 I have a low credit score. What can I do to raise it? |
I've heard you should get 3 credit cards and make all payments on time. Is this right?
Also, what if I get 3 credit cards, and just never use them? Do I have to have current ... |
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 Credit card question? |
| I have a credit card through chase, the chase freedom card, comerica visa card, i am looking for another one to build my credit up, i applied for an american express card and they denied me, i was ... |
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 I claimed bankruptcy but wasnt smart enough to take my gf name off the Visa now she owes $4,500 what can I do? |
| I claimed bankruptcy, but wasnt smart enough to take my gf's name off the Visa, now she owes $4,500, and are threatening court action if she does not pay in 10 days. What options does she or I ... |
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 What's the best way to get credit? |
| I want to ge ta credit card and can't what's the best way?... |
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 Advice needed. I feel hopeless, but there's got to be a way out. Any ideas for a strong future? |
| My goal is to own a consignment shop. I defaulted on my college loans years ago, but have been paying them off with no late payments. My college loan is my ONLY debt. (no car payment, no credit ... |
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 Is my credit good for 20yrs old? |
I am 20 years old and have a credit score of 735 from the big 3.
I have a no debt and 7 inquiries on my credit report.
On my report is says I have a debt of 1900 but that has been ... |
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 Do you believe it ok to file bankrupcy? |
| im 14 and i have to do a project for skewl and i need to get people ... |
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 I need help?? i co-signed for? |
| I co-signed for my sister.And she still hasn't made a payment.I got a letter today saying how much she has to pay.My question is is it me and her getting the bad credit or is it just me? I am so ... |
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 First Time Credit Card! I don't want a very large credit limit and i want to choose my design. Please Help! |
| This is my first time trying to get a credit card. I am trying to be as careful as possible because I dont want to ruin my credit at only 19 years old. Im looking for a credit card that I can choose ... |
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 What can I do to bring my credit score up? |
| My credit is bad due to my divorce. My score is 549. I have some charge off's . When my ex left me i was more focused on making my house payment than my credit cards. I would send them less ... |
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 Is it common for credit card companies to charge a "foreign transaction fee finance charge"? |
| I recently traveled out of the country, and used my credit card several times. On my two most recent statements, I see this foreign transaction fee finance charge. It seems ridiculous that they are ... |
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 I need to get a loan.help? |
where is the best place for me to apply for a loan?i dont own my home,i work part time.i want to put all my debts together in this loan as i am struggeling at the moment.
Additional Details<... |
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 I need to get some money from my credit card but i have forgotten my pin. ? |
| if i go into the local branch what details will i need to withdraw some money?... |
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 What interest rate can I expect on a mortgage loan with my credit scores? |
What interest rate can I expect on a mortgage loan with my credit scores?
Today I have 564 588 654...I am hoping to have my mid-score up 10 pts by tomorrow, and then i am applying for the loan ... |
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 Should things like bank accounts, passwords, credit cards be just for you? |
| Here's w hat I believe. I believe that some things in life should be just for you only. Its not a lack of trust but there are some things I refuse to share like bank accounts, passwords, etc. W... |
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 I just got a new car loan under my b/f's name but i will be paying it is it okay to send the check in that has |
| only my name? Will they wonder who I am and question it?? R is it more of a hey we got the $$ who cares who's paying it?... |
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 Do medical bills really affect my credit report? |
| I have a few medical bills on my credit report but I here they do affect your credit and some people say they don't. Does anyone know the answer or can direct me to the correct website to get ... |
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jack d | How do I get out from an upside-down car loan? My work has cut my hours and I can't afford the payments.? |
My credit is bad as it is and I had a prior repossesion 3years ago, I don't need another! I tried contacting the creditor but the will not work with me at all. I have tried several other credit companies but none will take the loan. What can I do?? I'm trying to find more work but am limited due to military obligations, I'm needing to keep my credit as in order as possible so I wont loose a security clearence. |
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shelcom
 |
Sell it and make arrangements on the balance. Borrowing more money simply puts off the inevitable. Since you can't handle credit as evidenced by your prior repo, the best thing to do is have as little debt as possible. |
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Expert Realtor
 |
What kind of military obligations do you have?
If you are full-time military, then you are drawing a salary, you are not getting paid by the hour...if you are in the reserves, then you are only obligated to work one weekend a month, and there is absolutely no reason why that is preventing you from finding work because I have never seen someone who relied on that as their only income, unless they didn't need any money.
Walmart, Target, Restaurants, Malls..all of these places have flexible hours that you can make extra money so you don't lose your vehicle...you HAVE to make the payments b/c you can't afford to sell it..I think you already know you bought one that was too expensive if you got a loan like that.
I'm not trying to be mean...but this is why people have credit that never gets cleaned up...b/c they make the same financial choices over and over again. |
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misty m
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Try to sell it to the public( put a for sale sign on it. You may not get what your are asking,) Then pay the people you owe for the car.......I've been where you are good luck. |
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Robert H
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Good question...
If you live in a state with strict lending laws...
you may not be able to get a loan.
Example: In North Carolina, at this time a business
can get a unsecured loan. Not individuals.
Here's a list of rules for the different states.
http://lending-laws.lendborrowclub.com
Sometimes states have interest rate caps and
the lender doesn't want to loan the money at that rate.
Robert |
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shamieya
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Sell the car, buy a cheap car totally in cash that runs well (if you need a car) and get a smaller loan to pay off the balance of the first car, or debt consolidation. |
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Chimel g
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Today every person has need of car, because it has become the necessary need for the people and status symbol also. If you have bad credit history or poor credit history and look for purchase a car, then it is very tough for you. Due to bad credit history, lenders are not keen toward<!--providing you loan, but do not be discouraged.Generally, bad credit car loans are available at higher interest rate, but you can take at competitive interest rate after placing your assets as collateral in secured bad credit cal loan.
http://badcredits.awardspace.com/guaranteed-car-loan.htm
You also can grab bad credit car loan without keeping your asset as collateral, but you have to pay competitively higher interest rate. Hence-->you can take this loan at better rate, because competition among lender.You can reduce your interest rate after talking with the lender |
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