 I have no credit and need to establish some. Where can I get a credit card with no credit requirments? |
| I have already applied for two credit cards and was denied because I had no credit or not enough income. I am a college student and figure it is a good idea to start establishing some credit. I plan ... |
|
 14 year old having a debit card. What do you think.? |
| When it comes to money I am extremely responsible.When ever I get a gift card, I always check online what the balance is, before I buy anything with it. I dont go online to random websites and put my ... |
|
 The loan is in his name BUT I've made every single payment? |
| So the guy I live with has a loan through American General Finance in his name and for reasons I won't get into here (too long of a story) I am the one making all the payments. If it matter I ... |
|
 Can you buy a car with a credit card? |
| I've never had a cc with a high limit like over 20,000. I wonder if you can make big purchases like a brand new car all in one payment with a card like that, or do they put a cap on how much you ... |
|
 Where can i learn how to fix my credit, deleting? |
| A friend of mine got some of his credit deleted. Brought his credit score up to 800... |
|
 My dad used my name to get gas in his hosue when i was 15 and now i have a 1800 dollar bill to the gas comapn |
| is there anything i can do to get rid of this because i think it is unfair that i have to pay this bill that i did not create for myself please help becase i am a college student and it is also ... |
|
 My sister gave me a personal check "named to her" as a payment for the money she owed me.? |
| Definitely, I can't encash this check because it was named to her....so, If I will deposit this check into my bank account, will the amount of money indicated in the check arrive in my account ... |
|
 Does paying off a car loan early save on interest? |
| I just took out a car loan that seems to be a mistake. (At an interest rate of 19.58% on a 12,777 laon) Since i have no knowledge about finances i first wanted to know if this was a bad decision. ... |
|
 18 years old, where can I apply for a credit card? |
| It seems that everything on the internet revolves around having a credit card. Even "all-age" video games with online subscriptions. Ironic there. It's just that I don't have a ... |
|
 Could you go to jail for not paying a credit card bill? |
im like $1000 in debt, im still going to school so its difficult for me to work and actually pay my debt.
i got a phonecall from a creepy guy this morning talking about a lawsuit or ... |
|
 Credit card question...need advice from experienced adults!? |
| I signed up for a Circuit City Chase Mastercard to purchase a laptop about 6 months ago and go 0% interest for a year. I just paid it all off and now want to cancel my credit card. Do I just cut it ... |
|
 Does me and my husband need a will? |
We are in our late 20s homeowners but (unforunatley)not very rich. We have children,and live in N,Ireland.
Additional Details
PISH (sorry I mean) PHISH, You have to remember it is 1am ... |
|
 Immigration? |
| We are going from Belfast to toronto C... |
|
 When paying my creditcard bill how much do i actually pay back? |
i am trying to build my credit and i just receved my first credit card bill! th ammount i need to pay back is $52 but it says the minamum is $10 so which do i pay back?
i am trying to ... |
|
 Paying off old debt.? |
I have about $1500 of bad debt right now, ( a couple of cell phone bills and credit card bills )
These are so old that all ( 5 ) creditors are willing to settle with me right now for about half ... |
|
| Can your employer terminate you if you file for bankruptcy or possibly debt settlement? Negative to organ? |
| Am considering debt settlement but afraid that the banking instituion I work for will view it negatively if known with the bad effect it will have on my credit for the next 2-3 years until complete. ... |
|
 Is it too late for...? |
Internet shopping? I just got my card, and I would like to buy 2 books from the Internet, and I would like them to be delivered till Christmas... Is it possible?
Thank you. xx
A... |
|
|  |
ugo e | How do I get out of a 3 yr contract with Ballys after 5 months without moving or medical reasons? |
I only wanted to use their trainer but i was told to sign a 3 yr contract to do so. I was told I can cancel within 30 days but then I was told it was too late. When I called, they said then told me that I had to to write them at most 10 days after the 30 day period, if they told me that, that would have been the first thing I wouldve done!!! am a full time college student with no way to pay for it. I am willing to pay a cancellation fee but NO WAY am I going to shuck out over $1000 ! I have checked MI laws to no avail so has anyone faced a similar situation or have any advice?
