 Does anyone know about any credit cards that's easy to get?? |
| I wanna get a credit card but the places i apply deny me. Is there an easier credit card to get into?... |
|
 How can you get a visa with little or bad credit and no bank accout? |
| I am having a problem getting credit due to my ex boyfriend and i need some advise what should I do. I am running into brick walls everywhere and I need to have a credit card for exteme events. P... |
|
 Paid Surveys? |
| im planning on trying out this membership for this website express paid surveys.com but i only have one concern do companies really pay for you to take a survey and on a minimum how much can anyone ... |
|
 Canceling a won item on ebay? |
| Okay well i bought something off of ebay and well its been about 5 days and he hasnt left feedback on my payment so im guessing he didnt send it out yet. I would like to cancel this because its gonna ... |
|
 I want apply for personal loan? |
| I am getting a sal of Rs. 12,000 pm. I want to apply for a personal loan of 1,50,000. i have a bank account from 3 months that my sal is credited in that, driving licence, voter ID, and also i have ... |
|
 How many times can a credit card or collection company call you in one day? |
| I've heard if a collection company calls you more the once per day that you can file a compliant and the money that is outstanding will be reversed.... |
|
 Has your credit rating improved? Stayed the same? Or it's worse? |
| For me It has improved. Went through Bankruptcy once & never want to go through that again.... |
|
 Visa or Mastercard? |
| Which is better?... |
|
 How much money should I pay my credit card so my balance won't go up? |
| If I stop using my credit card, what percentage should I pay so my balance won't go up?... |
|
 I just sort of asked my aunt if i could use her credit card on a $150 order online, should i not have? |
it was for clothes.
and i only asked her because my mom doesnt have one and of course i mentioned id pay her with the cash i have but obviously cash is useless when it comes to the internet..
... |
|
 When you use your credit card at buying, what happens? |
Well, i'm new to having credit cards.
I just wanna know what happens. Does this make my credit history good or what?
Thanks,
C... |
|
 Is it true about credit? |
| i have just been told by my dad the age u are the credit goes up im 18 now and have got a bad credit will it improve in the ... |
|
 Do you use store cards? |
| I was watching breakfast tv this morning, and I was shocked to see the interest rates charged by stores compared to credit cards.Do you use store cards? I had one in the past but paid it off, then ... |
|
| Why am I still paying the cash advance fee on my credit card?? |
Hi,
I've had my credit card for about 2 years now, and the very first thing I did when I got it was take out $10 from an ATM as a cash advance. This was also the ONLY time I have ever done ... |
|
 I urgently need to find a loan provider, if u r calling as one of the nigerian scammers, pls dont call? |
| I run a small business and am experiencing cashflow problems, unfortunatley, due to old CCJ's the bank will not help and i do not have much collateral to offer, I have been plagued by emails ... |
|
|  |
Kat | How do I get off a carloan as the cosigner? |
I co-signed for my (now) ex-boyfriends car about a year and a half ago. I only did it because I was told that it would only be for a year, and then it could be transferred into his name. Well that didn't happen, and I now have creditors calling me because he continues to fall beind with his payments. I am not sure what my rights are, or if I have any as the co-signer. The creditors and bankers are no help, and I seem to have a hard time finding people who can give me good advice.
As a co-signer, can I take the car from him, and sell it on my own, or do I have to get it transferred into my name before I can do anything? |
 |
 
leyte6519
|
As a co-signer you are responsible paying the debt your ex-boyfriend have incur. Since you are the co-signer is your name on the title of the car? or it is only on his name. That is not easy if it is only in his name. You could take the car and sell it as long as your ex-boyfriend sign a paper stating that you both agree to sell the car. Or have your ex-boyfriend transferred the name to you since you are still the responsible party paying the loan since he defaulted paying the loan.
