 Bankruptcy? |
| I have some debt, that I know I will never be able to pay off. Atleast in this century. It's not that I owe a whole lot of money, it's just that I am not the richest person on earth. I have ... |
|
 I loaned some one money to buy a boat. This person failed to meet the requirements of the contract. what can i |
| My boyfriends son needed money for the purchase of a boat. I loand him the money and made up a contract with him for repayment . the boat was put up as colateral and I have a lien on the boat. He has ... |
|
 How do you manage your credit cards? |
| Just wondering how some people handle there high credit cards amount in order to lower them w/out consolidating! I only have one credit card and the dollar amount really isn't that high it'... |
|
 A credit card for a 13 year old? |
| What do you suggest? I'm going to DC in April and I'm bringing a credit card (If I could find one). My parents said I should bring that and cash, because we need to pay for everything thats ... |
|
 What can i do to make my credit report better? |
| recently i lost my job and had financial troubles. eventually it led to a cell phone, and one credit card company refering me to a collection agency. now i know it will be on my report for 7 years, ... |
|
 Please Answer!!!! Help!?!?!? |
| Wells-Fargo is threatening to garnish my wages concerning a credit card I haven't paid in awhile. I haven't had the money and they have threatened to garnish my wages. Can they do that???... |
|
 Cant pay credit card debt? |
I used to live in the UK and moved to US 3 months ago.
My plans didnt work out well and Im bankrupt, I dont have any debts here and can afford just to live on my earning but Im in debth to ... |
|
 Are there any good sites where I can check my credit? |
| I got different credit scores from 2 different sites, why is this? if anyone knows of any good sites post them here, I would appreciate it, thanks.... |
|
 Is it better to negotiate charge off amounts with creditors or pay in full? |
| should i negotiate a discount? or pay in full? whats better for my credit report/ does it matteR?... |
|
 I want to improve my credit but all my debt is at least 3 years old and all in collections. What to do? |
| My credit score is currently 570 and I want to improve it but because my debt is all in collections and they are all at least 3 years old I don't know what to do.... |
|
 Credit card problems? |
| i tried to order something through Paypal (which i do all the time), but the transaction didn't go through and it said that my card was denied by my credit card issuer. I didn't cancel my ... |
|
 Is there a way to get your money from someone who borrowed your credit card? |
| I let my friend use my credit card to charge something, he said he was going to pay it right back in a couple of days, or he could put the limit right back on my Visa with his Visa. But since I let ... |
|
 I have a 1 year old debt, does credit get worse the longer I don't pay? |
| I'm currently 20 and about a year ago had to visit the hospital due to an ear problem. The bill is approx 2,500 and I have yet to pay it. I have no other form of credit history that I am aware ... |
|
 Which is the best credit card to get?? |
| I dont know much about credit cards...help please. I have the student visa from bank of america but i want another one.... |
|
 Credit card? |
| Is there any problem if we'll not pay the bill of credit card. Or, If we'll go for settlement, they keep the details as defaulter or, wht? plz advice....... |
|
|  |
gabriel i | How do I fix my bad credit? |
I have bad credit. I have already consulted a "professinal credit counseler" but got a half *** response. I am not ready to pay additional money to have someone else fix my problem. I have had bad credit for about 2+ years now. I used to have decent credit. It is estimated that I have around $20,000 owed. I would like to do this myself and contact the creditors, collectors and banks myself. I just want to know what would be the right approach so that they get paid and my credit report will show that I have made and effort to do the rigth thing? I have a family and would like to buy a house one day. I also want to go into law enforcement. So credit is important to me. Any advice would help. Thanks |
 |
 
Bill P
 |
You need to listen to this guy on radio, or better yet, call him. He WILL help you and not treat you like a low life. Good Luck!!
http://www.daveramsey.com/ |
|
Brack k
 |
Have seen lots of people asking info on bad credits. Well, if you need to get your problem solved on<!--bad credit, you must know to how to confront it. Of course, Even if you have bad credit, you can get loans. Many factors can contribute to someone getting a "bad credit" rating, among these are non-payment of an account or late payments over an extended length of time. You may find a bad credit loan here,
http://badcredits.awardspace.com/
You may find want you want. You can easily be labelled as a bad credit risk by financial companies. This can make it more difficult to-->arrange loans or other finance, and usually means you will pay more interest on any loan you take out. |
|
boy18.co.uk
|
I think you well find a broker the best bet thay look at 100s of lenders to find you the best one
http://www.surebill.co.uk
thats who i used last time thay got me a relly good deal |
|
LoanMeTheMoney
|
The credit repair companies only do the leg work.
For you to do this your self you must, dispute the blemishes
on your credit constantly,
The thing is if they ignore your dispute the incident gets wiped.
if you send them disputes constantly they get confused and toss it aside thinking it has already been handled.
This gets you dispute ignored, |
|
Jenny J
|
Visit http://www.cheap-credit-cards.org/ for FREE credit repair information |
|
dangerous_curves_1999
|
Check out www.brokencredit.com, they have lots of great info. |
|
ronscott1951
|
Well, I don't know your details, but if you don't pay your bills, especially credit cards, and collection bills, then they take your score down. It basically tells people that you will borrow, but won't repay what you owe them. To fix the problem, you need to pay what you owe. Once you do that, then in about 5-7 years, you may find a loaner to give you another chance. Thats the jest of it. Ron |
|
lynnrr38
|
I went and called everyone i owed and i said i know I owe you this money and i want to pay it off, But I need you to stop or lower the interst rates, and late fees and we work some thng out, most of them said yes, some got really hatefull and said noe so i hung the phone up called back and ask to talk to the manger, if that dont work call back and ask for someone over them, also ask them how much would they take off your bill if you paid it today, alot people they just want their money and they will settle for part of it, I had a bill of 869, but most of them was for late fees, i paid 500. it was paid in full. but make sure you get it in writing or on tape that they agreed to what you asked them that way they cant come back and say they didnt say that, i also started with my smallest bill and if i had the money pay it off, the monthly payments i was making to the old one i but on the second oldest one, untill they were all paid off, I hope this helps, Do not buy anything you dont need until you get them paid off, no credit cards, most people will work with you if they see you are wiling to make an effort. the ones that dont tell them ok well tehn i will have to but you at the buttom of my list and you will be the last ones i pay. |
|
matt j
 |
Anybody can have a bad credit record. Mistakes do happen. But what we should do is not to repeat the mistakes.
Follow the same advice when it comes to loans. If you have a bad credit history, then go for a bad credit loan. It is a feasible loan option to let you fulfill your financial goals. A bad credit history can include arrears, defaults, bankruptcies, County Court Judgments etc.
Usually, adverse credit loans are given as secured bad credit loan options. The lenders prefer the secured loan option to reduce their risk. Normally, they http://www.freewebs.com/getanswer/BadCreditLoans.html |
|
scrapper419
|
Negotiating the settlements is not hard. The hard part is sending dispute letters to the 3 bureaus and the followup. I agree, do not pay a professional top dollar to do this for you. The key is to have correctly worded letters that the bureau will accept and not something that they toss right away. With letters that cite key consumer laws and such, you get their attention and keep it. You have to understand that they are bombarded with paperwork and strive to clear their desks however they can. These letters and other tips are available at the source website. Good luck. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 27 minutes(s) ago
| | | |
12 | 58 minutes(s) ago
| | | |
8 | 2 hour(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
11 | 8 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
11 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