Additional Details
I only wanted to use their trainer but i was told to sign a 3 yr contract to do so. I did not do it to get "something for nothing" but the the quality of the gym was subpar at best but I stuck with it until I came in and found it hard to get a machine. If the gym was quality, I wouldnt have any problems with it. I was told I can cancel within 30 days but then I was told it was too late. When I called, they said then told me that I had to to write them at most 10 days after the 30 day period, if they told me that, that would have been the first thing I wouldve done!!! am a full time college student with no way to pay for it. I am willing to pay a cancellation fee but NO WAY am I going to shuck out over $1000 ! I have checked MI laws to no avail so has anyone faced a similar situation or have any advice? |
 |
 
themysterious
|
Yeah, i know since i am in a situation like that too. You can't cancel, and the only way to cancel is to pay off the rest of the amount in your contract. I had went over with Bally staffs and that's the only thing i can do. So i said what the heck, keep it and pay every month and go to the gym to exercise. .I'm sorry you didn't know that and if you can't pay off the whole amount, then pay monthly, and try to use the gym so your money won't be wasted for nothing. |
|
.jess
|
learn to be more careful of the contracts you sign, don't try spending more than what you have, and dont be as scumy as to pull this stuff again. you joined the place and signed a 3year contract just so you can have a trainer for 30days and then cancel everything.. you were trying to use the system and that is disrespectful.
go talk to someone at Ballys and explain to them that you would like to get out of your contract. |
|
Whoop Dey'eeiz
|
See if they will let you sell your membership to someone else. |
|
Studly
|
The health places have a very clearly worded contract that is next to impossible to get out of.
You can cry all you want about them not telling you about the 30 day cancelation period...but if it's in your agreement you are stuck.
I live in Michigan and I've tried researching laws about this for a few people. I couldn't find anything helpfull.
Bottom line is you may be stuck. |
|
indigonipple
|
Fake your death. My brother did it. |
|
lucy_shy8000
 |
Get a lawyer.
But you may just end up losing more money.
Payment plans can usually be worked out with the help of a local credit councelling agency. Check your yellow pages for those and call a few up.
Or, since you're paying anyway, go back and work out. |
|
Ulniz A
|
Your problems may be solved as this company is likely going bankrupt anyway. But check for class action suits - there are many against Bally's. Join a locally based gym and forget the nationals I say. They typically don't have all those contract stipulations anyway. www.ballysucks.com and other sites are worth checking for a wealth of links and info regarding their unethical practices. |
|
cdhpotter
 |
You don't make sense. They told you that you had 30 days to cancel. When you spoke to them they said that you actually had 40 days- 30 plus an extra 10 to get your letter to them. So at what point did you actually try to cancel? If you had done it within the 30 day period as they clearly stated, you would not be too late because you still had ten days to write to them. So at what point were you told it was too late? Am I missing a key point here?
Ok- that makes more sense. Get a copy of your contract and see if it mentions the 12 visits thing. You should have just gone there and entered and left 12 times. I would not pay them and let them take me to court, stateing that you did actually try to cancel within the 30 days. Go to the gym and speak to a manager- tell them your story and see if they can help. Good luck. |
|
Soy
|
Unfortunately, you signed a legally binding contract.
You can negotiate with the gym for a cancellation fee, but they're completely in the right to charge you the montly dues through the completion of the contract if they want to. |
|
Pinolera
|
I use to belong to Holiday Spa long time ago. These idiots automatically renew your membership and they hold you to it. Well, I had moved out of town and when I got my mail, there was this bill from them. I called them and they said I didn't cancel the renewal. I refused to pay and they reported me to the Credit Bureau. So be prepared. I would never have no stupid contracts like that. |
|
YDoncha_Blowme
|
Very simple - youve learned a crappy lesson. Next time NEVER sign a contract when they say " all you have to do is call and cancel later!" This is a scam that the sellers tell you in order to part you with your COMMON SENSE and to get you to sign on the line. Because they know what the majority of us forget - that your life will go one and you will completely forget about that 30 days trial version, and you will be on the hook.
You got scammed bro. Next time, NEVER sign a contract PERIOD. Besides, what were you doing? Trying to get something for free? |
|
Jezz
|
Hi there. The same kinda thing happened to me. When signing the contract they told me that I would pay R50 per month for the first 6 months and the R200 for the next 6 months and then after a year I could cancle my contract. Within a week of signing a start asking more questions and find out that it is actually a 3 year contract none of which they told me or stands on the 1 page of the contract I recierved out of the 30 pages they made me sign. Soooo, after a week I set the a email and phoned them to cancel my contract. One of the employees then told me that I will get a letter to confirm my cancelation... now after 2 weeks I get a email saying that they cannot cancel my contract because I missed the 5 day cooling-off contract.... It sucks and I don't know what to do????
I will never do that again |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 19 minutes(s) ago
| | | |
10 | 23 minutes(s) ago
| | | |
11 | 26 minutes(s) ago
| | | |
9 | 31 minutes(s) ago
| | | |
11 | 38 minutes(s) ago
| | | |
11 | 1 hour(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
11 | 4 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
11 | 9 hour(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
