teri
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The other peson has to get a loan by themselves, otherwise you can not remove your name. |
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smcgilli
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you can't. you need to make the payments on the car even though you don't have use of it. tough luck. |
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Tommy's_Sweet_Girl
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Your dad will have to go get a loan for the car, and purchase it from you so they will take your name off. |
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JT
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Talk to the loan department of the dealership about your options, or whatever company you got the loan from. If they don't help, I would suggest getting a lawyer to explore your legal options. Being 19 years old, messed up credit will kill you for life.
From now on, I would say it's probably wise that whenever you are going into something with someone else, make sure that you have a written contract that you can fall back on. If you had had that in this case, it would have been quite possible to take him to court over the fact that you've apparently spent all of the money on a car that was supposed to be yours, but isn't.
Right now I think it would be more important to recoup your losses and get your credit back on track then to just get out of the situation |
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Steveo
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Your dad needs either to sign the car over to you so you can make the payments individually, or sign over your share to him. You need to contact the loan company to find out what you can do. You will need his cooperation in either event.
Since he is using the car, and doesn't seem willing to cooperate, you need to contact the loan company. |
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caffine jag
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If I read this right, your father co signed for you. If that is correct, he is messing up his credit.
Who's name was the car registered in?
Did you fail to keep payments up? (I only ask this as that is how parents usually get custody of the car).
Two more things for you and every one else reading this, never ever co-sign, and for $ 7,000.00 you could have gotten a decent car and insurance. Don't get car fever and buy more than you can afford.
Had you done this then you would be driving your own car.
Sorry I do not know how to help you but others may learn from this.
Good luck.
Hope we don't see you on Judge Judy.
Judge Judy rules |
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desertskieswoman
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Sorry, but thats what happens when 2 people are on a loan....the only way is to refinance if you can. |
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ashshortie20
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you can not remove your name, the primary will have to refinance the car in their own name... The loan that you co-signed for will still be on your credit report though. |
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♥♥The Queen Has Spoken♥♥
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You will not only have get your name off of the title but also off of the loan. Call the company that financed the car and ask how you can do that. |
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Suzy
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You should contact the loan company and follow up with a written request. Don't be surprised if they refuse to remove your name from the loan. If you have truly kept up your end of the deal, shame on your dad. Hopefully, you've learned a valuable lesson with this experience. Co-signing has the potential to turn sour quickly. |
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mudpuppie
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if he is lat on paying on the car being co singer you can get the car back no matter what you Stael have to pay it off if he don't but you can sale the car and thin its not on you good luck |
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Chris S
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that sucks. You'd have to get your dad to put the car in his name only. |
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extremeaz2000
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If there is a loan on it, then the loan needs to be paid off or refinanced. |
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Ralph N
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work with your father--pay for the car loan--this is a lesson for you--do not co sign a loan. when you bay a house-dad may co sign the loan. |
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slinkies
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OUCH!!
he would have to refinance it in his name - OMG! I can't believe your father would have you pay for half the car, then screw up the payments, AND not even let you drive it!!
i'm sorry, but IMHO - that is HORRIBLE! |
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Ms_Hollywood_Hairdresser
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If I were you, I would go to the Bank or credit Lender Your dad is supposed to be making the payments to, and tell them you situation, they can point you in the right direction. You may have to get a lawyer and that can be messy and expensive, and if you can't help on the payment then I think the owner of the car has to have another way to have the car paid for.
I am SO sorry to hear that, I went through something similar! |
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shallytally
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you are too young to have your credit screwed like this. |
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