 Brother that owes me money? |
| Heres the story.. Two years ago i was working full time and making good money. My brother was having financial problems. I took $5,000 of his debt and put it on my credit card so he could get his ... |
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 I have no credit, where can i get a decent credit card? |
| i have no credit yet. and i need credit so i can get certain things i want. where can i get a good credit card when i have no credit?... |
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 I was fired the day after Xmas, they said that I can reapply in 6 months. Would you go back and work? |
| for a company who completely ruined your life? Could you go back and want to do your best for this company when without even a write up or warning just fire you?... |
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 I just turned 18 , how do i build my credit? |
| what are some methods that will help me build my credit i dont have bad credit i have "NO" credit how do i ... |
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 I have no debt, only my student loan which is being paid and is not in arrears. Why am I being declined a loan |
| I was nearly fooled into Yes loans but have gone with best4loans instead. I found out they are a con too. So now I'm applying with black horse, but I'm baffled why I'm not being ... |
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 Purple $5 bank note? |
I have a $5 bill. and on the bottom right it has a big Purple "5"
when did this happen?... |
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 How to get a loan with bad credit? |
About 5K.
In need of good advice.... |
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 How much money do i have to make to qualify for a 264,000 loan? |
| I want to purchase a home that is priced at $285,000 I have 10% down, now I just need to know how much I need to make to qualify for a conventional loan.... |
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 What happens when you just stop paying on a credit card? |
| Seriously, I have bad debt once out of college and this one card has a pretty high limit and it's maxed and I have tried calling them for assistance but they refuse to help me out and lower my ... |
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 What is the best way to get rid of a credit card? |
| I have an aspire credit card which I haven't had any trouble out of but I want to get rid of it before its time for the annual fee of $150. What is the best way to get rid of it. Cancel it and ... |
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 I have $2000 in debt. I want to take out a loan to pay this off. What kind of loan should/could I get? |
| I have almost $2000.00 total in credit card debt, on three different cards.(CitiCards: $1000.00, Capital One: $700.00, and Gap $200.00.) I have cut up all of my credit cards, but have yet to cancel ... |
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 Why would someone fraudulently purchase items on my credit card and send them to my house? |
| Several items were purchased on my debit card and some of the items bought were sent to my house. I can understand why someone would buy something for themselves, but why steal my credit card # and ... |
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 Why do creditors put so much importance in credit score? |
| I mean ok I go to apply for a loan and check my credit score with experian before I leave. Experian says my credit score is a 656. I have no late pays, no over limits on my credit cards or anything ... |
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 Money has gone missing from my account.? |
| I went to head out last night and went to the ATM to get money out, knowing I had at least £60 in my account. It wouldnt let me take it out, said I had insufficent funds. So, I checked my balance ... |
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 Credit card debt that is 6 years old? |
| should i pay it off ( the $2,000) or not? is there a statue of limitations on credit reporting? if yes, how long is it and should i just wait it out or would i still be responsible for this old ... |
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 I have moved to the U.S. a month ago. I have no credit history. how can I make one.? |
| whatever I want to do and need load they are asking for a credit history which I don't have. what can I do. I live in burlington, VT.... |
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 What documents or proof do I need to show my son has worked? |
| Are there certain documents I have to get to show that my son worked at a certain place? What is it? He's 15 going to be 16 this year. He wants the evidence for a school credit or something.... |
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 Bad credit need Credit card !!!!!!!!!!!!? |
| I HAVE A SCORE OF 460 AND EVERYTIME I TRY TO APPLY FOR ONE I HAVE TO PUT MONEY DOWN OR SOME BS... |
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dante i | How do I get my 1000.00 back from a merchant? |
I ordered a 1500.00 guitar by phone. I said I would put a 100.00 deposit down. I called 3 days later to cancel and the merchant said no way. I later find out that he placed 1000.00 on my credit card and not the 100.00 I authorized. I filed a complaint with my credit card company and the Better Business Bureau. I tried to reason with the merchant. I do not want to go to small claims court. What are my rights and what can I do to get out of this? I am willing to lose my 100.00 but not 1000.00. Was this illegal? |
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Just moi
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I wouldn't worry, your credit card company should take care of this, this is why it's good to buy things on credit cards. Usually a store has policies about refunds, but in this case you didn't even receive the merchandise. |
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BaFfler
 |
Work through your credit card company. |
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Kelly V
 |
wow that sucks
what is the name of merchant
you can at least get word out that he is a rip off |
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george
 |
Short of strong-arming him (which is illegal), you HAVE to take him to Small Claims Court. |
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jseah114
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You need to contact your credit card company and initiate a charge back. You authorized him to charge your card for $100, but he charged it for $1,000. Of course it will be a question of "he said, she said", but your credit card company should take your side. |
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JUSTME
 |
It seems that the outcome will be based on how your credit card company handles the situation. I would think they would favor with you because you are their customer. You have no merchandise, and the merchant took more than he was authorized to do so. Good luck to you. |
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im.in.college.so.i.know.stuff
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Illegal, maybe. Unethical, undoubtedly.
There is only a very slim chance that this will end badly for you. As long as you have filed the complaint in writing and the credit card company has acknowledged it, they cannot force you to pay until they investigate and they cannot damage your credit report.
Since the merchant is a nobody and you are the credit company's' primary source of revenue, I would be highly surprised if they didn't take your side. It is also much easier for the credit company to reject the charge than it will be to collect from a furious and dejected customer. In fact, if you've disputed a charge than you haven't even lost a dime yet.
One of the great features of credit cards is there security against unauthorized charges. Just make sure everything is in writing and the credit card company should work things out in your favor. |
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hynes5268
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your credit card company should fight this for you |
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sexytrojan
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NO that was NOT legal!
Your credit card company has to credit your account and go after the merchant for the funds. |
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Cheetah
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You were smart by putting it on a credit card. Call up your credit card company and explain what happened and tell them you want the charge taken off your card immediatly. Your company will take it off and the merchant will get nothing. |
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rctriplefresh5
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DUDE GO TO COURT AND MILK THAT DICK FOR ALL EHS WORTH GG |
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student_pilot2002
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you shouldn't have to worry about it if you challenged it with your credit card company. |
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HDMOM77
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keep after your credit card company.If they do not want to help you you might want to get a lawyer. |
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OLD SPIT
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yeh, it is fraud. but lawyers are expensive and small claims court take up so much time and are so aggrevating plus you still may never actually collect. a merchant like that probably won't stay in business. write it off to more education. lol |
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angothoron
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None to very little. Remember all laws in capitalist countries favour the business to the person. You can beg and plead but then your appealing to his conscience which you already stated is non existent. |
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