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 I am about 10,000 thousand in debt and i am 21 years old and i don't make that much so how can i get out debt
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 How young do you have to be to have a credit card?
i'm wondering if there is like a program you can sign up for so kids under a certan age can have a credit card or something, because I've heard about kids using their parent's credit ...


 If you close a credit credit will it hurt your credit score?
I was told this and was wondering if it was true....


 How long does a chapter 7 bankruptcy stay on your credit report?
I filed for bankruptcy at the end of 2001 and it was charged off in 2002. I thought that bankrupycies last on your credit for 7 years and now I've heard 10. Does anyone know the true answer ...


 How can I check my credit score?
Is there a website that I can see my credit score for free? Also,Someone told me that my score l will lower everytime I look at it... is that true?...


 Late mortgage payment by 1 day?? please help?
I made a payment on the 28th psat business hours and the 30th fell on a sunday. So the payment did not post until the 1st which would make it a 30 day late payment. even though it was paid 2 days ...


 How do apartment people know your rental history?
How do they know without you telling them? Or do they even know?...


 What banks give credit cards for students with no credit?
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 Curious, how many people have been charging gas because they can't afford it?
Or how many times a month do you do ...


 My Identity was stolen, what should I do???
How do I find out what all they are doing with my identity?...


 Credit card?
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 I owe $3500 to Bank of A. Can I settle with $1,000?
The original loan amount was $2000 and it is now $3500. They sold the debt to a collection firm called Phillips & Cohen. I have been able to raise $1,000. How can I settle with them with this ...


 I need a credit card I sort of have NO credit so I cant get approved! Where can I get one online?
I dont have credit..I have a full time job and Im a part time student...SO where online can I apply and most likely won't get rejected????? HELP...


 Why do people get so mad when bill collectors call them? Isnt it there own fault that they fell behind?
I know people have hardships, but when you think about it there was nothing in my contract with Citibank that I didnt have to pay if I lost my job..I was just wondering.....


 Can I pay to clear defaults on my credit rating?
Instead of waiting 6/7 yrs can u pay to have the defaults removed?
I know it used to happen!
Additional Details
Please let me stress that I know people who have done it in the past.<...


 Is it true that Credit Debt will wipe itself out in 7 years? Or Should a person pay the debt to clean credit?
I am 26 years old, and I have credit debt from the age of 19 years old, I paid a few of them off, but there is another $2,000 -$5,000 sitting on my report. What is the best course of action?

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 APR of 23.8% for a store Credit Card. Is that good or bad?
Should I get the card?...


 Where can i get a small loan or credit card with bad credit?
Got bad credit but need a small loan ...


 Pay in full and receive credit or settle and cease credit relationship?
Account is in charge-off and reported to bureaus as so. Amex is giving me 2 options.
1. Pay in full($2180) and recieve a card with them to help reestablish credit.

2. Pay 60%(~$1200...


 Where can i get a loan?
i just got married in march an i was wondering where i could get a loan 4 house an land i dont have any credit an i heard that wen u dont have credit it like having bad credit should i go to my bank ...



gini101983
How do I go about claiming bankruptcy?
                     
 




Bob
I filed for my own bankruptcy (Ch. 7) without an attorney and without paying the fees due to being impoverished. I received discharge 3 months later and all I did was have one 15 minute meeting with the Trustee.

Consult an attorney if the process is too much for you.


richdevens
You have to hire a lawyer (or fill out the papers yourself; but it's not easy!). Look up "Bankruptcy" in the phone book, there should be dozens of lawyers ready to help you (for a fee).

But consider that you will be a bad credit risk for a long, long time. If there is any other way, try to solve it without bankruptcy.

See the link; it's for FYI on bankruptcy.


Kimmer
Yes, you have to get an attorney. Pay them lots of money and they'll help you out. Shop around though as some charge WAY more than others and still do the same job.


IthinkFramptonisstillahottie
Rating
You have to do it through an attorney


mizblooze56
get about a grand together
find a rep lawyer (now this is a joke and a half)
pray
get ready for a certain major dept store to harrass the f#$% outta you
don't go to one a them consumer credit couselling agencies- theyre a rip-off
get ready to be surprised to get cc app's in the mail!
look the hearing dude right in the eyes and yes sir no sir it'll NEVER happen again..
yeah right.
did it myself.
have 3 cc 's now, and three more years to go


puddin
that is a bad choice in less you are like thousands and thousands of dollars in debt because you pay stuff off on your credit when you have extra money and get off but bankruptcy will stay on for like 7 to 10 years


cwgrlmeiniowa
find ur self a good lawyer- and research him- that is what i should have done


GD-Fan
Rating
Contact a lawyer


sugarpacketchad
I am in Oregon and I knew someone who got help at Lewis and Clark College Legal Department


Check your local schools


iuw r
Rating
5 Tips For Getting An Attorney for your Bankruptcy

With many people trying to live beyond their means combined with job instability has led to the increasing number of people declaring bankruptcy. As a result, a new legislation called the "Bankruptcy Abuse and Consumer Protection Act" has been enacted. Many people cannot pay off their debts and now have to face new laws for filing bankruptcies.

For filing bankruptcy....


animalover
Rating
u need to talk to a credit council person


INACTIVE
Bankruptcy is a legal process. Find a qualified attorney that specializes in bankruptcy and get a free consultation. The laws have changed drastically and its not as easy as it used to be. These days you must qualify to file bankruptcy and then it's a ten year struggle after you are discharged to get a normal interest rate on home, car, etc. Once again, the key word next to attorney is qualified. Do not consider filing on your own or going with any online "we do bankruptcies" claims... especially if it is spelled wrong!!!


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