 Best way to find out your credit score? |
| i know there are tons of online "services" that say they can find out your credit score. are these for real? i need to know my credit score...... |
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 Should I file Bankruptcy?? |
| I am about $16,000 in debt but I already have a judgement against me for $3,000. I was served with papers for past medical bills and I had a car repo'd about 3 years ago and they are threatening ... |
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 What would cause somebody's credit score to decrease? |
| My fiance and I have been working really hard to repair our credit. He recently paid off the items that he had in collections and all payoffs were reported to the 3 credit agencies; however, when he ... |
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 ????What is the fastest way to raise your credit score????? |
| Im working on getting a new house for me and my family and i need a good credit score to buy the house so please help me PLEASE... |
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 Do YOU really care about this so called 'financial crisis'? |
| Lets face it, who is really bothered about all this world crisis? (over money?) It wasn't our fault and what exactly is the government 'rescuing?'... |
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 Credit Cards?? |
| how can i build credit when no one will give me a credit card? I am 21 years old and i was wanting to get a credit card...PROBLEM...i have bad credit from things that i didnt know caused you to have ... |
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 I have been getting offers from a company that offers to take over my debt? |
And they tell me I only have to pay 50% of the original debt The debt is over 7 years old. Should I go for it or just ignore it?
Additional Details
I need to add something---- They are ... |
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 How unusual is it for someone NOT to own a? |
credit card in this day and age? People look at us like we have lobsters crawling out of our ears when we tell them we've never owned a credit card.
Additional Details
**edit** We ... |
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 Should I refinance or file for bankruptcy? |
| My credit is poor so, if I refinance I will be paying a very high interest rate but, if my credit is already bad anyway should I just file for bankruptcy?... |
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 I just turned 18, what is the best way for me to get a credit card? |
| I want one that I can use anywhere, not just a store credit card.... |
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 My 12 year old son wants a kids credit card any good places you can recomend? |
| He wants a proper card that he can use and not a pass book, he wants a good interest rate if thats possible.... |
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 Do you have to deal with collection firms who "purchased" the debt, or can you work with the original banks |
| I am 22 with about $2200 in credit card debt with no real secure source of good income. I just barely get by without having to pay this bill, but I think I could afford to make low monthly payments. I... |
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 I have really bad credit and I need to get a car. Is there anyway I can finance a car with horrible credit? |
| I have a consumer credit counseling or something like that showing on my credit report. Help me out I need a car!... |
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 I am drowning in $20000 of credit card debts, I am making about $1,500 per month, what can I do?? |
| I have about 9 credit cards, I don't have a house or a car. I had goto many banks and they don't approve me for consolidation loans... Right now, I spent all of my salaries each and every ... |
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 Does bankruptcy destroy your credit for life? |
| With the rise in the cost of everything I'm getting close to having to claim bankruptcy. Is this going to destroy my credit for life?... |
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Sheba | How do I rid my bad credit? |
I've tried everything I can think of is there something you know that I don't. I would just like to have GOOD CREDIT! |
 |
 
Real Georgian
 |
Try disputing the questionable accounts in November...December is a busy time of the year and they have to respond to your dispute within 30 days or it will be removed. Second, and you know is to make payments on time. My wife and I learned how to raise our credit score from 540 to 720 in a year of hard work from: http://www.mycreditadvise.com
Good luck! |
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Lianne
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Good credit takes time. Most companies that say they will improve your credit are scams, and anything they do you can do yourself. I read the truth about credit repair see http://creditwisdom.blogspot.com/2006/09/deal-on-credit-counseling-repair-and_15.html
You're going to need patience, good credit doesn't come overnight, for tips to get you on the right path go to http://finance-girl.blogspot.com/2006/09/raising-your-credit-score-who-doesnt.html |
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echo
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Save the money that you would pay to have someone clean up your credit for you. Do it yourself.
If you use a company to do your credit clean up, unless you are extremely lucky in who you chose, you could very easily end up in worse shape than you are right now.
Also, cleaning up your credit yourself gives you more incentive to keep it that way.
Check out the site I've linked. Start reading in the newbie forum and then in the credit forum. Learn - for free - how to do it. |
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taketwo
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is to pay up |
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gum s
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consolidate your debt and make one payment |
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flsunfungirl
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pay one thing at a time spread your money around to get it cleaned up. borrow one big loan and pay off everything. lower interst rates so you can afford the payments. Read books on it at the Library or on line. It pays to be informed. Don't give up be focused on your ultimate goal. It won't happen over night. But be determined to get it done. Ask for extensions. Ask questions. |
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Luxury
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Try to do it your self it would save you money and the risk of identity theft.Start from the top. |
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rockin_in_vegas
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There is a lobbying group called JONAS that repairs credit reports with the assitance of a federal agency. They have been successful in removing liens, judgments, bankruptcies, charge-offs, etc.
If you want more info on JONAS, email me at white_hare@hotmail.com |
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The Drifter
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The only real (i.e. good/legal) way to clean up your credit is to stop using credit cards, and give it time. Bad credit stays on your record for 7 years, after which time it disappears. You only have to change your spending habits, and your credit will fix itself. |
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citronge
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I work with a company that charges a flat rate of $125.00 to fix your credit and get the results you are looking for. If this sounds like something you can afford and serious. Hit me up, and I will pass along the Free Info. Hope this helps. |
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me667755
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Kill yourself |
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