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 Low credit score...looking to get a credit card to help bring it up...?
Me and my husband had a rocky start but after years of working on it we finally have it together....We now have 3 children and pay outrageous rent. Does any one know of a bank that works with low ...


 If you had some sort of cancer and you knew you were going to die in a couple of months.....?
If you were single and you purposley during the last couple of months of your life took out multiple credit cards and ran them up and live an extravagent life. Who will pay those cards off if you ...


 I had cashed a check that was stolen,for 3,7500. I want to make payment arrangements, will I go to jail anyway
...


 I want apply a credit card?
I want apply a credit card but they don't allow me to apply, because I had one credit card which was past due to. After that they closed my credit card. How can I apply again? any other ways ...


 Can I get the over the limit thing removed?
I went to buy groceries and I swiped my card and signed but the cashier said I needed to do it again. I asked her to make sure I wasn't charged twice. I got one receipt. I got online and ...


 DOES OVERDRAFT ITEM FEE FROM THE BANK AFFECT YOUR CREDIT REPORT?
OR DOES CREDIT REPORT ONLY APPLY TO CREDIT CARD??...


 I need to rebuild my credit. What are some good SECURED credit cards?

Additional Details
People my credit score is in the mid 400's. Nothing is being reported to my credit report. I obviously don't have the credit to take out a mortgage, hence ...


 Application for a credit card....?
okay.. so ive already tried applying for a credit card over the internet and that didnt go through; i tried applying for one through my bank, and that didnt go through... i need some help with this-- ...


 What is the best way to cancel credit cards?
...


 Why do these annoying people take 2 mins to take money off your debit card and 30 days to put it back?
it is so out of order. i paid a £20 deposit for top up tv anytime and they took it from my card. the next day i cancelled it and went to sky. they told me it takes 30 days to put it back on my card....


 Read my credit report and very bad...?
need to get life on track again. Read my report and says will be on report until 2010, 2011, etc. if i call & talk to the creditors and try to pay will they take off before 2010, 2011 or if I pay ...


 Does the use of debit card as a credit card affect credit score?
I do not have a credit card but I was issued a debit card with MasterCard sign on it and I frequently use it as credit. Is this doing anything to my credit score?...


 Can ppl under 18 borrow money from the bank?
...


 Lower rate on my Credit Card?
Any advice on getting a lower rate on my hight interest credit card?

Here's the deal. I have two credit cards. One with a 9.9% rate and one with an 18.5% rate. The 9.9% card has a ...


 What items have you bought that have ended up paying for themselves? ...?
Mine is a bread making machine, it gets used almost everyday and a hair Clipping set cost me £25.00 and haven't paid for a hair cut since 2003
Additional Details
Chewy, how could ...


 Can Bailiffs take my stuff??
Hey i live in uk, my parent has the Bailiffs coming round 2moro to collect stuff for a council tax debt, i own the most expensive things in the house as i have saved birthday and Christmas money to ...


 I want to take out a loan off 10,000 pounds, i work full time and earn 8 hundred a month,,?
good credit history, etc,,

if i am able too how soon do you think the process will be?
sorry just i want to help mum with mortgage deposit.

Thank u so much,

...


 Best way to pay off this debt?
Ok me and my wife made 33000 in 2006 50,000 in 2007 and now my wife is about to get a 16000 a year raise. We had issues with bill, but will now be able to pay everything back. The question I have is ...


 Can a collection agency change the agreed amount?
I've settled a debt I owed, the agent at the collection agency said that they will be debting my bank account for a certain amount for 4 months and that will suffice the amount I owe. However ...


 I have no credit cards or loans and im about 500 in debt from bellsouth how can i get approved for credit?
I AM TRYING TO GET A CREDIT CARD, AUTO LOAN, OR A PERSONAL LOAN BUT I GET DENIED ALL THE TIME MOSTLY DUE TO INSUFFICIENT CREDIT HISTORY! SO PEOPLE HELP ME OUT WHAT CAN I DO IN MY SITUATION...



scott w
How do I repair my credit after a divorce?
I dont own a car or a house but I do make an alright wage. I dont have any credit cards and the only thing I have to pay other than living exspences is alimony
                     
 




bella_4624_19
you didn't say you have bad credit, so the best way to improve your credit is to actually get some credit. Apply for some credit cards and not use them to much.


Amanda H
The only way to build credit is to HAVE credit, as in get a store card or a visa or something. dont go crazy on the debt part-- keep your balance at 40% or less....and just keep up with your payments....eventually it will go up.

If therea re any paid acounts on your record that were your spouse's, and they are bad (like late payments) try doing a dispute to get them removed.


jititi j
Step by Step Credit Repair Guide

Bad credit can frustrate your efforts at getting a credit. Hence ensure you keep your credit report clean. If there are any errors in the report, undertake credit repair to clear out any errors. This can be tiring and frustrating, but highly rewarding. Though law recognizes and protects your rights, it is your duty to remove any anomalies in your report. Here we offer you ten tips to achieve this goal, without having to resort to approaching any external agencies for help...........


Felidae
You don't say why you have a bad credit rating, but often time will sort it out - as long as you stay out of trouble. 6 years will do the trick to completely repair it.

Bizarrely, to get a better credit rating you need to run a credit card, get a load, etc. Making sure you repay etc.

You can check your rating here:
http://www.uk.experian.com/


starbright2
Please visit this website if you want to find out how you can repair your credit. I love the valuable information listed on this site.


sarkyastic31
You get a credit report, in UK you apply to experian, they charge you £2.50 and send you the report. You can then look through all bad credit and speak to them all personally, either repay the debt, or explain your disassociation with previous partner, and ask them to take you off their blacklist. Speak to your bank for further advice.


geraldine
remarry a rich person?


ANgEL
So wots the problem?? u dont own anythng.


cannadoo
Rating
my symphaties, man.


Michelle
Rating
get a credit card or a small bank loan and use them to build your credit back up. $2K will do on either. Don't pay the loan off early but you can pay the credit card off each month, just don't be late. It will take time but they need to see you are trying. Good Luck!


confused
Not sure but i would say within a couple of years in will repair itself...


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