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 Received a letter from debt collection agency for old bill what should I do?
The bill itself is student overdraft which I took out in January 2003 the bank sold this to this collection agency (according to them) in 2006. I have so far made no contact, received the letter this ...


 What is debt?
...


 With bad or poor credit, can I get a home loan if I put down alot of $$?
In other words, would a bank look past my credit if I put down more than half of the price in cash??...


 What happens if I'm approved for a credit card, abuse it, and never pay?
What are the legal consequences of this? the credit limit is $1,500.00....


 Should I co-sign a loan for my boyfriend??
My boyfriend is having some finacial problems and we are working on buying a place of our own in the near future, but he has some out standing bills. Which need to be paid off. So he is able to get a ...


 How can i order stuff off the interner without a credit card?
...


 I have recently had a bankruptcy discharge. I want to buy a townhouse. Do I have a chance at all for a loan?
I have heard that there are loans for people out of bankruptcy, but I don't know of any company. Before this, I had perfect credit. I am desperate. I need some good advice. Thanks!...


 Which is better 3 or 2 credit cards?
My available credit on my credit cards are
$4,000 $1,200 $1,500

The one card I am using is paid in full by the due date. Should I close one? I am thinking of closing the $4,000 ...


 Do you think i should file bankrupcy wheni was 15 my mother got alot of credit in my name about 20000 not mine
People say report her but she is my mother and i think im just gonna file bankrupcy im looking for someone who has filed and what life was like after wards i hope that is enough info thanks
A...


 My credit score is 627...?
I have never missed a payment on any of my credit cards but i have some medical bills that went to collections. With this score would i be able to get a car or a house some day. How does this compare ...


 Would a child have bad credit when they grow up if someone used their information on bills?
My friends ex used his daughters social security number on a cable and telephone bill totaling up to about $1,500. Will she have bad credit when she grows up?...


 I am a student who needs a car loan. I have good credit.?
My car was stolen and crashed, and insurance is giving me about half what I need to buy a decent used car. I am a graduate student whose source of income is student loans. I have great credit yet I ...


 I have bad credit. Where can I get a loan ?
Either a loan for $5000, or a consolidation loan for about $20,000. I have no assets, no security. Need a monthly payment I can afford.

I always gave in to my ex-wife's whims. Got ...


 I haven't used my credit card for almost a year.. yet the balance doesn't look much different!!!?
I was getting into more debt than I wanted so I consolidated my cards onto one with 0 APR and have been slowly paying at it for the past year. Yet the balance doesn't look any different!!! I ...


 Which do I pay first?
We have about 13,000 in cc debt I am getting a tax refund check tomorrow and am putting the whole thing towards my debt but I am not sure which way to do it. Here is a list of my debt and apr cc1- 468...


 Do you really benefit by switching credit cards regularly ?
...


 Help me not 2 go under, ineed money, how can i get some, by not working?
credit crunch,,...


 How can I get a credit card if I have a bad credit history?
I have just moved home and don't owe anything from this address.Are there any companies out there that are easy to get them from or are there any tricks you could share with me?...


 Which is the better credit card?
I'm in dilemma between these 2 credit cards that I just received.

1st Card:

-8% APR (fixed)
-3500 points ($1 = 1 point) is equal to 25 dollars cash back. (less than 1% ...


 Where can i get a loan quickly please dont say provident or green woods they wont have me?
I need a loan very quick can anyone help?...



Sara P
How do I get a credit report without having to pay for it I keep running into to this problem help!?
                     
 




Justsyd
Rating
You're entitled to a free report each year. Go to their website and it will tell you what to do for the free report.


megs
Rating
Go to yahoo search, type in your state (for example)
"Kansas annual free credit report" and youll find it. We are all allowed 1 free credit report per year. Go to experian and trans union they are the main 2.


Not Laughing w/ U
Online:
https://www.annualcreditreport.com/cra/index.jsp

By Phone or Mail:
https://www.annualcreditreport.com/cra/order?phone

This is the one that was created because the government said that people should have a right to monitor their credit report without having to pay. It was in response to the identity theft problems.

The others charge a sign up fee.


victoriaelaine2004
www.annualcreditreport.com It will give you all three credit reports


TwiztidFaM
Rating
Freecreditreport.com, they ask for credit card info but they wont charge you.


Me, myself and I
Rating
I think there's a website called freecreditreport.com


sbaiolover1981
If you are denied credit, the person or company that ran your credit has to provide one free of charge.


Super - Level 5
Rating
Many articles on how to raise your credit score and to get a free credit report.

http://www.freewebs.com/infosource100/credit.html


gmacwilliams
Rating
Go to the Clark Howard website, there's probably information there. I think there are 4 credit reporting agencies. You can request a free credit report annually from each agency so every quarter you can get a credit report from a different agency.


BabyDaddy-U Gone Smell my cologn
Rating
www.annualcreditreport.com


Pay No Taxes For Life
Rating
Go to myfico.com or freecreditreport.com
Also, this site has many reports that may answer your questions www.paynotaxesforlife.com


circe459
I ve always went here...you can only do it once a year but you get to see it from different credit agencys...its free https://www.annualcreditreport.com/cra/index.jsp& the best that i know of


funtym888
Rating
You are entitled to one free report each year from each of the 3 credit report companies. So you can get a free one every 4 months if you request one from a different company each time.


April J
Rating
go to
https://www.annualcreditreport.com/cra/index.jsp
cut and paste. from there u get your credit report free once a year from three companies. I didn't beleive it at first but it does work, safe, and I've been getting mine from there for the past two years.


DeputyD
Go to annualcreditreport.com

You can get 1 free report every 12 months.
You have to pay extra for your credit score but it
minimal.


chellie
You can go to the 3 different reporting agencies and request a copy, however you only get 1 per company per year. The online versions are usually only free for the first month, and then you have to pay. However it is a very wise investment. YOu can also check with your bank or credit card company. They offer plans to their customers to monitor your credit for like $5 a month.


momof1qt
freeannualreport.com

or google "free credit report"


JD
there are a couple of companies that offer a free credit report like once a year or twice a year; i think yahoo home page even advertises one of them sometimes; you can't do it all the time, or one right after the other, but there are a couple of companies who do it as a courtesy. sorry, don't know their names. google it!


Mickey
Rating
I could be wrong but I though that the only true way to get a free credit report was IF you have been denied an account from a company based on your credit report that they saw. They are supposed to give you a letter & that is what you have to provide the crdit reporting company in order to get it free. Any time you are denied you can get a report to see why.


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