Or you could take him to a small claim court. But I doubt the judge would hear your side of the story, since you co-sign the loan. Lesson learned is that you do not trust anybody to co-signed a loan even if it is you family. You will ruin your realtionship with them. You are a nice person to help him, but think about "YOU" |
|
codeblue1914
 |
he would have to get the car refinanced |
|
mel
 |
pay off the car, drop they "boyfriend". |
|
digitalhandout
 |
Take him to small claims court. |
|
-*
|
Yes-its yours, BUT, do some thinking about it.
2 ways I'm thinking:
1)Maybe you can get back together with him temporarily and yeehaw, ho-hum everything is great..."hey honey, I've found a way that you can improve your credit by refinancing with this great bank I've found" "They said you'd be better off by putting this auto loan in your name only so you can get a better rate on your next auto", etc,etc...then you dump his a$$ and be very careful with your co-signing in the future.
2) talk him into trading in the vehicle on a new one IN his own name. Afterall he needs you to sign off on it if its sold and if he does keep it, he can't sell it...ever.
**** otherwise, they will come after you for the money(or worse, judgement)***** |
|
wild4wallace
 |
A. Pay off the loan or
B. The other co signer has to refinance the loan without you as a cosigner.
Otherwise, your in it for the long run and you are the primary responsible person as far as the finance copany is concerned.
Good Luck |
|
elk312
|
Sucker! NEVER cosign for a loan!
Had he refinanced while his own credit was in good standing then you could have been taken off the loan but since it doesn't sound like that happened, and the loan is now in default, there is no way to get off it at this point. By cosigning you agreed to take on the debt as your own in the event that the primary borrower (in this case, your dead beat ex-boyfriend) didn't or couldn't pay up. The only thing you can do now is pay the loan yourself and sue him for the money in small claims court although, you might not get anything for it since the promissory note you signed was a legally binding contract.
This will ruin your own credit if you don't address it immediately. Either talk to the creditors and work something out ASAP or get an attorney!!!
And just say NO next time! |
|
jmdavis333
 |
since you co-signed you are responsible for the payments when he doesn't make them (bet ya feel stupid now huh!), state laws differ on wheter you can take posession of the car, call a lawyer. |
|
jensarquist
|
You can get the car repossessed, or you can take possession of it ONLY if you have made the payments to the creditors when they have called you, otherwise you are stuck. The only thing you can do is file suit against him in court for the value of the car(whatever the balance is) and do it fast, otherwise your credit is going to be trashed. Also, in the future don't cosign or do anything for someone else that is going to damage YOUR credit, because once your credit is damaged the damage is very difficult to undo. |
|
Bob
|
pay it for him. i did the same thing for my sister in law and she didnt pay and it ruined my credit until i finally paid for her car. Just suck it up and consider it a lesson for the future |
|
VerdeOjos
|
did you read the contract you were signing ("for a year") Most car loans are NOT a year long, more like 3 years or 5 years. You might be out of luck. You are responsible for the payments because what a cosigner means is if he fails to make it, you are saying you will. About taking the car from him, it is all civil at this point. You would probably have to take him to court. You both signed the papers, it is legally both of your vehicle. you know? that sucks, im sorry |
|
joeysmom2
|
Co-signers have NO right to the article financed; only responsability to pay for it. Call the company your financed with and ask them why it cannot be out of your name and ask them your options. Contact your ex and make him refinance it out of your name. |
|
kay S
|
You have to refinance to get off the loan. It may be hard for you to do too because he has no been paying.
If he is on the title, you will have a hard time just taking the car from him as he would need to sign off on the title. Sounds like you may end up in court over this one. You need to do something though because this is ruining your credit. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
13 | 6 minutes(s) ago
| | | |
13 | 22 minutes(s) ago
| | | |
5 | 57 minutes(s) ago
| | | |
7 | 2 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
14 | 9 hour(s) ago
| | | |
13 | 1 day(s) ago
| | | |
13 | 3 day(s) ago
| | | |
8 | 6 day(s) ago
| | | |
12 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
