 Theres a checkcashing place my son cashed a check at, the people who sent him the check put stop payment on it |
and now ace express tells him he owes them 285.00$ what can they do as far as going to jail, or sending him to a collection agency
Additional Details
they check was a personal check from ... |
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 I have one shoddy credit card (26% apr? lol) that I only have in order to build credit. Will...? |
| they eventually give me more credit after so many months of paying on time and not really using the card anyway? Or can I request more credit at some point? I've only had the card for a few ... |
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 How would you be affected if your credit limts were reduced? |
| According to the article linked to below, one analyst thinks that the credit industry is poised to reduce the liquidity of the American consumer by 2 trillion dollars through credit line reductions. ... |
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 How to Build your credit with new Social Security Number ? |
Does the the Cellphone Bills, Credit card, Internet bills help in Building credit ?
What is the best way to Build an Excellent credit.
what to avoid .
Additional Details
I do ... |
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 Is a credit score of 717 considered a good score? |
Good enough to get a auto loan or possibly a home loan?
I have only had credit cards for almost 2 years.... |
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 I am 18 and i want to apply for a credit card? |
Where do i start? Which credit card is best for me?
Does it mean that now I do not have credit history?... |
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 Credit cards? |
| We have a credit card and have had it for over 5 years now. We got our bill this month our payment went up to 183 dollars. The next day we got a letter from the credit card company saying that they ... |
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 Which credit card you perfer? |
| I just turned 18 and I want to apply for a credit card but there are a lot. Which is the best credit card i should get? ex. american express because it has a good rebate percentage? or visa. etc.... |
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 How long do you hang on to old bank statements ? |
| When do you think it is safe to throw away old statements and receipts extra. How far back can the tax man go?... |
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 Do cell phone bills affect your credit score? |
| I dont think it does but my fiance` thinks it does...... |
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 What does the word derogatory mean on a credit report and how does it effect a FICO score? |
i noticed that my fico score went down
Additional Details
it is an account that i am paying off in a settlement for $50 a week. I send letters with every payment dated and signed asking ... |
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 I Need A Credit Card???? |
| I've been trying to build credit without a credit card but have finally given in seeing how everything I want to get needs a co-signer which I don't have or CREDIT which I also don't ... |
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 I paid off unpaid balance on my credit report a year back, but my credit report is not updated, what do i do? |
| I had an unpaid balance on an account which i paid in full, and I have a letter from the creditor (dated a year back) indicating that the account has a zero balance. However, my credit report still ... |
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 How to pay bill collectors? |
| I am a kidney transplant patient and will constantly be at doctors offices and hospitals. Just for this year alone I have recieved 4000.00 in bills from the hospital alone. That is my deductible from ... |
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 How long does it take for the record to be off the credit report, if the debt is settled with collector? |
| i have a 1400 in cc debt for the last 3 years, the collection company offered the settlement of 715.51. The actual credit line was 500. the rest are fees. Does anyone know, how to negotiate lesser &... |
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Dan F | How do I start a credit score? |
I am 18 years old and have no credit whatsoever, can i have a good credit score by june? and how do I start obtaining credit? |
 |
 
Abcd
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the easiest way for you to start credit will be by applying for a credit card one that helps people with no credit this cards are good to start with but not to keep I would get one of these cards use it for a few months to build credit then apply for a better card and drop the firs one, check out www.fastcreditcardapprovals.com and go under poor or no credit section.
http://www.fastcreditcardapprovals.com/ |
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teresathegreat
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You cannot have a good credit score if you have no credit history.
Your credit score is basically your "grade" for having done good work for a long time. If you haven't done any work, then you haven't earned any grade yet.
It's a gradual process, so you need to start slowly and build your way up carefully.
Apply for a no-fee credit card that gives you some sort of reward - cash back, airline miles, whatever you're likely to use. Then comes the most important part - **pay this card in full on time every single month, without exception.** Never spend frivolously or more than you can afford. Credit card companies may seem friendly, like you can carry a balance as long as you like, but this ain't free money - the interest charges will come on like gangbusters and break your financial kneecaps.
Using a credit card responsibly, within your budget, is a terrific way to build a good credit history and earn a good credit score; using it rashly is the quickest way to destroy your credit. |
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hahahhayeah
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You need to get a credit card, at least one and start buying things on them. It helps your rating by paying things off on time. This shows good credit. For the short amount of time, that is all you can do. |
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David J
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Get a low limit credit card through your bank.
Use it every month, but pay the balance completely and on time.
Keep doing that and your score will slowly improve. You are unlikely to get a "good credit score" by June no matter what you do. |
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Jent12
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Below is a great article on helping you establish credit.
http://ishouldknowthis.com/2008/01/31/how-to-establish-good-credit-and-keep-it.aspx
Getting a credit card is a great thing to do if you use it responsibly.
If you are having trouble getting a credit card going to the bank is the best. That's where I got my first card. Later, when you've established good credit you can go and reapply for a card that will give you more rewards and better interest rate. |
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shhbanvar
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Get a credit card, use it a few times a month, and pay it off every other time, and 3/4 the other half. Every two months call the credit card company and ask for credit line increase. Correct errors on your credit report. Your report must prove to the lender that he will get his money back.
Some retail and gasoline credit cards are not revolving (do not carry a monthly balance) and sometimes are easier to obtain than regular cards. Over time they can help establish history. If you don't have a checking account, open one. You have very little credibility with lenders if you don't have at least a checking account and preferably a savings account as well. Just as importantly, be sure not to overdraw your bank account. Bouncing checks sends a signal to potential lenders that you can't manage your daily finances and are therefore not a good credit risk.
With careful planning and a little knowledge of how lenders issue credit, you CAN establish a credit history fairly painlessly. There are many businesses waiting in line to take advantage of you by charging exorbitant fees or interest rates, so be careful out there.
--------------------------------------...
http://www.bestcreditrates.net |
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its_me_anji
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First, get a credit card... even a secured one, perhaps from Capital One if necessary, but try your bank first.
Use it every month... but never charge more than 20% on it. If you do charge more pay it before the billing date as the amount billed is what will be reported to the credit bureau even if you pay it in full every month.
DO pay it in full every month.
Next, go to the bank for a small RRSP loan and pay it off over 2 years.
Credit scoring depends on payment history, the types of credit you have, how often you apply for credit, and how much of your available credit you use.
Take these two steps and you will have good credit in no time. Just be cautious with your credit usage as you can go seriously overboard and if you misuse your credit it will haunt you for years to come. |
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John W
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You can use credit cards.
http://credcards.noneto.com - try this one. I personally use it. This card is also very good to build credit rating.
Just take credit and pay it in time, and your credit score will grow. |
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baddog372001
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two article you should read
http://loans-guru.com/things-you-should-know-about-your-credit-report/
http://loans-guru.com/how-i-raised-my-credit-score-40-points-in-24hrs/ |
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