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 Debit Gift Card?
I was wondering if i could use a Vanilla Visa Debit Card on website to buy something from France but on the card it says
VALID ONLY IN THE UNITED STATES
does that mean i cant buy what ever ...


 What's a good way to build credit?
I would like to build credit so I can take out a loan. I don't have any credit now, and I found a house I'm interested in, so i need to build some credit as fast as possible. Any ...


 How can i avoid debt collectors?
...


 What can I do to raise my credit score after bankruptcy? Its been three years since I filed.?
...


 I am applying for a 54K loan to purchase a home I am going to put down 7,000 I have a 450 credit sc is it pos?
...


 Where can I find a company that provide co-signers to co sign loan for people?
I need a us- cosigner with good credit I will even ...


 I've just won 1,000,000, pounds! could you help me spend it on something?
...


 I just got a letter?
from the bank saying I got to pay £28 maintenance fee
anyone know what thats ...


 A question about my car loan?
I purchased a car last year august with bad credit and now have a high intrest of 23%. how long should i wait to try and refinance. my credit is really not any better ...


 How long does it take for a negative mark on your credit report to drop off?
I had a great credit score until there was a mix up with a cable service that I cancelled but still billed for. I now have (2) derogatory items on my report. I am in the process of disputing this ...


 Capitral one or Discover which credit card is better for a starter ?
For someone who's getting their first credit card....


 My 1st credit card?
how and where can i get one? im 23 and have always just used my debit card. as for my credit i had a few problems a couple years ago but have but have been good for about a year. what is the best way ...


 Ex-fiance co-signed car loan (I own car & make ALL pmts) & now wants name off loan-who's responsible to remove
Car is in both names (registration) but insured in my name. I have been the sole driver of the car since purchasing it. I have made ALL payments. Ex does not want his name associated with loan. H...


 Need to pay a debt by tomorrow or else i have to go to court.?
Hi i live in CO and have a collector demanding i pay a discover card i owe 3k on from 1999 when my husband just left me, i could not pay it. This collector is giving me an option to pay 1500 now and ...


 Accepting payment from a possible stolen credit card...?
Ok, I sold an item on Ebay and it went to someone living in Africa. They have a negative 1 feedback score and someone from the "UK" footed the bill on their credit card in my paypal ...


 $40,000 in credit card debt and can't pay..any solutions?
My husband and I are in over our heads and we have a baby on the way. We are barely making minimum payments now and we have called to lower interest rates etc. and they are pretty low. My husband ...


 My credit score is at 680, but I need it at 700 to get a mortgage loan. Any way to raise my fico score fast?
We need to close on the loan by Feb. 1st. We are selling our house and paying off our debt with the proceeds from our sale. Will this raise our score? Would it be better to pay off credit cards (...


 I need a loan i have bad credit?
i am in australia and i have collecters chasing me for 12oo dollars will any company help me i am disabled . i own a car to put up for security is there any companies that will ...


 How do i get my credit card company to lower my APR?
...


 How can I get rid of a lot of debt?
Okay I have seriously screwed myself over with stupid decisions and I need serious help. I have... I think 4 credit cards that have been maxed out for months and owe about $8,000-$9,000 (my last ...



ileesmiley
How do I get rid of a credit card (other than just cutting it up)?
If, for instance, I just wanted to close the credit card account.
                     
 




My Big Bear Ron
Call the company, and be firm.

I warn you. They'll try to persuade you to keep the account. I argued with one "representative" for nearly 15 minutes. I grew more angry over the length of the call, and (sorry) began a bit of profanity towards him/her.
Also, write a letter (and keep a copy of it). Keep it brief and simple.

Expect your request to be satisfied immediately.


Sunshine Girl
Rating
What you don't want is an outdated credit account open on your credit file. Old accounts that are inactive might be a bad mark on your credit score. When you are done with a credit account, you want to call them to close the account so it doesn't adversely affect your credit score.


SoCal Attorney
Rating
Write them a letter that says "please close me account".


B
Rating
Call them.


curiousgeorge
Rating
call the number on the back of the card and cancel it. Then, cut up your card.


justmyjusty
Rating
Burn it?


hari
Rating
Up to my knowledge, the black strip on the credit card is same as that on the magnetic tape. It contains hundreds of numbers on it. So if it is placed in a magnetic field the strip will loose its info. So a magnet can do the magic for u.


AJ
you flush it down the toilet genius. duh.


manila_bui
put it in a shredder


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