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victor m | How do I send a message to the people in India on how banks cheat the common eople? |
Like to share something that happened to me today, I went to Icici atm to withdraw some cash I was astonished to learn that the balance was nil.
Icici bank had taken the whole balance from my saving a/c and paid my credit card bill. Without my knowledge, the credit card bill was just service charge and interest piled up month after month. Even after repeted reminder to the credit card dept that I have never recived any statements for the said amount. They had even sent they collectors to my place for the payment spoke to the collectors that had not recived the statement and was promised that the statement would be dilivered to me within two day but this is what they did TAKEN OUT THE FULL AMOUNT FROM MY SAVING A/C TO PAY THE CREDIT CARD BILL. Without notifying me.
I would like to share this with all INDIANS BEAWARE OF SUCH BANKS.
Additional Details
my friends this matter of not reciving statments each months was escalated to the credit card dept but they just wanted to do the things they do rob the common public |
 |
 
Deliah
 |
"the credit card bill was just service charge and interest piled up month after month. "
You never had a balance that was not paid on time or was never over the limit or had other service charges?
If you DID then the fees are appropriate and you should have negotiated them away or paid them before it got to the point of the other actions.
Before dissing the bank did you have an agreement where the payments were taken from your checking account?
Did you keep the checking account empty to avoid them taking this sum from the account? Some banks link checking and savings for purposes of overdraft protection etc.
Did you ever have problems receiving your statements in th past or just when it got to the point of a balance you did not agree with? Strange. |
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Flixy
|
You were obviously spending money on the credit card, of course you are going to have to pay it back!!
Just because you were not receiving the bank statments, that doesn't mean they are going to forget about the debt.
Also you would have signed up to the banks terms and conditions when you got the cr card which will generally say that they can take money from your other accounts to pay your card off if you aren't paying. Tough luck bud. |
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j.tejraj BL title toseashipment
 |
I feel sorry for your experience with the said bank. However, before you venture out to give effect to your feelings I would suggest that you take up the matter with the Head Office of the Bank even with the CEO/CMD giving the full details of your grievances and your anguish at the attitude of the personnel. I am sure the concerned higher authorities will do the needful sort out the problem. Ventilating your grievances to others not connected with the Bank will not solve the problem except satisfying your hurt ego and will adversely affect the bank which may not be factual. |
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delta
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if u dont pay your bills in time how can u blame the bank even if we agree with u that u have not received the statments u must be knowing how much u had spent on the credit card. Is is not your duty to pay your dues. Also is looks like you have ICICI Bank Credit Card. Credit Card companies have to collect their dues.
u need not send any message to anybody in India when u are at fault. |
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krissh
 |
u can use orkut.com for this.
make a community there and invite others to join and criticise these banks. |
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Support
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well try to go in all blogs & tell there |
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Vidhya M
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i think you jion this group forward4all it is the best one & simple also |
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Neophyte
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The is an Credit Card Users Association. You need to contact them. Contact a lawyer and fill a show cause notice on the bank. They cannot use your funds without authorization. If they do not respond fill a case on them and claim a compensation. Contact a Journalist association. |
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king
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Report this matter to newspapers which have a wide circulation and in addition to it complain to the consumer court. |
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rhythm
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you are right.....they r like this.... i m with u.....& would like...that other peaple should also join u .... |
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