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 What is the best bank to get an account with after being bankrupt?
i have just recieved my discharge papers after being bankrupt and need an account to set up direct debit etc help?????????...


 I gave my parents my money and now they won't let me have it!?
I want to go to Germany with a friend. She has an apartment there, so it won't cost alot. I gave my parents a $7000 check to invest, but now they aren't giving me my money. They say it'...


 Pre paid credit cards questions?
where do u buy them, can u use them anywhere, can u use them ...


 I have a lot of credit cards. My question is If I close some of my credit cards does it lower my credit score?
I have a lot of credit cards. My question is If I close some of my credit cards does it lower my credit score?...


 I cosigned for a car for my niece. she is always late. how can i get out of this situation?
She and I had a family falling out which mkaes it harder for me to contact her. I need some type of legal adice on what to do with this situation. How bad can this hurt my credit?...


 Why do companies hold the first pay check till you quit?
...


 How do I get a collection agency to stop pursuing me for money I shouldn't owe?
I refused to pay $430.00 to an apartment complex I moved out of because the charges were bogus. I did pay for other charges I thought I was responsible for, like new carpeting. I refused to pay for ...


 Is this a good idea?
Should I take out a $100,000 loan to invest in the stock market?...


 When i get married, do i marry my husbands debt. More specific, his child support?
...


 Can I still use my expired MasterCard?
My MasterCard is set to expire 07/06. If I don't receive my new card by July 1st, can I still use my expired card at any merchant that accepts MC until I receive my new card?...


 Pay off car loan or credit card?
Just received my tax return and have a few extra thousand to either pay off my car loan or pay down my credit card. Seems like the easy answer would be to pay whichever has the highest interest rate -...


 Is it right for Egg to do this to their credit card customers?
Cancelling their credit cards to 161,000 people. Many whom claim they have excellent credit rating and repayments are in full monthly.

http://news.bbc.co.uk/1/...


 I havent paid my credit card bill , creditors are calling, can i do a payment plan?
...


 What happens if I cut up my credit cards?
I want to stop using credit cards and everyone says to just cut them up so I can't use them then pay them off. But then don't I need the info on the cards if I plan to cancel them?
A...


 What happens if i move abroad and do not pay my credit card off?
...


 Can I get arrested for a late payment on my truck?
I am one month behind on my truck payment, becuase of a money scam that happend to me a few months ago. I tried to work things out with the dealer and they did not want to make arrangements. I am ...


 How many of you have substantial debt on your credit cards and how many do you have?
...


 This guy calls me and says he works for a collection agency, but the caller ID is 000-000-0000 I its a scam?
The caller ID name is 000-000-0000 and a phone number but when I go to whitepages.com and put the # it its unpublished and says the provider name and the city the phone is in, which is the same as my ...


 What do i need to have to get a credit card?
...


 Where can i get a 2000 dollar loans with bad credit?
hey does anyone know where i can get a small loan with bad credit my credit score is a 570 or ...



theresa s
How do credit card companies or collection agencies get your cellular phone number?
If a person is late paying a credit card bill , how do the companies get your cellualr phone number when you only gave them your home and work phone numbers when you first applied with them?
                     
 




OC1999
There are many ways that they could get your Cell Number.

1. If you ever call them from your Cell Phone they have your Cell Number. Even if you make it private when you call an 800 number that company has access to it.

2. You have used your Cell Phone number on another application/card. All of your contact information is put in a section of the credit report. This shows every variation of Street Address/Phone number any company has on you.

3. They did a search and just happened to find it on the internet with good old detective work. This usually will happen when your debts go to collections.

Someone had mentioned the Do Not Call Registry, that works for Unsolicted phone calls. If a company has business with you they do not need to check that. You can however tell them to not call you on the phone number. Do this by Certified Mail to the company and if they call you again on it you can perhaps take some action against them.

You are still responsible for the debt if you tell them not to call you, they just won't keep calling you on it.


co2vinny
Rating
That's not the only thing they got, sweet pea. They know stuff even you don't know about yourself.


CALIFORNIA GOLD
Rating
I see one person has it right; they got it off caller ID when you called in.


sweetnsexy_38
Rating
When you fill out application for any credit card or collection agencies, once they pull your credit report your cell number may be on it. Or if you put personal reference on the application they may have contacted one of them and they gave them your cell number.


amber_myers16
Rating
All they have to do is a credit check and it will show you have a cell phone and your phone number is right there on the credit check paper.


tennessee
Rating
on credit check if you put it anywhere on credit for contact imformation they got it! I know i found out the hard way `


John B
There is an amazing amount of information that goes out over cyber space. Any time you give that cell phone to a creditor or to apply for credit or even for other innocuous purposes like insurance, it is reported. Companies like Lexis Nexis gather information about you and sell the information to any subscriber. If a collection agency wants to contact you they will pull a report like Accurint which has not only your cell phone but also your neighbor’s names and numbers and potential family member’s names and numbers.

There are other ways they can get this too, like pretexting but more than likely you gave it to another creditor as a second point of contact.


Leah
OC1999 is right.

My advice for you....
1. Budget better!

2. If you have debt with them, write a letter to start a payment plan or write it to come to an agreement that works for you.

3. Get a lawyer to call and settle with them

4. Just get a lawyer to call to tell them that you don't have the money right now.........they hate lawyers and prefer not not deal with them.

5. Wait 7 years for it to fall off of your credit report...double check this one though....it may be different for credit cards.


justme
perhaps they called the number of the person you listed on the application as nearest relative not living with you and that person passed on your number.


duhryan3
easy...show and tell.

many companies work under a umbrella corporation. other-words many companies or products that we love and trust are owned by one company. they often share or sell our information to other companies.

there is no such then as a true privacy law

sorry


Sprint=Rip Off
Rating
At one point you probably gave it to them. I heard SPRINT PCS voluntarily sells their data base to affiliate companies. They lack market share and this is one of the ways they make money.


Hope2007
Rating
all cellphone numbers are being released to telemarketing companies and you will start to receive sale calls. YOU WILL BE CHARGED FOR THESE CALLS....To prevent this, call the following number FROM YOUR CELL PHONE: 888-382-1222.
It is the National DO NOT CALL list. It will only take a minute of your time. It blocks your number for five (5) years.


ashok
Rating
doing credit check opens up complete history of your past and present activities and there they can find all the information they need.


txharleygirl1
Do you use the credit card to pay your cell phone bill ? If so,
thats why they have the number. Also, if you are behind on your cell bill, the cell company can report it to them with the cell number and it will show on your credit report. Also, when you get a cell phone, they do a credit check and the number is automaticly put on your credit report.


steve1kelly
have a look at this site. they can write a program that goes through all the numbers http://www.superphonebook.net


samiam246
Rating
They find your number on your credit report, but you can now put your cell phone number on the do not call registry at www.donotcall.gov. It may take a little time, but the calls will stop.


rebel g
Rating
your cell phone account number is usually your phone number. if they pull your credit report, it will have that number on it.


Bobbi N
Rating
because they are a nosy bunch who like to call people and bother them for $2.00 especially when its 9-10 at night

i think its because they do a search on your name...usually you have to give your name and SIN/SSN on your application for cell phones

and then they might do a credit check before you can get your phone anyway...so they have your info anyhow


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