 I got scammed on ebay, can anybody help me catch this lady who scammed me of $270 to track her down? |
| Well, I was on ebay, this lady had a listing of a walmart gift card, she supposibly had an extra card worth $500 and was selling for $270. I emailed her outside ebay and set up payment through ... |
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 What's a low interest rate for a credit card? |
| I want to get a credit card, but I'm an unsure what a good interest rate is. Are there any credit cards that have interest rates in the single-digits? T... |
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 How do i find out what collection agency has my debt..? |
| this company sent me to a collection agency when i owed them nothing...i found out from when i went to buy a car the car place said you have good credit but this one thing is killing you..i had no ... |
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 Would you recommend a Discover card or American Express? |
| I have a Visa and i was looking to get another card. I'm 23 and have good credit. I don't have excessive debt. I just wanted to get a 2nd credit card. Would you recommend discover or Am. E... |
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 If made bankrupt do they take your passport? |
does anyone no if you can still travel abroad if you are made bankrupt?
Additional Details
i do agree .debts must be paid and not going on holidays it isnt me . i was asking for a ... |
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 Has anyone's stimulus checks hit their bank account yet? |
| just curious. According to the guidelines, I should recieve mine today and I haven't yet. Just wondering if anyone else has gotten theirs?... |
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 Credit Card Debt Solution? |
| Ok, So I owe lie $5200 one one card, $4700 on another, $500 on the third, and $300 on the fourth. I taled to a shady lawyer and he told me not to file for bankruptcy. He told me to stop paying for ... |
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| Denied a loan due to criminal history!? |
I have a misdemeanor on my record from several years ago. My banker stated that the 'board' denied my loan because of this misdemeanor charge!
I've never heard of anyone ... |
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 How does a credit card company believe you work? |
| so if one applies for a card...and lies on their application and get approved...how do the cc know? what if u dotn work but u just tell them u do? and u lie about ivome and ect..?... |
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 My boyfriend has little or no credit and needs a credit card What kind can he get? |
| What type of credit card can you get when you have little or no credit? He just needs to build credit. T... |
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 Would I be best off going bankrupt? |
| I owe £32,000 in credit cards and loans, my repayments are £700 a month and I am getting deeper in debt each month. I'm married with 2 kids and I take home about £1000 a month. By the way I ... |
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 I am trying to get a credit card.? |
| What is a good credit card I can apply for if my credit is not that good.... |
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 Reducing credit card debt? |
| I am on a budget, successfully last two years. Before then, we racked up nearly $9000 total in credit card debt on five cards. (home repairs, stuff). We have paid our credit cards on time, and have NO... |
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 I am 49 female looking for a home loans with fair to poor credit never own a home before? |
Additional Details
I live in s.c. and slready living in the house i want to buy and i owe 59,000. but cant used my hubby because his ex wife got a house in his name and cant support two ... |
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 I just went over-limit on my credit card - will this affect my credit score? |
i've never gone over before & never missed a payment.
Additional Details
i've already made a payment online for way more than the amount i was over.... |
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♪♫♪ | How do I know if these debt collectors are real? |
I have some debt on my credit report and before I pay them off I want to make sure these "collectors" are legit.
I have googled 2 of the numbers that call me, people have complained about these companies, saying that they are making of things, and some of the people these "debt collectors" call supposedly have a good credit standing. So I am a bit confused as to what to do to see if they are real. I don't want to pay a scam, I want to pay the correct people.
Here are some of the numbers that call that I have googled:::
1-800-772-1413
614-754-6731 |
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Gertie
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You know if you owe a debt tell them to send you a letter in the mail that has the name and account number of the company you owe the money too. Did you also know you can settle the debt for less sometimes more than 50% less than what you actually owe. You can also negotiate with them to either delete it from your credit report or mark your report to say pays as agreed.
If you want more info email me |
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pounder
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Ask them to send you a validation letter. if they cannot validate the debt, then you don't owe it and must be removed from your report. |
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golferwhoworks
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annualcreditreport.com go there first and get a copy of your credit file. then look at who charged off your account then look for a corresponding collection company. Once you know that then contact them get a settlement amount in writing first before you send them 1 cent. Do not give them any account info or access to your checking account as they will swipe it for full and leave you with nothing. Pay by cashiers check made out to them. Then in 60 days make sure they posted your credit report correctly. If not then send in a dispute with copy of proof to get it corrected |
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Sgt Big Red
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This outfit is a notorious junk debt collection agency. I have dealt with them before. Check to make sure that this debt is not time barred in your state (beyond state statutes to seek legal action). You can use the following web site to find your states SOL
http://www.bcsalliance.com/statute_of_limitations_on_debt.html
They are know for popping up years later on peoples credit reports. They also have been known to re-date debts which is illegal. If this debt is close to the 7 1/2 year reporting period, save your money and ignore them, paying it will not help much.
You can find out more about them at this web site:
http://www.budhibbs.com/debtcollectorpages/portfolio_recovery_associates.htm
Hope this answer is of help to you
LEGAL DISCLAIMER: The answer provided here is intended for informational purposes only. It is not intended nor presumed to be legal counsel or professional legal advice
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bdancer222
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Send the collector a certified, return receipt letter requesting validation of the debt to include copies of contracts or other documents proving the debt is yours. Give them 30 days.
If they fail to respond, you can dispute the item with the credit bureau, attaching a copy of you validation request, indicating they failed to validate the debt. The credit bureau will remove the item.
If they respond, you will know the debt is yours and can negotiate a settlement. Get any settlement agreement in writing. Keep it, along with your payment proof, forever. Do not give the collector direct access to your bank account.
You probably won't be able to go back to the original creditor. The debts were sold to the collection agency and that is who you have to deal with. |
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SlimMick
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Start by requesting validation...FYI: Portfolio Recovery Associates is a real company...
Send them a letter via Certified Mail + Return Receipt stating:
Per the Fair Debt Collection Practices Act, I am requesting written validation of this alleged debt, which includes a copy of the original signed contract with my signature |
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_
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You should try to go to the original creditor and make a settlement or arrangement with them. Pay by check and have them send something saying it was paid in full. I personally think collectors are shady and many of the "companies" that call you are nothing more than 2nd and 3rd hand buyers of your debt. Some people say they're shady and that they don't owe money because they are too afraid to admit they owe, or the collectors just call the phone number last known to the person in debt. Good luck! |
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dreamy
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sry wish i could answer but i dont have debt |
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rlabelle78
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GOOGLE THE NUMBER SEE WHAT COMES UP |
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