Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 I have about $5000 in debt and its all starting to catch up.. my credit sucks how can i get out of this mess?
i live in canada...have tried to get a debt consolidation loan but because my credit sucks i am not approved... any other ideas?
Additional Details
unfortunatly i dont own my home so ...


 I have no credit rating as have never had credit and keep getting refused for loans.?
how do i get a credit rating in ...


 Is 704 a good credit score?
...


 How do i go about getting a credit card? I'm only 14 going on 15 in November?
please provide links to websites where I can get a credit card for myself and my girlfriend as the second card holder.
Additional Details
my gf was 11 when she got ...


 What is a good credit score?
Do you know yours?...


 Do banks raise credit limits on cards without you asking for it?
Its just that I've noticed by HSBC Mastercard's limit has been massivly increased. I've had it a year, kept a good credit history, but never asked for the limit to be raised.
Is ...


 Can I find out the name of the person who lives at a particular address in the UK?

Additional Details
It's just that I owe this person quite a sum of money and want to clear my conscience....


 If I bring my change to the bank will they count it for me?
I bank at the Bank of America, if that matters.
Additional Details
So, based on the answers I sucked it up and called. Turns out this bank location near me has a $12 counting fee for ...


 I have a slight problem i was with this guy for 4 years and evenully we got a car together and i co-signed for
it but both our names are on it now we're broke up and i want to get the car out of my name i have not seen nor heard from him in 3-4 years now nor have i seen the car how do i go about getting ...


 Is there anything out there that will help you get out of credit card debt?
That is not a scam to get even more money out of you....


 Is there any way to stop collection agents from calling me?
Or do I have to just pay them to get them to stop harassing me? I had a debt go to collections many years ago and they are still bothering me....


 What is a debit card and a credit card? How does it differ from each other?
...


 How old do u have 2 be to apply for a credit card and how do u use it and where can i find out about applying?
...


 Need a bad credit loan. My credit score is 643. No payday loans pls. Need 3000 soon or more for debt con.?
Applied with citi, cap one,AmOne no luck only finding payday loans on the internet or pay up front places. Need your all help to find a good lender. THANKS....


 Can a debt collector put a hold on your Bank account for the amount owed?
...


 Where can i go to get $20000 loan with bad credit?
...


 I know how to reclaim all your unfair bank charges from the bank?
Want to know how,

Has anyone else had success and if so how much, I got £2200 back in charges over a 6 year period.
Additional Details
well guys, see sarah lou's answer ...


 I need your help with a credit card question?
I hear a lot about credit line and really have not found what i want. When a person is issued something like an $800 credit line, what does it mean? It is the maximum credit you are given, but does ...


 Can I file bankruptcy if I don't own a home?
I am overwheled with bills and I have several bill collectors calling me all the time. I pay a high amount in child support each month and I have gotten so far behind I can't even think about ...


 Is there a difference between credit cards and debit cards?
I want to purchase something online and all i have is a debit card. So i was just wondering if there is a difference. If i were to fill in the particulars of my debit card when they ask for the ...



Ted K
How do I get a free annual credit report?
I've heard that you can get a free anuual credit report online. Is that true? and if so, which companies provide these free credit reports online?
                     
 




opiapr
http://www.annualcreditreport.com/


Rasputen
Rating
https://www.annualcreditreport.com/cra/index.jsp

And ONLY that site.

Many other sites are scams. They get you to sign up for a fee and then give you your free credit report.

EDIT: Do not go to freecreditreport.com, it's one of these scams I'm talking about


qualk23
the free government sponsored site.. https://www.annualcreditreport.com/cra/index.jsp good luck and hold your breatth! -alan


sparky
Rating
yes. go to annual credit report.com Do Not go to free credit report.com (its not free). You can get one free report each year from each of the reporting agencies each year. The best bet is to get one report (from a different agency ) every 4 months or so unless you see something fishy. You can choose which agency to get the report from at the web site. And there is no fee for this


Tedi
Rating
http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm
This is Government site that links you to it.


loveandhate22
The best way is to go to your bank and have them run it and give you the reports from all the bueros. It's free and easy without having to put your personnal info online!


cdlfamilyof4
Rating
the ones online arent usually a good idea...you end up having to pay somewhere at some point if you want to get the information that is actually useful..after falling for a few of them i happened across a number you can call once a year to get a free, totally free, copy of your credit report from all three reporting agencies, which gives you an extensive look at your report...
call:
1-877-322-8228

i do every year


jatlanta5000
Rating
While you can get free credit reports online... you need to use caution before signing up with just anyone. There are some services out there that allow a free credit report, but then stick you with an annual credit reporting fee.

You are best to stick with a well known credit report provider or checking with your local government agencies for your state as some states require the 3 major credit bureaus to provide at least one annual credit report free.

I also suggest checking a website that compares the leading providers of credit reports like:

http://onlinecreditreportsfree.com

Or you can check out one that is advertised on tv quite often:

http://freecreditreports.com


pappster1
Dont spend any money


mtchndjnmtch
Once you get to the site you will see that they will give the first one free if you buy the subscription.


pura_rosa
www.freeannualcreditreport.com

Only once a year from all three reporting agencies.


xxwolffang
Rating
Just go to freecreditreport.com easy, lol. I've seen the commercial like 1500 times.


neanderthal
yeah, it's true if you were born yesterday


*****
There is no such thing. This is just a gimmick. You have to subscribe to a service or something. Read the fine prints, and don't be suckered into this stuff.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.044
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy