 When are they suppose to start mailing the stimulus check? |
| My last numbers are 00 and I had direct deposit. But I use h&r and now I am getting a mailed check . Are they Starting to mail them out on May 9th or should I receive it by then. Everywhere I ... |
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 What is the process of adding someone as an authorized user on an acct to improve their credit? |
| If you were to add a person to another's credit card that is in good standings to improve their credit rating, how would that process work? Do they have to go thru the same approval process (... |
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 If i used someones credit card on my phone or pc can the cops or bank trace it back to me? |
| if i used someones credit card on my phone or pc can the cops or bank trace it back to me?... |
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 I have bad credit and need a prepaid credit card? |
| I would like to get a credit card but have bad credit. Does anyone know of any cards that I can get even if it is secured and it gives some sort of rewards, like cash back or anything like that? If ... |
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 Bad credit..can i change my name and open a new bank account to obtain good credit? |
| Ive heard of stories where people have changed there name...updated driving license and opened a new bank account....in order to obtain a new credit file? stories ive heard of where saying youve ... |
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 My friend has, unbeknowingly to me, acquired a huge amount of credit card debt. He also has an expensive? |
| car on finance, plus other unknown debts. I know of at least forty thousand pounds of debt. His partner is debt free and also expecting a baby in two weeks, she had no knowledge of the debt until ... |
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 What is the best option for credit card debt?? |
| What do you think is the best way to clear up Credit Card dept??? Paying each debt individually with minimum payment every month?? Which is all I can afford. Filing bankruptcy??? Settling out??? S... |
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 I just turned 19, and my credit score is 711. is that good? |
i have a debit card with chase, and a credit card. And i also have an installment plan with Ballys.
Additional Details
i also work @ nordstrom, so that qualifys me for an american ... |
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 Hello, how long does a debt remain collectable? |
| Is it true that a debt ceases to become collectable after a certain number of years if it is never acknowledged(in the UK)? And if so, how many years? The debt concerned was credit card/overdraft ... |
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 Child payment??? |
| Does any body know hove much a single, unemployed mother would get paid weekly for her child aged 14?... |
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 Who can I complain too abut B.T? |
| I recently had my line connected to bt an engineer came round and activated the line I was then told a bill for this charge would be sent out. about a week and a half later the bill had still not ... |
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 I just paid off my credit cards...now what? |
| I recently paid off all of my credit cards and now I'm wondering if I should close the accounts, since I never plan on using them again, or does it look better on my credit report to have a lot ... |
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 Is this an option when buying a new car? |
| I would like to buy a new (or at least new to me) car about this time next year. My credit score is not very good, but I have been working very hard to get all of my debts paid off. I will be ... |
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 For how long does a personal bankruptcy (Chapter 7) stay on your credit report? |
| I think it's either 7 or 10 years. Which is it? And after that time how do you get it removed?... |
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| How can I fix my credit report? |
| they somehow put my brother credit cards on my line. How do I get it fixed?? call who and etc ... |
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 Which is better to receive as a payment, a check or a money order? |
| which kind of payment to receive is better? check or money order? any advice or explanations? thanks...... |
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| How do I begin credit? |
| I have a very low credit score - that's what I've been told. I haven't been approved for any credit card because of this. How can I begin credit if I cannot even get 1 credit card??? ... |
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bella | How do I build up credit? Which credit card should I get? |
I am 20 years old and I never owned a credit card simply for the fact of fearing of getting bad credit that can ruin my life. I was trying to live my life without credit cards but found out I need to have good credit in order to be approved for certain things so to do that i need a damn credit card. Which one should start with? What should i look for? Which one has less hassle? WHICH ONE IS GOOD? |
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brady ewart
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The important thing is that you first know what it is you want as well as where you currently stand. The fact of the matter is that there are a lot of credit cards out there that would fit your personal preference and lifestyle. If you are still in college, there are various student college credit cards you could choose from. One is a Citibank Platinum Dividend college student credit card. Balance transfers are allowed in this particular credit card as well as a cash advance facility.
Also, cash backs are earned in this credit card that is worth two percent on purchases made at stores, gas stations, as well as other basic utilities. This college student credit card allows one to build early on a credit history.
Fortunately, this student college credit card does not require one to pay an annual fee. Plus, one also needs to have good credit standing in order to be eligible for one.
