 Credit card for student with limited or no credit history? |
| I have recently started looking for the best credit card for me to pay for a couple semesters of school and a little bit of automotive work. I plan on doing an auto pay. The credit card i'm ... |
|
 Co-signing a 6 month lease for someone else. How does it effect me if I did.....? |
| Basically how does that show up on my credit? Have someone that is moving to Chicago and needs a 6 month lease co-signer. What effect does this have on my credit rating? Does it show I have a 6 month ... |
|
 What are the pros and cons of a 0 interest credit card? |
| There are many credit card companies that offer 0% interest for up to 12 months. What are the pros and cons?... |
|
 First time credit card user- which one? |
I've never had a credit card before and I am going to get one to begin building my credit (I'm way too old not to have one!)
What card do you have? What do you like about it? W... |
|
 Usually what would happen after canceling a credit card and use it after cancelage? |
| Today. I happend to have purchase some item on a credit card i have canceled earlier. I had forgetten i canceled it and really at the moment im not sure whats going to happen. And its not my credit ... |
|
 Best way to get out of debt, for a college student? |
| I'm finally down to one credit card with a balance of about $500. I know that may not seem like much, but I cant seem to pay this one down because of the high interest. I haven't received ... |
|
 If I claim bankruptcy will my school loans be included? |
| I have about 12k credit card debt they i have not paid in about 5 months and aprx 35k school loans. I was out of work and unable to pay my bills so the intreast killed me(cards started at 8k), I ... |
|
 Prepaid credit cards for youths? |
hey guys,,
i'm starting to shop online and use ebay and i'm a little bit paranoid about use my or my parent's credit cards. does anybody know of any prepaid credit cards that a 15... |
|
 What does it mean when they ask you to pay the minimum balance due on your credit card? |
| I just got my first ever credit card and am expecting my first bill next month. My credit card company says that I'am expected to pay the minimum amount, I'm new to this so can someone ... |
|
 Goodwill letters to old credit card companies in hopes of improving credit score? |
| I was thinking about writing goodwill letters to CC companies that has impacted my credit score in a negative way. I was delinquent on these accounts and that's what has hurt my score. I'm ... |
|
 Why can't I get a higher limit? |
| My parents filed for bankruptcy and are still able to get a credit card with $5,000 limit. When I apply, the most they will give me is $500! (if they approve me at all!) My credit score is between 665... |
|
|  |
gramee | How do I reestablish my credit after filing bankruptcy? |
|
 |
 
Studly
|
I would recommend you visit a site called http://www.lifeafterbankruptcy.com
This site is a commercial site but they a whole bunch of newsletters and other information that is free, and extremely informative.
Also look for ideas at http://www.creditboards.com |
|
johnny k
|
start over again. apply for store card,credit card, even take a high intrest credit card if you can get approved. |
|
Devils’ Advocate
|
if you can't get an unsecured card go get a secured one use no more than 30% of credit line and pay on time |
|
Aden Sickle
|
Apply for a credit card, you'll prolly have to get a cosigner. Many credit card companies charge interest by the month, so if you pay it off every week, you wont lose any money to interest and you build your credit. |
|
Etta P
 |
First, go to the website for the Federal Trade Commission and find out how to get a free credit report (no scams at this site) so you can review and check the accuracy of the trade lines. I have worked with many borrowers that have previously filed a bankruptcy and the creditors were still reporting some of the accounts as being "charge off's" and "repo" instead of reporting them as "included in bankruptcy" which would have less of an impact on your credit scores. Send in copies of your bankruptcy paper (include all schedules) so at least they will report correctly.
Then try to find a secured credit card (prepaid cards do not generally report to the credit bureaus) these typically don't require credit, just open a savings and the credit line is right around that same amount. Good luck and I hope this information helps! |
|
bondservant70x7
 |
I filed back in '97. It hasn't been easy. I tried financing a mobile home but, lost my job. But, I did manage to get a signature loan at my credit union and I am now financing a vehicle. So, it is a slow process but, it can be done. The interest rates are still a little high but, I've been assured that, if I can keep up the vehicle payments, I will qualify to buy a home pretty soon. |
|
archie b
|
call rchbey |
|
bryce k
|
look for a card that is for people with bad credit. You can get accepted with these card quite easily although they do come with some fees attached. you could also get secured card. When you get these cards make sure you keep your balance under 30% of available credit. Do not max them out or pay late. get a couple of these cards and start rebuilding your credit history. You could also get a secured loan at your bank and ask them to report the payments the credit agencies. for a list a cards for people with bad credit or for secured cards you can check this website. they have a bunch and also show you the fees so you can compare.
http://creditcardwarehouseonline.com |
|
slow
 |
try to get a car loan.Even if it has a high interest rate.Make all your payments on time and also get a credit card.You'll be surprised how easy it is.Just pay everything on time!!!! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 8 minutes(s) ago
| | | |
9 | 45 minutes(s) ago
| | | |
9 | 2 hour(s) ago
| | | |
9 | 3 hour(s) ago
| | | |
9 | 6 hour(s) ago
| | | |
9 | 9 hour(s) ago
| | | |
9 | 11 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
4 | 3 day(s) ago
| | | |
9 | 5 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
