 Which credit card, in your opinon is the best to get? and why? |
I have been wanting to get a credit card for emergency purposes. I just dont know which one to get. there are so many!
Additional Details
I have good credit. I have other credit cards to ... |
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 How can I get a real free credit report? |
| What I specificly need is the companies that have reported against me.... |
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 Can a debt collection agency attempt to collect money they say is still owed to the original owner? |
| My husband and I purchased a vehicle in 2004. We couldn't afford the paymets, so we returned the vehicle to the bank. They sold the vehicle for less than what was owed. Now three years later, a ... |
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 It's my business and problem right? |
| My mom called my boyfriend of 8 mnths ranting over a cell phone I asked for her to buy when my razor went out the other day. I promised 2 pay her back. Unfortunately I never hav money for emergencies ... |
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 Does anyone have experience buying a used car with terrible credit?I have a high income of around 100K? |
| The bad credit comes from charge-offs on unsecured credit cards. i have had a mortgage for the past year in perfect standing.... |
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 Reason for 0% APR Cards? |
| What is the reason for credit card companies offering a 0% apr card apart from the usual promotional spin? Is there somnething to do with the economic cycle we are in?... |
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 Can anyone help me finanially? |
Would anyone like to send me money so I can support fiancially for next 3 month or so.
Something happend and need help.
Additional Details
bijan a
I'm a good person but ... |
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 E Bay Debt?? |
| Just received a formal demand,from a debt collector on behalf of unpaid e bay fees,for advertising a car that wasn,t sold,the fees were for £130,i think that is ridiculous,should i pay,or ignore??... |
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 Catalogue debt? |
| Does anyone know if it is possible to transfer catalogue debts into someone elses name? I have a customer who has ordered quite a lot of things from my catalogue and now can't afford to pay and ... |
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 How do you add good things to your credit? |
| I am 24, will be 25 in June. I have a 4 year old son. I don't own any cars, rent any cars or furniture, etc. I don't have a cell phone, or even a bank account. I do rent the top half of ... |
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 Credit Cards and Not Paying Them? |
| I owe two credit cards money. I've tried everything but I can't seem to pay them anymore. My lover racked up the bills before she took off on me. I owe about $4000 on one and about $1000 ... |
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 Please help someone i know used her dead husbands credit card? |
| some one i know used there dead husbands credit card and no it's not me, the card arrived the day he died and she could'nt afford flowers or anything for the funrel so as she had a second ... |
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 What can I do if my debts are choking me? |
| My sallary won´t be soon enough to cover my credit cards and other expenses. What are the options? Legal, of course!!!... |
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 Debt Management? |
| Has anyone else on here used Payplan? Are they good? How are you coping with debt problems? I have serious debt problems and a friend advised me to declare myself bankrupt. Is this a last measure?... |
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| What is better, more credit cards or older cards? |
| I have about 6 cards that are all pretty much paid off but I like most of them for various reasons...Chase amazon b/c I shop there alot and the rewards are good. Chase freedom cus of the APR, W... |
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Chloe C | How do I transfer my car loan to someone else and have them take over the payments? |
I have decent credit and I basically need out of a loan I have. I have heard that people interested could take out their own loan and purchase the car but I was hoping that there may be a way to just sign the loan over and have someone take over the payments of the vehicle. Any advice? |
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Jessica W
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They have to take out a personal loan seperate to your own. They then transfer the funds over to your loan & make the repayments themselves. Ususally though, the car will be needed as security for the loan so it may proove difficult especially as the car would already be security for your loan. It cannot be security for two seperate loans.
I've bookmarked this site to go back to next time I need a loan...
http://www.knowledged.info/go.php?link=auto
See ya. |
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Jeff T
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What you're describing is called "sell the car". |
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vensik1
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You bank chose to put their trust in Your ability to pay off that loan. They analyzed your personal ability to meet the payments, your history of paying bills, and other factors. The bank is not interested in having someone they don't know pick up that loan and start trying to pay this off, especially in the current credit environment.
You should really only sell the car, in which case the buyer would come up with a check of some form (their own loan, cash, ect) that you could take to your bank to pay off your current loan and keep the rest. The problem with having someone simply take over your payments without the bank involved, is that the loan is still in your name. If the person failed to make a payment, your responsible for it. Also, the car would still have to be in your/your banks name. So the person making the payments would probably have problems getting insurance legally. If they didn't tell the insurance company, and there was an accident, the insurance company would be off the hook. ect... there are plenty of reasons not to let someone try to take over your loan. |
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you're lucky I'm nice
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the person that's taking over the payments has to get a loan to pay off what you owe on the car, and then they re-finance the car through the bank who gave them the money. then they take over payments. |
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