Another college student credit card is one that is offered by Discover. There is no annual fee required and there is 0% APR on purchases that are made in six months.
That is if you are still in college, the above credit cards could apply to you. However, if you are one of those who may have bad credit, fear not. The fact of the matter is that there is still a credit card that could help you get out of your current financial rut (and put you in another one – just kidding). Read more about it at: http://www.credit-card-gallery.com/article/146,Know_Which_Credit_Card_Offer_You_Should_Go_For |
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Kiran
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Basics of building credit is making a purchase in advance and paying back which shows you're responsible.
If you're making a car payment, then your credit is building.
You can research credit cards with the lowest interest rates at www.bankrate.com and apply. Once you have one credit card, you'll get more credit card offers in the mail than you can handle.
Make a small purchase and pay it off in 2 weeks. |
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joelmeulenberg
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Here's the strategy to use for building credit and earning rewards:
1. Do all/most of your "normal" spending through your credit card(s) without max'ing them out. ("Normal" spending is that which you would normally buy with cash and have cash to cover.)
2. Pay your monthly balance(s) in full every month.
That way you'll build your credit as quickly as possible and avoid paying interest.
Now the only question is, which credit card(s) will pay you the most in rewards for your normal spending profile? You can use this rewards calculator to see how much each of the various rewards cards will pay you for your normal spending:
http://www.creditcardtuneup.com/
If you haven't established your credit at all (via loans, etc.), you may have to get a non-rewards card at first.
In that case, there's a "Browse Cards" link at that above web site that will help you locate credit cards for people with "fair" credit, "bad" credit, etc. |
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beauty s
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Orchard bank or chase |
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Yomi Minamino
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I have a USBank card (visa) that's great. I'm only slightly older then you and got my credit card about 8 months ago.
What I did was whenever I was going to buy something I was going to buy anyway no matter way (food, books, pay for classes at collage) I would use my card and then go online that next day and pay it off.
Another thing is when other family members were going to buy things for a lot of money I would have them write me the check and then put it on my card, again paying it off within a few days.
This works really well because USBank has online banking and you can do everything with paying your bills online can apply for your card online too. Another good bank is TCFBank.
http://www.usbank.com/
http://www.tcfbank.com/
Also every 6 months ask for more line of credit on the card, even if you would never use all of the money they'll allow you to have (and you shouldn't) the more credit you have vs the credit you actually use vs the credit you don't pay off at the end of the month will play a big part of your credit score.
In just a few months my credit went from the cell phone company telling me they would want 500 down on a cell phone plan (I never had any sort of credit before) to sending me a card in the mail telling me I would be able to get a razor phone with a great plan no money down other then the 30 set up fee.
Only get one card at first and then wait at least six months if you want to get a second however if you keep your first one payed off and only buy the things you were going to buy in cash anyway you'll be able to get more and more line of credit every few months.
Aside from buying a house, car, or boat this is about the best way to do it.
Good luck. |
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ty
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That's good to already have discipline.Keeping it simple if u r a student ask about a student credit card at your school, it's easier 2 get approved. Otherwise go to bankrate.com and compare different credit card rates.If your srtict on building credit then here is a good tactic. Once you have a credit card before you use it buy a money order for the amount you plan on charging and mail it right in before you even use the card. Now if you want to keep it even more simple, I should've said this first, get a rushcard or any pre-paid credit card this way you can't lose. Build credit and you don't chance getting bad credit. I hope I have helped you |
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Jess
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Maybe you can try below website to get the information you need. It's about secured credit card to establish your credit articles for your second opinion. |
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malleable
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You can find out more information at banks td.com http://www.omalade.com/LINKSHARE/ and others
but as far as i know it paying bills on time and paying you credit down over 1 - 3 years time. |
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Munchie
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Id recommend Orchard Bank credit card, they are for building credit and very easy to get approved for, Im a college student and had no credit either, but ive been building up my credit with my utilities and that credit card, just recommend you charge really little amounts because after 6 mths they raise up your interest without good reasons. They just sent me some little form saying my interest rate would be increase on my next billing cycle due to my credit review, which is crazy because I've always made my payment ahead of time and I even pulled my own credit report now and its around 650 so compared to not having any thats pretty good. Im just going to keep it for the full year and then apply for the bank of america student credit card or a wamu one, I've been getting offers already. Anyways best of luck to you! |
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