 Which credit card is the best for transferring over balances ? |
| I was looking to change my credit card so I could be interest free for a year, however I was wondering if there was a limit to how much money you can transfer and any costs?... |
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 How is everyone coping with the credit crunch? |
| I am finding that as a college student that prices of food is really expensive and travelling costs are rising so i do tend to walk more these days as i need the money. I find that shopping for ... |
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 Will it be difficult to buy a home if i have excellent credit and not have a job.? |
| i hate my job and i like to quit. but i also want o buy a home in the next six months . need ideas on how to make this work for me.... |
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 Can someone buy a house without owning a credit card? |
I heard that in order to get a mortgage, you need to have a credit card (not for buying, but for the credit). Is it true?
Additional Details
but that's what i mean, is it possible ... |
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 Old Debt collection? |
| I received a letter from a debt collector about an old debt... from about 1999-2000. I believe it should be dropped from my credit report by now but the letter says they have just purchased the debt ... |
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| Please help has anybody else had trouble from world books the book club i got loads of problems from them? |
| they have not honoured the agreement to me and now are telling me that i have not done and put my account to a debt collection agency saying i owe them money which i do not what can i do this will ... |
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 Should i forge my mom's signature for a credit payment? |
i need to fill out a contract and it requires a signature.
Its a housing contract and i need to pay over 200 dollars, i need to send this out today before a certain time but my mom is in a ... |
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| What should my cousin tell the collection agency? |
| My cousins mom passed away about two years ago, her estate didn't even cover all of the funeral and burial expenses. Now some company DCM Services, specializing in deceased collections wants the ... |
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 My first credit card...need help claculating payments? |
| ok ive asked a majority of people this issue. i owe 600 dollars on my credit card i want to pay 100 dollars a month on it til its paid off. my credit card rate is 19%. some people say if u pay 100 ... |
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 Does having a credit card help your credit rating? |
| Even if it's the Barclaycard 40%apr job or one of these Vanquis cards. If i just put one tank of fuel on it every month and paid it off without accumulating any interest would it repair my ... |
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 Is this true that if you don't make any payments for 2 years ...? |
I once heard something to the effect that if you owe a credit card and have not made any payments for two solid years, they cannot come after you for the debt, is that true?
Thanks for ... |
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 Should I except offer? |
tax credit office has hounded me for three years for a overpayment £3000.00 which I always stated i did not receive
I have had court notices sent 3 times
yesterday they sent me a letter ... |
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 I need a car, but have bad credit? |
| My credit is not great because I just left school, so I have a lot of open loans. I really need to get a car. I have a perfect driving record and a steady job, and I can afford monthly payments. Is ... |
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 What is the best credit card? |
| I have $2400 on a 0APR credit card that is about to change to 9.99% Should I pay it off (My money market is now paying 1.64%) or find a balance transfer card? What I have found is 0APR for 12 months, ... |
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 Which is worse,a bad credit history, or a bancruptcy with perfect credit since? |
| Which produces a better credit score more quickly, a history of bad credit, with everything being paid on time in the last year, or filing bancruptcy to eliminate past bad entries, and then re-... |
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| I am owed money by a company they are saying they are not paying me as they have not been paid what can i do ? |
| i tiled some flats for them i did supply materials they have had my inv for 2/3 month now i know they have not paid 5 or 6 other ... |
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 Can you get cashback on a credit card? |
OK so money is REALLY low right now, and I had a thought of going into a shop and buying some random thing so I can get cashback from it.
But.... there is basically sod all in my current ... |
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 Debit card statement says I spent £53.43 at the Co-Op. No idea what on. How 2 find out what I spent money on? |
| I want to find out what it is I spent that money on because I have no recolection. It was the 6th Nov. I Know that on that day or near that day I bought hair bands paying by card in Claires A... |
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Erica D | How do I get a utility company to remove a debt that was paid off my credit report? |
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SPIFIMAN1
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You can't.
That is why they call it credit history.
Derogatory accounts show on your credit report for 7-years form the date of first delinquency.
The reason for this is so lenders in the future can see that you did not pay as agreed. |
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wizjp
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Paid debits AREN'T removed from a credit report. They are a negative item that show you failed to pay, and reflect the current status of paid.
That's why it's a crtedit REPORT. |
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LYNN T
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You don't dear.
Like Spifiman1 said, that's why they call it credit history. |
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teamlessbear
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Just because you paid it doesnt mean it gets removed.
Your credit (whats on the report) generally stays for 7 years. |
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STEPHANE O
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Spifiman1 is correct, you don't. |
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Steven C
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You can dispute anything that is on your credit report. If the utility company does not substantiate the debt within 30 days, then it is automatically taken off by law.
If there is anything questionable on your credit report always dispute it. |
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Princess Deb
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Begging might belp, but doubtful. They don't have to take it off. They can report it as paid, but paid late. Hence it still hurts your credit a bit. |
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Lost in thought
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first you would have to contact that company tell them that the debt was paid off. the should handle it from there.
*note - it will say on your credit report as a "closed delinquent account" instead of an "open delinquent account" |
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John M
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all they will do is report it as paid if you were late and then paid it. If something else happened, contact them and explain and ask them to remove it. If they don't, contact the credit bureaus and protest their reporting. Expect to need some evidence that you were improperly reported though, as the bureaus can't just remove everything that is protested, or everyone would protest everything.
One late payment with a utility company will not be a huge deal on your report, as a practical matter, so manage your time and energy appropriately. But if they show a delinquent or collections debt that is unresolved, it is worth you trying to get that cleared. |
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curmudgeon
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contact the credit report company. |
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Aussies-Online
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I think it would be easier to contact the credit report and ask them to remove it. |
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