 Rip off artists....is this a scam or what..anyone else heard of this.? |
| Just got a letter in the mail with a check for 4.700.00. The letter said we won a lottery. Informs us to deposit the check in the bank..then send 2.700.00 via Western Union directly to the tax ... |
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 Paying off car? |
| I have saved all the money in a savings account to pay off my vehicle. The only thing is I am trying to find a home to purchase and I was told that if I pay off my car now it will make my credit ... |
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 There is interest payable if you take cash from ATM on a credit card, but is it same for cash back from Tesco? |
| Lets say I buy items for £25 using credit card and take £50 as cashback on same card from any store which provide cash back facility, do they consider as a single transaction of £75 or two ... |
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 Is it better to leave credit cards open after u have paid them off? |
| i have a mc which im keeping open and activily using and also an old navy card that im using i just paid off my target and gap card and i also have a victria secret that i have never used and im not ... |
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 Pay off loan not in my name, pay off card in my name, or save for down payment? |
I owe on a loan with my family that is not actually in my name, but I've agreed to share in it, my part has about $6k left at 9%.
Then I also have my own credit card, in my name, with ... |
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 Can you opt out of credit card offers? |
| I get junk mail for credit cards every week that I'm never going to apply for.... |
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 Can someone in the know advise me please!? |
| i brought a car on finance 3 weeks ago and havent been able to use it since as it decded to break. The company Car Craft who i brought it from are not being at all helpful and i just want to return ... |
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 Are there any online sites to check my credit rating,,,thanks? |
Additional Details
i`ve tried these sites,they ask for card details & payment.... |
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 Didnt even get a secured credit card!!!!? |
| I moved to the states from Germany a year ago...I dont have a credit history and I knew I cant get a credit card without one. So today I went to my bank "Bank of Amerika" where I have a ... |
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 What's the best way to eliminate credit card(s) debt? |
| I'm in way over my head, as some would say. I owe a little over 5 grand on my primary credit card and the max is $5,300. I owe about $500 on another, and $400 for a traffic citation. What should ... |
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 Am i responsible for a debt after 4 yrs have passed, and this is the first time they have contacted me? |
| I have just been asked to pay a debt after 4 yrs, I know I still owed part of the moneys the person is asking of me, but not all as most of it was paid in 2003, I have proof. I have been told that ... |
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 What is the best credit card for....? |
| are there any credit cards that charge no interest for the first month or so? I only need to pay off a couple of debts, I don't plan to use it much...anyone know of good credit cards? Also...... |
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 If I choose to blow off a mortgage loan, how long will it take to regain credit? |
| BadGirl has an idea. What if I dump all of my student loans into a refinance and/or home equity (on property I own, but need to unload), and then I decide to bail on that property. It will take me a ... |
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razel | How do americans handle their debt? |
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Izzat7
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I have to put them on my credit card |
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Deb W
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I pay off my credit card and all bills every month....I sleep better at night. |
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Rich Z
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Poorly and worse-and-worse. They are generally sinking deeper and deeper into credit card debt. If they can't afford it they get it anyway and put it on their card. |
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sista bigbone
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pay your bills on time and try not to exceed over your living expenses. if you only make a certain amount a month try not be a crazy and get something that you can't afford. paying your bills on time will cause you to handle your debt and being in debt is not a good thing because you will be paying people back for the rest of your life. |
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b14417@sbcglobal.net
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All differently.
I am a don't spend what you don't have kind of person.
We saved and bought items WHEN we had the money,
This instant gratification is rampant in all countries and needs to be stopped.
We pay cash for cars. I have great difficulties in hearing ads that never mention the cost of an item but instead say things like ,only $200 a month, or 3 years to pay. |
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BabeHeart
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Personally, I try not to have any. Credit cards are paid in full each month, vehichle notes are paid off as early as possible, and being debt-free is a goal (and my current status). ☺ |
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ryan d
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isn't it obvious? we don't !!! We just ignore it, and let it grow and grow until we're so deep in debt that you'd need a bulldozer just to get a veiw of us... We let debt pile up like laundry in a dirty 6 yr olds room. |
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T D
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A more succinct question would be how much will power do Americans have. Certainly, waiting 20 years to buy a home in cash is unwise and borrowing makes sense. borrowing to eat a pizza and make minimum payments makes the $10.00 pizza a $30.00 pizza. That would be unwise. As you can see by the responses some americans spend and don't worry about it and they will never have any money. some americans don't spend and they live a financially stable but relatively boring life. ( if I am going to pay tax on a soft drink to drink it in the warm comfort of a restuarant rather than eating in a cold car then so be it.) So there are more or less common sense guidelines. My opinion is totally differant. Borrow money if it will make more money back. Makes sense to me. buy a rental property with $5,000 down and it will make $450.00 a month profit that will make the car payment instead of putting $5,000 down on a car. |
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Laura
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Some people totally freak out but, there is really no choice than to deal with it........they made their beds now they gotta lay in them, ya know......... |
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burton160w
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What debt? I pay my credit card on time every month and tally exactly whats spent with what I have! |
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Rated R Superstar
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Americans keep on paying their credit through out their life. They buy everything on credit....house, car, etc. and spend most of the years paying it. |
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Fujoshi
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We ignore it and hope that it will go away... |
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