Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 I found a check?
i found a check to day for $665.it is signed by the person who gave it and it has who it is to.can i cash it?
Additional Details
and i am only 13 and i am not going to do ...


 Can a debt collector place a lein on property AFTER running it on your credit for seven years?
My Husband had a truck and never paid for it. The debt collector wouldn't never come get the truck becasue they went bankrucpty. They ran it on his credit for seven years. NOW they have put a ...


 I think I overdrew money on my DEBIT CARD...advice please...?
OOOH SHOOOT man it was an emergency! i had to use about 20 bucks and so i was checking to day and i went over 18 dollars! i'm so scared i don't know what to do. i usually manage my money ...


 Can I finance a new car with a credit score of 551 and a cosigner that has a credit score of 680?
im 19 years old and i want to finance a new car for 14000 with a credit score of 551 but I will have a cosigner. i have two jobs. any information regarding this matter please ...


 Does Cosigning a student loan lower your credit score?
My sister needs me to cosign her loan. I have just graduted from college and worked myself up to a 700 FICO score (I know it's not perfect). I wonder if cosigning a $10K loan for four years in a ...


 I would really like to get a lap top for work, but I have really bad credit. Is there anything I can do?
I will be working with this and need a good comp. Also what would I expect to pay monthly?...


 I have a credit score of 753. Is that good? What's the highest possible?

Additional Details
I haven't been working at my credit, I'm just responsible. My personal banker told me it was good, just wanted an unbiased opinion ZinaRae....


 Can a bank take all your salary out at the end of the week without asking and then charge you for direct debit
non ...


 What are some things I can do to establish credit?
I am attempting to establish credit but I don't really have any idea of how to go about it. Credit card companies send me offers every week. But I know that most of those are no good. I read all ...


 I want to consolidate my debts into 1 monthly payment...?
I have been screwed around by these bogus credit repair agencies I would just rather contact a "legit" debt consolidation company so I can start repaying my debt and bills o I can re-...


 HEELPPP!!! PLEASE HELP and 10 POINTS!?
will all items i bought will be shown on my credit card bill? and will all the details like the name shown on the bill? i am new to my credit card, i am using mastercard and i havent receive the bill ...


 I lost my debit card!!!!!?
My debit card was stolen a couple of days ago (4-5 days) and used to make purchases worth more then 2000 dollars. I have contacted the police after my bank have notified me of the overcharges the ...


 Personal Loan Question...?
Is there a way to obtain a personal loan with the promise that you'd pay back in full using your tax returns? We'd make payments on it until then, but we'd pay it off in full come F...


 Debt Help!!!!!!!!!!!!!?
I am in a little debt I owe one credit card company 1700.00 ad another 350.00 how do I establish this debt without having to pay in full...I really want this off my credit the 350.00 credit card ...


 Maxing out credit cards and moving abroad???!!!?
I have two friends who are in the process of doing this right now as they are in New Zealand. It's not just credit cards either - there's a couple of loans as well. When I was living in A...


 I have HUUUUUGE debt I can't pay. What do I do?
Everythings in collections, I just moved to a new city and I can't find a job. I can't afford the payments and havent been able to in a long time. Whats the best thing I can do? Can I get ...


 Whats the lowest credit score????How low it can go??
...


 Pay off credit cards all at once, or gradually?
I just inherited about $30K. I've got $21K in credit card debt that I really want to pay off (since it's costing about $500 a month in minimum payments that aren't reducing what I owe)....


 Debt 60k from bank and credit , what happen in the future, i got no house no job move to the new place?
...


 I want to pay with a debit card?
...



Adrian B
How do I find out who to pay when I'm trying to pay off my debt?
I have a few accounts that are currently in collections that range from store cards, credit cards, and bills....but since they're now in collections, how am I supposed to know who I submit payments to? And how to I find out if there are any errors in any of the collection amounts? I have about $5000 in debt that I have accumulated since 2002...when can i expect to see improvement on my credit if i can pay this off by the end of the year and begin to rebuild then as well?

Mind you, I at one point kept the collection letters for my records for when i would be able to pay but those letters are now lost.
                     
 




Pravda
Rating
My suggestion is that you purchase a 3 in 1 credit report so that you can form an action plan. Also, visit my answers profile and there you'll find my credit repair web site link. Once you become a member you will have access to 375 pages of useful information and tools that will help you repair your good name.

Best of luck,


Dallas S
Rating
You should get each debt from a credit report. After that you should combine them all through a debt consolidator program where you are making one payment and they will make each payment for you.


81 Honda
freecreditreport.com


beauty s
get a copy of your credit report and the should be a number of the people u owe money to.


I can only imagine
Rating
Go to your bank and ask them those exact questions. They will give you the best answers that people on here couldn't unless they know from experience or are the debt solvers. Don't be afraid of sounding dumb, because tellers know exactly where to send you as long as you are honest.


wildflower
Rating
get your credit report. (freecreditreport.com) it'll tell you how much do owe in each company, the specific date's, address and phone numbers. some of 'em are duplicate so make sure you double check. If you have the letter, you can dispute some of 'em especially anything over 7 yeasr. goodluck!


Czech Chick
Rating
I would call each account first and ask who the collection agency is. If that doesn't work, I would send the payment to the original store, credit organizations with a letter explaining the situation and asking that they forward to the collection agency. Keep copies of everything! You can start rebuilding your credit immediately with prompt payment on all utilities, and other bills. If you decide to buy a car, that will help rebuild your credit quite fast. You can also work with your bank to deposit funds, then use a bank issued MC or Visa. That way your credit will get better and the funds are your own and regulated by your bank. Good luck and God Bless!


jeffwilliams1979
Rating
You are on the right track. First off pull a credit report. There are three reporting agencies and they ll report a little different. For instance, you may have debt on transunion that you don't on equifax or experian. Different companies use different reports sometimes. Once you have the reports go through them calling and tracking your debt down. Most times they will work with you. Be sure to ask them to send you a letter showing that you paid. This will help...also, you may check into getting a loan against a CD or something so you can build some current credit. Many times a lender only cares about what you have done lately. It isn't going to clear up overnight so be patient and don't lose sigh of your goal. Good luck


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.034
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy