the cosigner first. |
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45Fan
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Do you have a checking account? You may be able to get a secured credit card where the limit is set to a low amount that is based on the checking account. |
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ildjb
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One way is to take out a loan, even if it's just for a car. Also, if you decide to not use a credit card (assuming you have one), don't close the account, as closing it may lower you score. I would suggest talking to a banker of financial advisor.
Also, make sure you don't put more on your credit card than you can pay off. (i.e. Don't charge $500 unless you have $500+ to pay it).
Hope this helps. |
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fundoctor
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I am in the same boat as you. I tried all the major stores (Macy's, Nordstrom, Best Buy, Target) to even the little ones (New York, etc) I even tried Capitol One and I was denied. I talked the the manager at my bank in Wamu, she advised me not to apply for any credit card for 6 months, then re-apply with them again, and make sure my checking account stays in good shape.
Harvey S,
The Imagine card says that you get a starting credit of $350, but with initial credit of $200 and annual fee of $150. So every year I'm going to pay them $150 just to have a credit card? Orchard Bank, I think, has a $35 annual fee. Im kinda confused with Imagine. |
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cargrl
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Right now if you were to pull your credit you would see that your score is an insufficient score. The best way to get a high credit score is to get a higher dollar amount loan then a a $200 credit card. I suggest that you try to get a car loan. By being on a car loan it shows that a bank has faith in you and when other creditors see your report they will be more likely to give credit. You might have to put money down or get a co-buyer but its worth it. The number one rule though is to pay on time!!!Try not to have your credit pulled very often because this will hurt your score. |
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greasyqtip159
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Best place to start is with a secured loan. Just go to your bank or credit union and they will give you some info on it. But a secured loan is the best place to start. |
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smalltownangel
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you can always have someone co-sign with you for a card or loan. this will help you get credit and give the creditor peace of mind |
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don_steele54
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If you have any collateral at all car etc..Go to a bank and get a loan of say 200.00 $'s for thirty days. Make sure this gets paid back on time.Continue to take out small loans for short periods.This will achieve what your looking for. |
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jaysweep
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open savings account at bank.contact me. |
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Baby Girl 1214
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This is not true. You can get a credit card. You will have to call around to the different credit companys and ask what they have for "secure" credit cards. These are cards where you give them say $300 and then they give you a credit card for $300. You will use the credit card as you would a normal one, making payments each month as though the $300 doesnt even exsist. They hold that money to be safe incase you ever bail on them.
If you one day close your account they will apply the $300 to your remainig bill and send back the rest.
Its what I had to do. |
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