 How do I get negative things off your credit? |
I have negative items on my credit: collections, inquiries, and delinquint account I have paid some off but my score doesnt go up and on some off them it went down how do I get these off my credit
... |
|
 Online Credit Card? |
| Is it possible to obtain an "online" credit card? I want to obtain a low limit card to use for online transactions exclusively. I would set a very low limit, in order to limit fraud in ... |
|
 My credit is in the toilet and I'm 37. How do I repair without filing for bankruptcy? |
| I'm studying to be come an electrical engineer and working for an field engineering company as an electrical apprentice. I pay child support for 3 daughters. I don't have a 401k or ... |
|
 My mother has bad credit, I have no credit. Can She still co-sign a credit card for me? |
I'm about to turn 21 years old and I have no credit.I don't want to get an insured credit card, so that's out of the question.
My question is, can my mother cosign a credit ... |
|
 What does my credit score have to be to be approved for a home loan? |
| I am restablishing my credit because I want to buy a home. My credit score now is 550... |
|
 How can i get out this credit card debt ? |
| I don't have a job right now i can't pay my bills everybody is calling me to make a payment i can't give them what i do't have. one company has sent me execution payment request ... |
|
 What can I do to improve my credit, so I can get a loan? |
| Got denied credit because of 3-4 unpaid very old debts that have been turned into collection agencies years ago. (3-5 yrs) The total is low, and they are hospital bills and a cell phone bill. Peoples ... |
|
 I have several credit cards from years ago that I never was able to pay? |
| I am always getting letters telling me to pay the debt and the amount keeps getting higher. I am not able to pay these off in full. What should I do? What can the companys do to me if they are not ... |
|
 If you default on your credit card,can the card company sue you? |
| Say you have about $3500.00 on one card and $3500.00 on another card, can you be sued for not paying?... |
|
 Is 14.99% interest rate ok if you are new to credit cards? |
| it's 0% for 6 months,then 14.99%,it has variable rates,14.99% or the prime rate plus 9.99%.... |
|
 What can u do if the bank agents are harassing your family coz of overdue payment? |
| I have a loan which I wasn't able to pay before I left my country 6mos ago..but is willing to settle it.The thing is the company is harassing my family..what is my legal right on this? please ... |
|
 Can I get a realistic answer for getting out of debt? |
| I have read and listened to numerous "get of debt" solutions. Are these books for real? The rolling affect of once a credit card is paid off put that payment on the next credit card and ... |
|
|  |
Haopei | How do banks make profits? |
|
 |
 
toe poe gee gee oh
|
They lend your money out and charge the borrower high interest .
They charge bank fees for holding an account and they charge people to have safe deposit boxes at the bank.
They also have investments and bussiness adventures and use depositers money to make these investements.
They loan money to individuals and if this person doesn't make the payment on time ...they take their property...homes, boats, bussiness, cars everything. |
|
Freddie
|
Banks make profits by selling products and services, and also by investing. Some products have flat fees, such as the fee to rent a safe-deposit box. Others are based on percentages such as interest charged on a mortgage or vehicle loan. Banks also invest the funds you have on deposit with them. This is the basic reason why they pay you interest for depositing your funds with them. They expect to make a higher return from their investments than you make on your savings account. It all adds up in the bank's favor. |
|
J-Pizzle
|
I wondered that one myself for awhile.
It makes you think though, why would I want to entrust my hard-earned money to people who are trying to turn a profit from it?
The 1st posted has the correct answer though - interest, loans, stocks, turnarounds - things like that make them money by using your money temporarily. |
|
Travis
 |
from loan - they gain a lot of interest in loan
also from stock/investment too |
|
anisarkisyan
|
They charge interest for lending money out and with theose monthly fees. |
|
Manu
 |
They loan people money, then charge high interest rates, among othrer things, like random fees. It might not seem like much, but add it up among all their customers, it adds up fast. |
|
dawn18417
 |
They charge high interest rates on credit cards and on auto mloans and house loans and when they have excess cash laying around they invest it in the treasury market. |
|
jeangrae
 |
lots and lots of hidden fees |
|
INACTIVE
|
There are alot of ways ... interest rates on loans and credit cards, late fees, overlimit fees, application fees, checking and savings account fees, notary costs, cashier check fees, and more. Take those fees by the number of customers that banks have and you'll see that banks do quite well with profits. |
|
went right
 |
INTEREST
music-diversity.20fr.com |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
9 | 5 minutes(s) ago
| | | |
9 | 11 minutes(s) ago
| | | |
10 | 17 minutes(s) ago
| | | |
10 | 51 minutes(s) ago
| | | |
10 | 1 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
10 | 7 hour(s) ago
| | | |
10 | 2 day(s) ago
| | | |
9 | 3 day(s) ago
| | | |
10 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
